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MS PEINTURES

Active
Private limited companyfounded 20251 yr activeAvenue du Pont 24, 4040 Herstal, BelgiumKBO/BCE: BE 1020.336.862
Summary

MS PEINTURES has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €16,766 and a net result of €31,909. Its solvency ranks better than 17% of 368 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€93,464total assets 2026
Equity
€16,766
Profit
€31,909
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2026
Bankruptcy chance 12 m
1.1%
Structure
Accounts 2 d early0 of 1 deed read
Why 66- Founded in 2025- Size: total assets €93,464- Equity €16,766 (17.9% of total assets)+ Liquidity: current ratio 1.17, cash €36,417Show the evidence

Checked score

Score 2026
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 57% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 43
equity 17.9% of total assets
Liquidity 61
short-term debt 70.1% · cash 39.0%
Profitability 100
return on assets 34.1%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 03-2026: 1.9% 04-2026: 1.9%● 0.0% vs 03-2026 05-2026: 1.9%▲ +2.7% vs 04-2026 06-2026: 2.3%▲ +19.0% vs 05-2026 07-2026: 2.4%▲ +5.2% vs 06-2026 08-2026: 2.7%▲ +12.0% vs 07-2026highest value 09-2026: 2.7%● 0.0% vs 08-2026highest value 10-2026: 1.1%▼ -58.1% vs 09-2026lowest value
  • Founded in 2025 raises the probability for this profile
  • Liquidity: current ratio 1.17, cash €36,417 lowers the probability
  • Size: total assets €93,464 raises the probability for this profile
  • Equity €16,766 (17.9% of total assets) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.17; short-term debt: 70.1% and cash: 39% of total assets), and 82.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 20%, liquidity 59%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.17, cash €36,417
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €93,464
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Equity €16,766 (17.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 368 sector peers (2026).
NBB · sector comparison
Position among 368 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 28-09-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
2 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…

Key points

  • Caution: Among the weakest 18% on solvencysector median 50.8% · 368 companies 17.9% View
  • Total assets 2026first fiscal year filed €93,464 View
  • Active since 2025founded 24-02-2025 1 years View

By topic

Financials

Fiscal year
2026
Total assets
€93,464
Profit
€31,909
Solvency
17.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
24-02-2025
Year ends
28-02
Peppol
Reachable for e-invoices
Go to Company details

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