Skip to content

MSCP

Active
Private limited companyfounded 2024active for 1 yearMechelsesteenweg 1019, 3020 Herent, BelgiumKBO/BCE: BE 1017.308.977
Summary

The computed 12-month bankruptcy probability of MSCP is 2.1% (moderate). The 2025 annual accounts show equity of €5,565 and a net result of €7,131. Its solvency ranks better than 37% of 3,281 sector peers (NACE 95, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311
1 site
Size
≈ €210,000turnover 2025, estimated
Equity
€5,565
Profit
€7,131
Turnover estimated from the gross margin
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Structure
2025 accounts 2 days early
Why 53raises riskFounded in 2024Size: total assets €22,677Liquidity: current ratio 0.44, cash €879Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 95, micro)
Financial strength
Average
Solvency 50
equity 24.5% of total assets
Liquidity 14
short-term debt 75.5% · cash 3.9%
Profitability 100
return on assets 31.4%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 01-2026: 1.8%lowest value 02-2026: 1.9%▲ +0.1 percentage points vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 2.3%▲ +0.4 percentage points vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.6%▲ +0.3 percentage points vs 05-2026 07-2026: 2.8%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 2.1%▼ -0.7 percentage points vs 07-2026 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.1%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 35% on solvency, 10% on liquidity and 94% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €22,677
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.44, cash €879
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: Mebis Steven, CARPENTIER Carmen…

Financials · financial year 2025, micro format

Turnover
≈ €210,000
Estimated: probably between €100,000 and €480,000
Total assets
€22,677
Net result
€7,131
Working capital
-€9,508

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €22,677
Fixed assets €15,073
Current assets €7,604
Equity and liabilities €22,677
Equity €5,565
Debt €17,112
Debt finances 75.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€18,495
Cash flow
€14,628
Current ratio
0.44
Quick ratio
0.34
Debt to equity
3.08
ROE
128.1%
ROA
31.4%
Interest coverage
29.55
Debt ≤ 1 year
€17,112
Income taxes
€3,241

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€22,677
Fixed assets21/28€15,073
Tangible fixed assets22/27€15,073
Plant, machinery and equipment23€11,421
Furniture and vehicles24€3,652
Current assets29/58€7,604
Stocks and contracts in progress3€1,706
Stocks30/36€1,706
Amounts receivable within one year40/41€2,852
Trade receivables40€2,382
Other amounts receivable41€469
Cash at bank and in hand54/58€879
Deferred charges and accrued income490/1€2,168
Equity and liabilities
Total equity and liabilities10/49€22,677
Equity10/15€5,565
Contributions10/11€100
Reserves13€5,465
Distributable reserves133€5,465
Amounts payable17/49€17,112
Amounts payable within one year42/48€17,112
Trade debts44€5,404
Suppliers440/4€5,404
Taxes, remuneration and social security45€6,580
Taxes450/3€6,580
Other amounts payable47/48€5,128
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,497
Other operating charges640/8€1,446
Gross operating margin9900€19,941
Operating profit (loss)9901€10,998
Financial charges65/66B€626
Recurring financial charges65€626
Profit (loss) for the period before taxes9903€10,372
Income taxes67/77€3,241
Profit (loss) for the period9904€7,131
Profit (loss) for the period to be appropriated9905€7,131
Appropriation of the result
Profit (loss) to be appropriated9906€7,131
Transfer to equity691/2€5,465
To other reserves6921€5,465
Profit to be distributed694/7€1,666
Return on contributions (dividend)694€1,666

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,497
Other operating charges640/8€1,446
Gross operating margin9900€19,941
Operating profit (loss)9901€10,998
Financial charges65/66B€626
Recurring financial charges65€626
Profit (loss) for the period before taxes9903€10,372
Income taxes67/77€3,241
Profit (loss) for the period9904€7,131
Profit (loss) for the period to be appropriated9905€7,131
Line2025
Assets
Total assets20/58€22,677
Fixed assets21/28€15,073
Tangible fixed assets22/27€15,073
Plant, machinery and equipment23€11,421
Furniture and vehicles24€3,652
Current assets29/58€7,604
Stocks and contracts in progress3€1,706
Stocks30/36€1,706
Amounts receivable within one year40/41€2,852
Trade receivables40€2,382
Other amounts receivable41€469
Cash at bank and in hand54/58€879
Deferred charges and accrued income490/1€2,168
Equity and liabilities
Total equity and liabilities10/49€22,677
Equity10/15€5,565
Contributions10/11€100
Reserves13€5,465
Distributable reserves133€5,465
Amounts payable17/49€17,112
Amounts payable within one year42/48€17,112
Trade debts44€5,404
Suppliers440/4€5,404
Taxes, remuneration and social security45€6,580
Taxes450/3€6,580
Other amounts payable47/48€5,128
Line2025
Profit (loss) for the period9904€7,131
+ Depreciation and write-downs630€7,497
Operating cash flow (approximation)€14,628

