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MSC DISTRIBUTION

Active
Avenue des Ardennes 38 ·4500 Huy, Belgium
KBO/BCE: BE 1008.442.682
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Age2 yrs
Staff (FTE)2.3

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MSC DISTRIBUTION is 2.3% (moderate). The 2025 annual accounts show equity of €73k and a net result of €43k. Its solvency ranks better than 63% of 240 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€43k
Working capital€49k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2025 · volledig
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 24.0% 14.1%
better than 63% of 240 sector peers
Net result €43k €19k
better than 60% of 240 sector peers
Equity €73k €97k
better than 45% of 240 sector peers
Gross operating margin €111k €319k
better than 23% of 212 sector peers
Staff costs €43k €279k
higher than 10% of 212 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€65k
Net profit€43k
Cash flow€50k
Staff costs€43k
Income taxes€9k
Dividends-
Total assets€303k
Equity€73k
Debt€230k
of which ≤ 1y€131k
of which > 1y€93k
Working capital€49k
Employees (FTE)2.3
Ratios (computed)
2025
Current ratio1.38
Quick ratio0.64
Working capital ratio16.3%
Solvency24.0%
Debt / equity3.17
Long-term debt ratio1.28
Interest coverage10.86
Gross margin-
Net margin-
ROA14.1%
ROE58.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€303k
Fixed assets 21/28€123k
Tangible fixed assets 22/27€112k
Financial fixed assets 28€11k
Current assets 29/58€180k
Stocks & contracts in progress 3€97k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€40k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€303k
Equity 10/15€73k
Contributions / capital 10/11€30k
Reserves 13€40k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€230k
Amounts payable after one year 17€93k
Amounts payable within one year 42/48€131k
Trade debts payable within one year 44€103k
Income statement
Gross operating margin 9900€111k
Operating result 9901€57k
Financial income 75€201
Financial charges 65€6k
Result before taxes 9903€51k
Income taxes 67/77€9k
Net result for the period 9904€43k
Result to be appropriated 9905€43k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
63 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
MSC DISTRIBUTION
Avenue des Ardennes 38, 4500 HuyDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
since 20242.358.710.891
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area270 m²
Buildings1
Building footprint193 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61031C0113/00C002 Wallonia 270 m² 1 · 193 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health63Profitability100Solvency44Growth50Stability67
65 / 100

Strong profile, led by profitability.

Health 63
Profitability 100
Solvency 44
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114
Primary activity highlighted.
Names & trade names
Legal nameFR MSC DISTRIBUTION
Registered office
Avenue des Ardennes 38
4500 Huy, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.