MS TRAVAUX
ActiveMS TRAVAUX has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €198k and a net result of €81k. Equity is growing by ~73.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▼-11
Solvency64▼-28
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 3.49 in 2023; short-term debt: 12.9% and cash: 7.7% of total assets), but 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
37 d early
2022
25 d early
2021
33 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€198k▲ 69.7%
2023 · €117k
2021: €39k
2022: €63k
2023: €117k
2021 → 2024
Total assets
€505k▲ 190%
2023 · €174k
2021: €82k
2022: €121k
2023: €174k
2021 → 2024
Net result
€81k▲ 49.9%
2023 · €54k
2021: €29k
2022: €24k
2023: €54k
2021 → 2024
Working capital
€60k▼ 17.1%
2023 · €72k
2021: €26k
2022: €24k
2023: €72k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€39k-€63k▲ 62.1%€117k▲ 87.0%€198k▲ 69.7%
Operating result€37k-€29k▼ 20.7%€75k▲ 153%€106k▲ 42.3%
Net result€29k-€24k▼ 16.2%€54k▲ 127%€81k▲ 49.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 42% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €505k
Fixed assets
€381k▲ 419%
Current assets
€125k▲ 23.9%
Equity and liabilities €505k
Equity
€198k▲ 69.7%
Debt
€307k▲ 438%
The debt ratio rises from 32.8% to 60.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€137k▲
2023 · €93k
Cash flow
€112k▲
2023 · €73k
Solvency
39.3%▼
2023 · 67.2%
Current ratio
1.91▼
2023 · 3.49
Quick ratio
1.83▼
2023 · 3.49
Debt / equity
1.55▲
2023 · 0.49
ROE
41.1%▼
2023 · 46.5%
ROA
16.1%▼
2023 · 31.3%
Interest coverage
33.64▼
2023 · 55.33
Debt
€307k▲
2023 · €57k
Debt ≤ 1 year
€65k▲
2023 · €29k
Debt > 1 year
€242k▲
2023 · €28k
Income taxes
€21k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€174k€505k▲
Fixed assets21/28€73k€381k▲
Tangible fixed assets22/27€73k€381k▲
Land and buildings22€6k€326k▲
Plant, machinery and equipment23€17k€19k▲
Furniture and vehicles24€48k€33k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€101k€125k▲
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€29k€80k▲
Trade receivables40€17k€861▼
Other amounts receivable41€12k€79k▲
Cash at bank and in hand54/58€71k€39k▼
Deferred charges and accrued income490/1€341€352▲
Equity and liabilities
Total equity and liabilities10/49€174k€505k▲
Equity10/15€117k€198k▲
Contributions10/11€10k€10k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€87k€168k▲
Amounts payable17/49€57k€307k▲
Amounts payable after more than one year17€28k€242k▲
Financial debts170/4€28k€242k▲
Amounts payable within one year42/48€29k€65k▲
Current portion of amounts payable after more than one year42€14k€35k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€14k€936▼
Taxes450/3€14k€936▼
Other amounts payable47/48-€20k
Income statement
Code20232024
Non-recurring operating income76A€7k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€31k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€822-
Gross operating margin9900€95k€139k▲
Operating profit (loss)9901€75k€106k▲
Financial income75/76B€200€299▲
Recurring financial income75€200€299▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€73k€102k▲
Income taxes67/77€19k€21k▲
Profit (loss) for the period9904€54k€81k▲
Profit (loss) for the period to be appropriated9905€54k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€87k€168k▲
Profit (loss) brought forward from the previous period14P€33k€87k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €81k ▲49.9%
Operating result €106k, net result €81k, both a record.
31-12
Financial
Equity above €150kEq €198k ▲69.7%
4 profitable years in a row build equity to €198k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €117k ▲87%
3 profitable years in a row build equity to €117k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €24k ▼16.2%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Franchet-d'Esperey 615500 DinantGround area
2,477 m²
Building footprint
71 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
MS Travaux
since 20202.308.544.471
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91122D0193/00Z010 | Wallonia | 2,330 m² | - | - |
| 91034E0681/00L002 | Wallonia | 147 m² | 1 · 71 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0697.765.639
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JP Construct Consultancy
BE 0745.510.227
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COMPLYO
BE 0844.692.529
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NCF
BE 0741.787.308
Sint-Gillis-Waas · Eq €198k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
43350Other building finishing work
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:m.s.travaux20@gmail.com
Phone:0478/61.62.58