MSL POSE
ActiveThe computed 12-month bankruptcy probability of MSL POSE is 2.3% (moderate). The 2025 annual accounts show negative equity (€-12k) and a net result of €-16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27676 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-60
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 1.53 in 2024; short-term debt: 280.1% and cash: 43.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-180.1%
Return on assets
-249.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-02-2026, 176 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
176 d early
2024
170 d early
2023
160 d early
2022
165 d early
2021
186 d early
2020
183 d early
2019
154 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k
2024 · €5k
2018: €-5k
2019: €-7k
2020: €2k
2021: €12k
2022: €7k
2023: €8k
2024: €5k
2018 → 2025
Total assets
€7k▼ 49.7%
2024 · €13k
2018: €19k
2019: €11k
2020: €16k
2021: €21k
2022: €15k
2023: €16k
2024: €13k
2018 → 2025
Net result
€-16k▼ 321%
2024 · €-4k
2018: €-3k
2019: €-2k
2020: €9k
2021: €10k
2022: €-6k
2023: €2k
2024: €-4k
2018 → 2025
Working capital
€-12k
2024 · €4k
2018: €-8k
2019: €-7k
2020: €7k
2021: €12k
2022: €7k
2023: €8k
2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€7k▼ 47.0%€8k▲ 28.6%€5k▼ 46.1%€-12k
Operating result€15k-€-6k€2k€-3k€-16k▼ 402%
Net result€10k-€-6k€2k€-4k€-16k▼ 321%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7k
Fixed assets
€43=
Current assets
€7k▼ 49.8%
Key figures and ratios
Solvency
-180.1%▼
2024 · 34.9%
Current ratio
0.35▼
2024 · 1.53
Quick ratio
0.35▼
2024 · 1.53
Debt / equity
-1.56▼
2024 · 1.86
ROA
-249.5%▼
2024 · -29.8%
Debt
€18k▲
2024 · €8k
Debt ≤ 1 year
€18k▲
2024 · €8k
Income taxes
€140▼
2024 · €149
Staff costs
€320▼
2024 · €662
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13k€7k▼
Fixed assets21/28€43€43=
Financial fixed assets28€43€43=
Current assets29/58€13k€7k▼
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40€462€600▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€10k€3k▼
Equity and liabilities
Total equity and liabilities10/49€13k€7k▼
Equity10/15€5k€-12k▼
Contributions10/11€6k€6k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-8k€-24k▼
Amounts payable17/49€8k€18k▲
Amounts payable within one year42/48€8k€18k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45-€10k
Remuneration and social security454/9-€10k
Other amounts payable47/48€6k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€662€320▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-1k€-15k▼
Operating profit (loss)9901€-3k€-16k▼
Financial charges65/66B€535€140▼
Recurring financial charges65€535€140▼
Profit (loss) for the period before taxes9903€-4k€-16k▼
Income taxes67/77€149€140▼
Profit (loss) for the period9904€-4k€-16k▼
Profit (loss) for the period to be appropriated9905€-4k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-24k▼
Profit (loss) brought forward from the previous period14P€-4k€-8k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €10k ▲21.9%
Operating result €15k, net result €10k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.78
Current ratio from 0.61 to 1.78; short-term debt falls from €17k to €9k.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Les Peupliers(Tar) 65651 WalcourtGround area
85 m²
Parcel 93076A0207/00R003, Wallonia. Linked by address, not a title deed.
1 establishment unit
MSL POSE
since 20132.223.338.483
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93076A0207/00R003 | Wallonia | 85 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 2,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2013
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
10712Artisanal bread and fresh pastry making
43343Specialised construction activities
47559Retail sale of other household articles
47599Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.