Mt.L.
ActiveSummary
Mt.L. has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,652 and a net result of -€4,190. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 95% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-3
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 23.69 against 25.11 in 2024; short-term debt: 3.2% and cash: 5.7% of total assets), and 3.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
-24.4%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4,190
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-02-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
43 d early
2023
57 d early
2022
19 d early
2021
61 d early
2020
44 d early
2019
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€16,652▼ 20.1%
2024 · €20,843
Total assets
€17,196▼ 20.5%
2024 · €21,623
Net result
-€4,190▼ 57.0%
2024 · -€2,669
Working capital
€12,336▼ 34.4%
2024 · €18,813
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,005▲ 2,034%€1,046▼ 86.9%-€1,676-€2,327▼ 38.8%-€3,890▼ 67.2%
Net result€5,639▲ 201,280%€246▼ 95.6%-€2,033-€2,669▼ 31.3%-€4,190▼ 57.0%
Equity€25,299▲ 28.7%€25,545▲ 1.0%€23,512▼ 8.0%€20,843▼ 11.4%€16,652▼ 20.1%
Total assets€28,060▲ 33.9%€26,734▼ 4.7%€24,052▼ 10.0%€21,623▼ 10.1%€17,196▼ 20.5%
Debt€2,761▲ 113%€1,189▼ 56.9%€540▼ 54.6%€780▲ 44.5%€544▼ 30.3%
Working capital€22,148▲ 18.4%€23,423▲ 5.8%€22,418▼ 4.3%€18,813▼ 16.1%€12,336▼ 34.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,890 in 2025 against €2,327 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17,196
Fixed assets
€4,316 ▲ 113%
Current assets
€12,880 ▼ 34.3%
Equity and liabilities €17,196
Equity
€16,652 ▼ 20.1%
Debt
€544 ▼ 30.3%
Debt's share of the balance-sheet total falls from 3.6% to 3.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,743▼
2024 · -€1,347
Cash flow
-€3,044▼
2024 · -€1,689
Current ratio
23.69▼
2024 · 25.11
Debt to equity
0.03▼
2024 · 0.04
ROE
-25.2%▼
2024 · -12.8%
ROA
-24.4%▼
2024 · -12.3%
Interest coverage
-55.80▼
2024 · -27.40
Debt ≤ 1 year
€544▼
2024 · €780
Income taxes
€354▲
2024 · €335
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.9%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €314 | €1,029 | €1,029 | €980 | €1,147 | ▲ 17.1% |
| Other operating charges640/8 | - | €1,211 | €1,056 | €682 | €1,235 | ▲ 81.2% |
| Gross operating margin9900 | €9,308 | €3,286 | €408 | -€665 | -€1,508 | ▼ 127% |
| Operating profit (loss)9901 | €8,005 | €1,046 | -€1,676 | -€2,327 | -€3,890 | ▼ 67.2% |
| Financial income75/76B | - | - | €0 | €42 | €103 | ▲ 144% |
| Recurring financial income75 | - | - | €0 | €42 | €103 | ▲ 144% |
| Financial charges65/66B | - | €50 | €52 | €49 | €49 | = |
| Recurring financial charges65 | €50 | €50 | €52 | €49 | €49 | = |
| Profit (loss) for the period before taxes9903 | €7,955 | €996 | -€1,728 | -€2,334 | -€3,837 | ▼ 64.4% |
| Income taxes67/77 | €2,317 | €750 | €306 | €335 | €354 | ▲ 5.5% |
| Profit (loss) for the period9904 | €5,639 | €246 | -€2,033 | -€2,669 | -€4,190 | ▼ 57.0% |
| Profit (loss) for the period to be appropriated9905 | €5,639 | €246 | -€2,033 | -€2,669 | -€4,190 | ▼ 57.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28,060 | €26,734 | €24,052 | €21,623 | €17,196 | ▼ 20.5% |
| Fixed assets21/28 | €3,151 | €2,122 | €1,093 | €2,030 | €4,316 | ▲ 113% |
| Tangible fixed assets22/27 | €3,151 | €2,122 | €1,093 | €2,030 | €4,316 | ▲ 113% |
| Furniture and vehicles24 | - | €2,122 | €1,093 | €2,030 | €4,316 | ▲ 113% |
