MT&C
ActiveSummary
MT&C has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €638k and a net result of €95k. Equity is growing by ~26.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+14
Solvency78▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.27 against 1.99 in 2024; short-term debt: 12.2% and cash: 2.2% of total assets), and 46.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
7.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
30 d late
2022
53 d early
2021
2 d early
2020
36 d early
2019
77 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€638k▲ 17.5%
2024 · €543k
2018: €132klowest in 8 years
2019: €178k▲ +34.4% vs 2018
2020: €202k▲ +13.3% vs 2019
2021: €260k▲ +28.8% vs 2020
2022: €368k▲ +41.6% vs 2021
2023: €517k▲ +40.7% vs 2022
2024: €543k▲ +5.0% vs 2023
2025: €638k▲ +17.5% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.20M▲ 11.1%
2024 · €1.08M
2018: €817klowest in 8 years
2019: €851k▲ +4.1% vs 2018
2020: €840k▼ -1.3% vs 2019
2021: €911k▲ +8.5% vs 2020
2022: €979k▲ +7.5% vs 2021
2023: €1.11M▲ +13.2% vs 2022
2024: €1.08M▼ -2.8% vs 2023
2025: €1.20M▲ +11.1% vs 2024highest in 8 years
2018 → 2025
Net result
€95k▲ 141%
2024 · €39k
2018: €14klowest in 8 years
2019: €56k▲ +308% vs 2018
2020: €40k▼ -28.7% vs 2019
2021: €66k▲ +65.2% vs 2020
2022: €120k▲ +83.2% vs 2021
2023: €176k▲ +46.4% vs 2022highest in 8 years
2024: €39k▼ -77.6% vs 2023
2025: €95k▲ +141% vs 2024
2018 → 2025
Working capital
€-106k
2024 · €107k
2018: €-43k
2019: €-2k▲ +94.6% vs 2018
2020: €1k▲ +159% vs 2019
2021: €-3k▼ -356% vs 2020
2022: €81k▲ +2426% vs 2021
2023: €296k▲ +264% vs 2022highest in 8 years
2024: €107k▼ -64.0% vs 2023
2025: €-106k▼ -200% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€260k-€368k▲ 41.6%€517k▲ 40.7%€543k▲ 5.0%€638k▲ 17.5%
2021: €260klowest in 5 years
2022: €368k▲ +41.6% vs 2021
2023: €517k▲ +40.7% vs 2022
2024: €543k▲ +5.0% vs 2023
2025: €638k▲ +17.5% vs 2024highest in 5 years
Operating result€107k-€177k▲ 66.4%€254k▲ 43.3%€70k▼ 72.5%€148k▲ 112%
2021: €107k
2022: €177k▲ +66.4% vs 2021
2023: €254k▲ +43.3% vs 2022highest in 5 years
2024: €70k▼ -72.5% vs 2023lowest in 5 years
2025: €148k▲ +112% vs 2024
Net result€66k-€120k▲ 83.2%€176k▲ 46.4%€39k▼ 77.6%€95k▲ 141%
2021: €66k
2022: €120k▲ +83.2% vs 2021
2023: €176k▲ +46.4% vs 2022highest in 5 years
2024: €39k▼ -77.6% vs 2023lowest in 5 years
2025: €95k▲ +141% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 112% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€1.16M ▲ 34.1%
Current assets
€40k ▼ 81.3%
Equity and liabilities €1.20M
Equity
€638k ▲ 17.5%
Provisions
€48k ▼ 3.2%
Debt
€511k ▲ 5.5%
Debt's share of the balance-sheet total falls from 45.0% to 42.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€189k▲
2024 · €97k
Cash flow
€137k▲
2024 · €67k
Current ratio
0.27▼
2024 · 1.99
Debt to equity
0.80▼
2024 · 0.89
ROE
14.9%▲
2024 · 7.3%
ROA
7.9%▲
2024 · 3.7%
Interest coverage
12.21▲
2024 · 4.97
Debt ≤ 1 year
€146k▲
2024 · €107k
Debt > 1 year
€364k▼
2024 · €378k
Income taxes
€45k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.08M€1.20M▲
Fixed assets21/28€863k€1.16M▲
Tangible fixed assets22/27€862k€1.16M▲
Land and buildings22€846k€1.12M▲
Plant, machinery and equipment23€11k€11k▼
Furniture and vehicles24€5k€22k▲
Financial fixed assets28€1k€1k=
Current assets29/58€214k€40k▼
Amounts receivable within one year40/41€21k€9k▼
Trade receivables40€20k€0▼
Other amounts receivable41€524€9k▲
Current investments50/53€175k€0▼
Cash at bank and in hand54/58€10k€27k▲
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.08M€1.20M▲
