Equity
€14,995 from €133,826 in 2022
Equity fell by 89% in 3 years.
MT-Care
Lifetime
6 annual accounts with figures on one time axispeak €79,084 (2022)
€64,253▲ 124%
peak €58,468 (2022)
€44,432▲ 170%
peak €133,826 (2022)
€14,995▼ 78.7%
€196,273▲ 700%
Board1 name since 2020
1 directorLEMMENS,Steven
Documentsfilings and deeds
04-05-202688 days before the deadline
2025micro format
Gross margin from €28,638 to €64,253Result from €16,458 to €44,432Dividend €100,000Equity from €70,563 to €14,995Debts from €24,538 to €196,273Investments €75,748
Key points
from the 2025 annual accountsDebts
€196,273 93% of the balance sheet
Financial debts 31%Suppliers 0%Taxes and wages 4%Other 65%
Of this, €135,738 falls due within a year.
Investments
€92,432 13.5 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.90 was 3.05 in 2024
Short-term debts rose from €24,538 to €135,738.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 24 to 88 days before the end of the period.
Position in the sector
7.1%
Lower solvency than 85% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
Checked score
91
Excellent
Financially stronger than 27% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025highest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €14,995 (7.1% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €211,268
Liquidity: current ratio 0.90, cash €39,795
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 15% of them on solvency, 19% on liquidity, 65% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as MT-Care has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of MT-Care itself is lower: 0.1% within 12 months. It rests on far more data about MT-Care than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for MT-Care. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.9 (3.05 in 2024), below 1. Short-term debt is 64.2% and cash 18.8% of total assets. 92.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 39368 sector peers (2025).
NBB · sector comparisonPosition among 39368 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
88 days early
2024
45 days early
2023
30 days early
2022
24 days early
2021
31 days early
2020
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 44 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LEMMENS,Steven founderdeed of 09-01-2020
Shares in 1 company, DE LEKKERE SNACK
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0740853039
Registered office moved from Beerse to Tielen
New registered office: Pleintje 29, 2460 Tielen · Previous registered office: Houtseweg 131 bus 1, 2340 Beerse · Board meeting of 01-01-2022 · Gazette deed
Incorporation
Founding capital of €2,500, 25 shares · Founder: LEMMENS, Steven · Appointment: LEMMENS, Steven (director) · published on 09-01-2020 · Gazette deed
First establishment
Pleintje 29, Kasterlee
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MT-Care Kasterlee | €211,268 | €64,253 | 7.1% | - |
| Transition Jump Edegem | €210,651 | €61,755 | 66.0% | - |
| MUZET Lier | €209,038 | €60,241 | 92.0% | - |
| Lara Consulting and Services Antwerp | €218,378 | €68,410 | 2.2% | - |
| To Bee Schilde | €199,444 | €60,950 | 9.0% | - |
| Fichimo Schilde | €215,831 | €61,844 | 58.6% | - |
| Wave of Engagement Olen | €226,685 | €57,913 | -149.6% | 1.9 |
These companies have the same main activity as MT-Care: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €199,000 and €227,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 07-01-2020Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.297.400.1612460 Kasterlee, since 07-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Annual accounts 2025
- ≈ €130,000estimated
- €211,268▲ 122%
- Filing
- Filed on 04-05-2026, 88 days before the end of the filing period
Insights on MT-Care
MT-Care files the micro format. That format states no turnover. The gross margin rose from €45,251 in 2020 to €64,253 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MT-Care
- What is the company number of MT-Care?
- The company number of MT-Care is 0740.853.039. The VAT number is the same number with BE in front: BE 0740.853.039.
- Where is MT-Care based?
- The registered office is at Pleintje 29, 2460 Kasterlee.Company details
- What does MT-Care do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of MT-Care?
- MT-Care is a private limited company (BV).
- When was MT-Care founded?
- MT-Care was founded on 07-01-2020.
- Is MT-Care still active?
- Yes, MT-Care is an active enterprise in the KBO register.
- What is the turnover of MT-Care?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €64,253 and 120 comparable companies (NACE 70200). It probably lies between €99,000 and €170,000.Financials
- Is MT-Care profitable?
- In financial year 2025, MT-Care made a profit of €44,432.
- Where can I find the annual accounts of MT-Care?
- MT-Care filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MT-Care due?
- MT-Care must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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