| Current assets29/58 | €24,909 | €24,612 | €22,958 | €19,593 | €12,880 | ▼ 34.3% |
| Amounts receivable within one year40/41 | €1,848 | €884 | €1,074 | €990 | €1,537 | ▲ 55.2% |
| Trade receivables40 | - | €726 | €629 | €581 | €726 | ▲ 25.0% |
| Other amounts receivable41 | - | €158 | €444 | €409 | €811 | ▲ 98.0% |
| Current investments50/53 | €15,500 | €16,000 | €16,500 | €13,500 | €5,545 | ▼ 58.9% |
| Cash at bank and in hand54/58 | €929 | €892 | €1,011 | €493 | €979 | ▲ 98.5% |
| Deferred charges and accrued income490/1 | - | €6,836 | €4,374 | €4,610 | €4,820 | ▲ 4.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28,060 | €26,734 | €24,052 | €21,623 | €17,196 | ▼ 20.5% |
| Equity10/15 | €25,299 | €25,545 | €23,512 | €20,843 | €16,652 | ▼ 20.1% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €10,209 | €10,455 | €10,455 | €10,455 | €10,455 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €8,595 | €8,595 | €8,595 | €8,595 | = |
| Profit (loss) carried forward14 | €8,890 | €8,890 | €6,857 | €4,188 | -€3 | ▼ 100% |
| Amounts payable17/49 | €2,761 | €1,189 | €540 | €780 | €544 | ▼ 30.3% |
| Amounts payable within one year42/48 | €2,761 | €1,189 | €540 | €780 | €544 | ▼ 30.3% |
| Trade debts44 | €721 | €420 | €440 | €436 | €198 | ▼ 54.5% |
| Suppliers440/4 | - | €420 | €440 | €436 | €198 | ▼ 54.5% |
| Taxes, remuneration and social security45 | - | €769 | €100 | €345 | €345 | ▲ 0.2% |
| Taxes450/3 | - | €769 | €100 | €345 | €345 | ▲ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,639 | €246 | -€2,033 | -€2,669 | -€4,190 | ▼ 57.0% |
| + Depreciation and write-downs630 | €314 | €1,029 | €1,029 | €980 | €1,147 | ▲ 17.1% |
| Operating cash flow (approximation) | €5,952 | €1,275 | -€1,005 | -€1,689 | -€3,044 | ▼ 80.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,916 | -€3,433 | ▼ 79.1% |
| Change in cash | - | -€37 | €119 | -€518 | €485 | ▲ 194% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 42.53
Current ratio from 20.70 to 42.53; short-term debt falls from €1,189 to €540.
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 20.70
Current ratio from 9.02 to 20.70; short-term debt falls from €2,761 to €1,189.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €5,639 ▲201,280%
Operating result €8,005, net result €5,639, both a record.
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €2,710
Net result €2,710 after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2008
Ground area
681 m²
Building footprint
156 m²
Volume, LiDAR
856 m³
Parcel 25076F0266/00T000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Mt.L. SPRL
since 20082.169.996.601
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076F0266/00T000 | Wallonia | 681 m² | 1 · 156 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JTC
BE 0795.259.646
Brussel · Eq €16,655
KM Support
BE 0801.629.774
Brussel · Eq €16,647
MON COURTIER ENERGIE BELGIUM
BE 1010.785.926
Grâce-Hollogne · Eq €16,660
B.D.C.B.
BE 0769.442.404
Andenne · Eq €16,660
ADHELANTE
BE 0757.751.033
Wavre · Eq €16,665
Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 28,593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-03-2008
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
46649Wholesale of other machinery and equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0896774304
Also
9925:BE0896774304
Registered
29-09-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.