Equity10/15€543k€638k▲
Contributions10/11€6k€6k=
Reserves13€537k€632k▲
Tax-exempt reserves132€148k€143k▼
Distributable reserves133€389k€489k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€49k€48k▼
Deferred taxes168€49k€48k▼
Amounts payable17/49€485k€511k▲
Amounts payable after more than one year17€378k€364k▼
Financial debts170/4€256k€214k▼
Other amounts payable178/9€122k€150k▲
Amounts payable within one year42/48€107k€146k▲
Current portion of amounts payable after more than one year42€52k€41k▼
Financial debts43€4k€4k▲
Credit institutions430/8€4k€4k▲
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€20k€40k▲
Taxes450/3€20k€40k▲
Other amounts payable47/48€19k€47k▲
Accrued charges and deferred income492/3-€870
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€42k▲
Other operating charges640/8€16k€13k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€113k€205k▲
Operating profit (loss)9901€70k€148k▲
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€20k€16k▼
Recurring financial charges65€20k€16k▼
Profit (loss) for the period before taxes9903€56k€139k▲
Transfer from deferred taxes780€1k€2k▲
Transfer to deferred taxes680€0-
Income taxes67/77€18k€45k▲
Profit (loss) for the period9904€39k€95k▲
Transfer from tax-exempt reserves789€4k€5k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€43k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€100k▲
Transfer from equity791/2€14k€0▼
Transfer to equity691/2€43k€100k▲
To other reserves6921€43k€100k▲
Profit to be distributed694/7€14k€0▼
Return on contributions (dividend)694€14k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34k | €34k | €20k | €27k | €42k | ▲ 52.3% |
| Other operating charges640/8 | €3k | €4k | €65k | €16k | €13k | ▼ 15.7% |
| Non-recurring operating charges66A | - | - | - | - | €2k | - |
| Gross operating margin9900 | €144k | €216k | €340k | €113k | €205k | ▲ 80.9% |
| Operating profit (loss)9901 | €107k | €177k | €254k | €70k | €148k | ▲ 112% |
| Financial income75/76B | €1 | €174 | €346 | €6k | €6k | ▲ 1.5% |
| Recurring financial income75 | €1 | €174 | €346 | €6k | €6k | ▲ 1.5% |
| Financial charges65/66B | €11k | €11k | €17k | €20k | €16k | ▼ 20.7% |
| Recurring financial charges65 | €11k | €11k | €17k | €20k | €16k | ▼ 20.7% |
| Profit (loss) for the period before taxes9903 | €95k | €167k | €238k | €56k | €139k | ▲ 145% |
| Transfer from deferred taxes780 | - | - | - | €1k | €2k | ▲ 25.3% |
| Transfer to deferred taxes680 | - | - | €51k | €0 | - | - |
| Income taxes67/77 | €30k | €47k | €12k | €18k | €45k | ▲ 145% |
| Profit (loss) for the period9904 | €66k | €120k | €176k | €39k | €95k | ▲ 141% |
| Transfer from tax-exempt reserves789 | - | - | - | €4k | €5k | ▲ 25.3% |
| Transfer to tax-exempt reserves689 | - | - | €152k | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €66k | €120k | €24k | €43k | €100k | ▲ 131% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €911k | €979k | €1.11M | €1.08M | €1.20M | ▲ 11.1% |
| Fixed assets21/28 | €823k | €795k | €729k | €863k | €1.16M | ▲ 34.1% |
| Tangible fixed assets22/27 | €823k | €795k | €729k | €862k | €1.16M | ▲ 34.1% |
| Land and buildings22 | €798k | €775k | €708k | €846k | €1.12M | ▲ 32.8% |
| Plant, machinery and equipment23 | €15k | €13k | €13k | €11k | €11k | ▼ 6.5% |
| Furniture and vehicles24 | €10k | €7k | €8k | €5k | €22k | ▲ 361% |
| Financial fixed assets28 | - | - | - | €1k | €1k | = |
| Current assets29/58 | €89k | €185k | €379k | €214k | €40k | ▼ 81.3% |
| Amounts receivable within one year40/41 | €66 | €23k | €20k | €21k | €9k | ▼ 54.9% |
