MT Construct
ActiveSummary
The computed 12-month bankruptcy probability of MT Construct is 2.4% (moderate). The 2025 annual accounts show equity of €32,299 and a net result of €29,299. Its solvency ranks better than 72% of 34,356 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Overview
- Equity
- €32,299
- Profit
- €29,299
Why 55raises riskFounded in 2024Size: total assets €47,9071 change of registered office in 24 monthslowers riskLiquidity: current ratio 3.07, cash €15,099Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 73% on solvency, 74% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- Address struckevent 19-02-2024
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Goods, raw materials, services and sundry goods60/61 | €161,421 |
| Other operating charges640/8 | €573 |
| Gross operating margin9900 | €29,893 |
| Operating profit (loss)9901 | €29,320 |
| Financial income75/76B | €46 |
| Recurring financial income75 | €46 |
| Financial charges65/66B | €67 |
| Recurring financial charges65 | €67 |
| Profit (loss) for the period before taxes9903 | €29,299 |
| Profit (loss) for the period9904 | €29,299 |
| Profit (loss) for the period to be appropriated9905 | €29,299 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €47,907 | |
| Current assets29/58 | €47,907 | |
| Amounts receivable within one year40/41 | €32,644 | |
| Trade receivables40 | €27,826 | |
| Other amounts receivable41 | €4,818 | |
| Cash at bank and in hand54/58 | €15,099 | |
| Deferred charges and accrued income490/1 | €164 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €47,907 | |
| Equity10/15 | €32,299 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €29,299 | |
| Amounts payable17/49 | €15,608 | |
| Amounts payable within one year42/48 | €15,608 | |
| Trade debts44 | €10,402 | |
| Suppliers440/4 | €10,402 | |
| Taxes, remuneration and social security45 | €3,834 | |
| Taxes450/3 | €584 | |
| Remuneration and social security454/9 | €3,250 | |
| Other amounts payable47/48 | €1,372 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €29,299 |
| Operating cash flow (approximation) | €29,299 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 31-01-2026 | 2026-00024262 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
26-02
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Registered-office move, Boshoek 40, 2560 Nijlen
- General meeting, 18-12-2024
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 17 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1005.927.216
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12026C0012/00Y003 | Flanders | 411 m² | 1 · 216 m² | 7.6 m · 1 |
| 13012E0493/00X004 | Flanders | 393 m² | 1 · 103 m² | 7.8 m · 2 |