MS Kiné
ActiveMS Kiné has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293k and a net result of €89k. Equity is growing by ~48.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+12
Solvency100▲+2
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.49 against 2.91 in 2024; short-term debt: 25.2% and cash: 47.9% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
22.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
30 d late
2023
11 d early
2022
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€293k▲ 43.4%
2024 · €204k
2022: €79k
2023: €168k
2024: €204k
2022 → 2025
Total assets
€391k▲ 39.2%
2024 · €281k
2022: €197k
2023: €311k
2024: €281k
2022 → 2025
Net result
€89k▲ 145%
2024 · €36k
2022: €69k
2023: €89k
2024: €36k
2022 → 2025
Working capital
€245k▲ 67.2%
2024 · €147k
2022: €-15k
2023: €98k
2024: €147k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€79k-€168k▲ 112%€204k▲ 21.5%€293k▲ 43.4%
Operating result€102k-€118k▲ 15.4%€50k▼ 57.9%€127k▲ 155%
Net result€69k-€89k▲ 28.6%€36k▼ 59.3%€89k▲ 145%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 155% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391k
Fixed assets
€47k▼ 17.4%
Current assets
€344k▲ 53.7%
Equity and liabilities €391k
Equity
€293k▲ 43.4%
Debt
€98k▲ 27.9%
The debt ratio falls from 27.4% to 25.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€137k▲
2024 · €63k
Cash flow
€99k▲
2024 · €50k
Solvency
74.8%▲
2024 · 72.6%
Current ratio
3.49▲
2024 · 2.91
Quick ratio
3.49▲
2024 · 2.91
Debt / equity
0.34▼
2024 · 0.38
ROE
30.3%▲
2024 · 17.7%
ROA
22.7%▲
2024 · 12.9%
Interest coverage
982.40▲
2024 · 619.76
Debt
€98k▲
2024 · €77k
Debt ≤ 1 year
€98k▲
2024 · €77k
Income taxes
€39k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€281k€391k▲
Fixed assets21/28€57k€47k▼
Intangible fixed assets21€46k€39k▼
Tangible fixed assets22/27€11k€8k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€493€1▼
Current assets29/58€224k€344k▲
Amounts receivable within one year40/41€63k€55k▼
Trade receivables40€63k€55k▼
Current investments50/53€100k€101k▲
Cash at bank and in hand54/58€61k€187k▲
Deferred charges and accrued income490/1-€243
Equity and liabilities
Total equity and liabilities10/49€281k€391k▲
Equity10/15€204k€293k▲
Contributions10/11€10k€10k=
Reserves13€165k€253k▲
Distributable reserves133€165k€253k▲
Profit (loss) carried forward14€29k€30k▲
Amounts payable17/49€77k€98k▲
Amounts payable within one year42/48€77k€98k▲
Trade debts44€69k€74k▲
Suppliers440/4€69k€74k▲
Taxes, remuneration and social security45€8k€25k▲
Taxes450/3€6k€18k▲
Remuneration and social security454/9€2k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€10k▼
Other operating charges640/8€4k€1k▼
Gross operating margin9900€67k€138k▲
Operating profit (loss)9901€50k€127k▲
Financial income75/76B€62€1k▲
Recurring financial income75€62€1k▲
Financial charges65/66B€102€139▲
Recurring financial charges65€102€139▲
Profit (loss) for the period before taxes9903€50k€128k▲
Income taxes67/77€13k€39k▲
Profit (loss) for the period9904€36k€89k▲
Profit (loss) for the period to be appropriated9905€36k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€118k▲
Profit (loss) brought forward from the previous period14P€28k€29k▲
Transfer to equity691/2€35k€88k▲
To other reserves6921€35k€88k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €36k ▼59.3%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €204k ▲21.5%
3 profitable years in a row build equity to €204k.
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €89k ▲28.6%
Net result €89k, the highest in the series.
31-12
Financial
Equity above €150kEq €168k ▲112%
2 profitable years in a row build equity to €168k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Julien(S-B) 397110 La LouvièreGround area
1,925 m²
Building footprint
167 m²
Volume, LiDAR
1,030 m³
2 parcels, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
MS Kiné & Sport
since 20212.321.222.272
MS Kiné & Sport
since 20212.321.222.569
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042B0472/00C005 | Wallonia | 985 m² | 1 · 89 m² | 6.7 m · 2 fl. |
| 55046C0138/00H000 | Wallonia | 940 m² | 1 · 78 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,142. 1,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2021
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.