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MSEMEN HAPJES ZINEB & BAYAN

Active
Private limited companyfounded 2024active for 2 yearsTurnhoutsebaan 237, 2140 Antwerpen, BelgiumKBO/BCE: BE 1006.458.043
Summary

MSEMEN HAPJES ZINEB & BAYAN has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,929) and a net result of -€12,429. Its solvency ranks better than 5% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 27-02-2024 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 1 other
Establishment unit
2.356.811.176 2140 Antwerpen, since 27-02-2024
Financial year end
31 October
Peppol
Reachable since 04-06-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts to 31-10-2025
Gross margin
€6,620
Turnover
≈ €94,000
estimated
Loss
€12,429
Equity
-€9,929
Total assets
€6,828
Staff
≈ 0.6 FTE
estimated
  • Negative equity on 31-10-2025
  • 2025 accounts filed 30 days after the deadline
Filed on 30-06-2026
Score breakdownraises riskCapped at 59: negative equityFounded in 2024Negative equity -€9,929lowers riskSize: total assets €6,828Liquidity: current ratio 0.41, cash €4,967Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 22% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 0
equity -145.4% of total assets
Liquidity 50
short-term debt 245.4% · cash 72.7%
Profitability 0
return on assets -182.0%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 03-2025: 1.8% 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.2%▲ +0.3 percentage points vs 05-2025 07-2025: 2.3%▲ +0.1 percentage points vs 06-2025 08-2025: 2.6%▲ +0.3 percentage points vs 07-2025 09-2025: 2.6%● unchanged vs 08-2025 10-2025: 2.9%▲ +0.3 percentage points vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 2.8%▼ -0.1 percentage points vs 11-2025 01-2026: 3.0%▲ +0.2 percentage points vs 12-2025 02-2026: 3.2%▲ +0.2 percentage points vs 01-2026 03-2026: 3.2%● unchanged vs 02-2026 04-2026: 3.2%● unchanged vs 03-2026 05-2026: 3.2%● unchanged vs 04-2026 06-2026: 3.2%● unchanged vs 05-2026 07-2026: 3.2%● unchanged vs 06-2026highest value 08-2026: 3.2%● unchanged vs 07-2026highest value 09-2026: 3.2%● unchanged vs 08-2026 10-2026: 1.4%▼ -1.8 percentage points vs 09-2026 11-2026: 1.4%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.41, below 1. Short-term debt is 245.4% and cash 72.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 52% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €6,828
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.41, cash €4,967
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity -€9,929
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 30-06-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
30 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€9,929 View
  • Caution: Lower solvency than 95% of companies in retail tradesector median 36.6% · 12,757 companies -145.4% View

Comparable companies

These companies have the same main activity as MSEMEN HAPJES ZINEB & BAYAN: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €4,220 and €21,500, founded between 2019 and 2025.

CompanyTotal assetsGross margin
MSEMEN HAPJES ZINEB & BAYAN Antwerpen€6,828€6,620
Dolce Milla Mortsel€6,707€9,791
QG Kamir Brussel€10,403€6,488
LA BAKKERIJ Maasmechelen€13,561€9,080
ATYMO SYSTEM Sint-Jans-Molenbeek€4,215€6,168
COEUR D'ASIE Zaventem€5,820€16,096
MWMH La Louvière€21,546€7,547
Full comparison

Key facts about MSEMEN HAPJES ZINEB & BAYAN

What is the company number of MSEMEN HAPJES ZINEB & BAYAN?
The company number of MSEMEN HAPJES ZINEB & BAYAN is 1006.458.043. The VAT number is the same number with BE in front: BE 1006.458.043.
Where is MSEMEN HAPJES ZINEB & BAYAN based?
The registered office is at Turnhoutsebaan 237, 2140 Antwerpen.Company details
What does MSEMEN HAPJES ZINEB & BAYAN do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of MSEMEN HAPJES ZINEB & BAYAN?
The legal form of MSEMEN HAPJES ZINEB & BAYAN is Private limited company (BV).
When was MSEMEN HAPJES ZINEB & BAYAN founded?
MSEMEN HAPJES ZINEB & BAYAN was founded on 27-02-2024.
Is MSEMEN HAPJES ZINEB & BAYAN still active?
Yes, MSEMEN HAPJES ZINEB & BAYAN is an active enterprise in the KBO register.
What is the turnover of MSEMEN HAPJES ZINEB & BAYAN?
The turnover in financial year 2025 is ≈ €94,000. This figure is estimated from the gross margin of €6,620 and 114 comparable companies (NACE 472). It probably lies between €47,000 and €220,000. It is a rough estimate.Financials
Is MSEMEN HAPJES ZINEB & BAYAN profitable?
In financial year 2025, MSEMEN HAPJES ZINEB & BAYAN made a loss of €12,429.
Where can I find the annual accounts of MSEMEN HAPJES ZINEB & BAYAN?
MSEMEN HAPJES ZINEB & BAYAN filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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