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 29-07-2026 2026-00346135

Similar companies · same sector, comparable size

Of the 7,296 active companies whose main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311), figures are known for 3,032. 947 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
under verification, no change since 2024
This board is reconstructed from a single act (24451267). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
CARPENTIER Carmen Mirana Marie-Antoinette
Director (not named in the articles) · since 16-12-2024
Current
MEBIS Paul Ghislain Maria
Director (not named in the articles) · since 16-12-2024
Current
Mebis Steven
Director (not named in the articles) · since 16-12-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

3 people since 2024, 3 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
CARPENTIER Carmen Mirana Marie-Antoinette
  • Director (not named in the articles), from 16-12-2024 to date
MEBIS Paul Ghislain Maria
  • Director (not named in the articles), from 16-12-2024 to date
Mebis Steven
  • Director (not named in the articles), from 16-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 16-12-2024 Incorporation · €100 · 100 shares

Group and network

Connections & network

3 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

MSCP was incorporated on 12 December 2024 as a private limited company by two natural persons, with a starting capital of €100.12 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 16-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
16-12
Gazette deed Incorporation
Appointments: Mebis Steven, CARPENTIER Carmen Mirana Marie-Antoinette and MEBIS Paul Ghislain Maria · Registered office clause · Board rule11 facts ▸
  • Registered office clause, “3020 Herent, Mechelsesteenweg 1019” (deed in Dutch)
  • Board rule, 3
  • Director appointment, Mebis Steven (director (not named in the articles))
  • Director appointment, CARPENTIER Carmen Mirana Marie-Antoinette (director (not named in the articles))
  • Director appointment, MEBIS Paul Ghislain Maria (director (not named in the articles))
  • Incorporation, “MSCP” (deed in Dutch)
  • Founder, Mebis Steven
  • Founder, CARPENTIER Carmen Mirana Marie-Antoinette
  • Founding capital, €100
  • Bank account, 100, EUR
  • Share issue, 100, “vergoeding voor inbrengen” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded12-12-2024
Financial year end31-12
Trade name NL Medische pedicure Carmen
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
86994Podiatry and foot care
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017308977
Also 9925:BE1017308977
Registered 05-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
625 m²
Building footprint
144 m²
Building volume
792 m³
Parcel 24127B0153/00N000, Flanders · tallest building 8.2 m. Linked by address, not a title deed.
1 establishment unit
MSCP
Mechelsesteenweg 1019, 3020 HerentGeneral maintenance and repair of cars and light vans (up to 3.5 tonnes)
since 2024unit no. 2.367.469.892
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
24127B0153/00N000 Flanders 625 m² 1 · 144 m² 8.2 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Onderhoud en herstellingen van voertuigen; Diagnose van technische problemen; Wisselen van banden; Aankoop en verkoop van onderdelen en…” (deed in Dutch)
20 activities (deed in Dutch)
  1. Onderhoud en herstellingen van voertuigen
  2. Diagnose van technische problemen
  3. Wisselen van banden
  4. Aankoop en verkoop van onderdelen en voertuigen
  5. Medische pedicure
  6. Vervaardiging van andere delen en toebehoren van motorvoertuigen
  7. Reparatie van producten van metaal
  8. Handelsbemiddeling in nieuwe en gebruikte auto’s voor personenvervoer, inclusief die voor bijzondere doeleinden (b.v. ambulances)
  9. Handelsbemiddeling in nieuwe en gebruikte vrachtwagens, trekkers, bestelwagens, terreinwagens (b.v. jeeps), enz.
  10. Handelsbemiddeling in nieuwe en gebruikte autobussen, touringcars, minibusjes, motorhomes, enz.
  11. Kleinhandel in nieuwe en gebruikte autobussen, touringcars, minibusjes, motorhomes, enz.
  12. Handel in aanhangwagens, opleggers en caravans
  13. Handel in nieuwe en gebruikte aanhangwagens en opleggers
  14. Handel in nieuwe en gebruikte kampeervoertuigen zoals caravans, kampeerwagens, enz.
  15. Reparatie van auto’s: reparatie van de mechanische onderdelen en van de elektrische installatie
  16. Revisie van automotoren
  17. Carrosserieherstelling
  18. Pedicure activiteiten
  19. Schoonheidsverzorging
  20. Manicure en pedicure

The full purpose is in the deed

deed of 16-12-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
2 provisions in the deed

deed of 16-12-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, volgnummer” (deed in Dutch)

deed of 16-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Saturday of June at 19:00

deed of 16-12-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
One provision in the deed
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 16-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Stemrecht, wettelijke en statutaire bepalingen aandelen zonder stemrecht” (deed in Dutch)
Other provision: “Alleen beslissen over voorstellen in agenda, agenda” (deed in Dutch)
Other provision: “Meerderheid van stemmen, meerderheid” (deed in Dutch)
Other provision: “Algemene vergadering op voorstel bestuursorgaan, elk aandeel gelijk aandeel in winstverdeling” (deed in Dutch)
Other provision: “Bestuursorgaan, Wetboek van vennootschappen en verenigingen” (deed in Dutch)
6 more provisions in the deed, see the deed of 16-12-2024

deed of 16-12-2024