| Trade receivables40 | - | €23k | €19k | €20k | €0 | ▼ 100% |
| Other amounts receivable41 | €66 | €0 | €329 | €524 | €9k | ▲ 1,704% |
| Current investments50/53 | - | - | €250k | €175k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €83k | €154k | €105k | €10k | €27k | ▲ 169% |
| Deferred charges and accrued income490/1 | €5k | €7k | €4k | €8k | €4k | ▼ 49.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €911k | €979k | €1.11M | €1.08M | €1.20M | ▲ 11.1% |
| Equity10/15 | €260k | €368k | €517k | €543k | €638k | ▲ 17.5% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €253k | €361k | €511k | €537k | €632k | ▲ 17.7% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | €152k | €148k | €143k | ▼ 3.2% |
| Distributable reserves133 | €252k | €360k | €359k | €389k | €489k | ▲ 25.7% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | - | - | €51k | €49k | €48k | ▼ 3.2% |
| Deferred taxes168 | - | - | €51k | €49k | €48k | ▼ 3.2% |
| Amounts payable17/49 | €652k | €612k | €541k | €485k | €511k | ▲ 5.5% |
| Amounts payable after more than one year17 | €559k | €509k | €457k | €378k | €364k | ▼ 3.6% |
| Financial debts170/4 | €409k | €359k | €307k | €256k | €214k | ▼ 16.2% |
| Other amounts payable178/9 | €150k | €150k | €150k | €122k | €150k | ▲ 23.0% |
| Amounts payable within one year42/48 | €92k | €103k | €83k | €107k | €146k | ▲ 36.4% |
| Current portion of amounts payable after more than one year42 | €50k | €50k | €50k | €52k | €41k | ▼ 20.3% |
| Financial debts43 | €692 | €686 | €2k | €4k | €4k | ▲ 2.5% |
| Credit institutions430/8 | €692 | €686 | €2k | €4k | €4k | ▲ 2.5% |
| Trade debts44 | €10k | €4k | €6k | €13k | €14k | ▲ 10.0% |
| Suppliers440/4 | €10k | €4k | €6k | €13k | €14k | ▲ 10.0% |
| Taxes, remuneration and social security45 | €18k | €32k | €4k | €20k | €40k | ▲ 102% |
| Taxes450/3 | €18k | €32k | €4k | €20k | €40k | ▲ 102% |
| Other amounts payable47/48 | €14k | €16k | €21k | €19k | €47k | ▲ 146% |
| Accrued charges and deferred income492/3 | €650 | €0 | - | - | €870 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €66k | €120k | €176k | €39k | €95k | ▲ 141% |
| + Depreciation and write-downs630 | €34k | €34k | €20k | €27k | €42k | ▲ 52.3% |
| Operating cash flow (approximation) | €100k | €154k | €196k | €67k | €137k | ▲ 105% |
| Investment in fixed assets (approximation) | - | €-7k | €46k | €-161k | €-335k | ▼ 108% |
| Change in cash | - | €71k | €-49k | €-95k | €17k | ▲ 118% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €176k ▲46.4%
Operating result €254k, net result €176k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.56
Current ratio from 1.79 to 4.56; short-term debt falls from €103k to €83k.
31-12
Financial
Equity above €500kEq €517k ▲40.7%
6 profitable years in a row build equity to €517k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €202k ▲13.3%
3 profitable years in a row build equity to €202k.
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €178k ▲34.4%
2 profitable years in a row build equity to €178k.
Show earlier events
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2009
Ground area
452 m²
Building footprint
128 m²
Volume, LiDAR
1,054 m³
Parcel 24483E0271/00N003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MT&C
since 20092.175.701.486
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0271/00N003 | Flanders | 452 m² | 1 · 128 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 32,493 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
63920Other information service activities
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.