MS-IT
ActiveSummary
MS-IT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-13k. Its solvency ranks better than 63% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency94▲+15
Growth32
Track record82
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.74 against 2.24 in 2024; short-term debt: 20.3% and cash: 64.9% of total assets), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
-45.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
7 d late
2024
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 39.7%
2024 · €32k
2024: €32k
2024 → 2025
Total assets
€28k▼ 52.8%
2024 · €60k
2024: €60k
2024 → 2025
Net result
€-13k
2024 · €30k
2024: €30k
2024 → 2025
Working capital
€22k▼ 34.6%
2024 · €33k
2024: €33k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€32k-€19k▼ 39.7%
Operating result€40k-€-11k
Net result€30k-€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €40k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28k
Fixed assets
€1k ▲ 60.2%
Current assets
€27k ▼ 54.1%
Equity and liabilities €28k
Equity
€19k ▼ 39.7%
Debt
€9k ▼ 68.0%
Debt's share of the balance-sheet total falls from 46.4% to 31.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▼
2024 · €40k
Cash flow
€-12k▼
2024 · €30k
Current ratio
4.74▲
2024 · 2.24
Debt to equity
0.46▼
2024 · 0.86
ROE
-65.9%▼
2024 · 93.8%
ROA
-45.2%▼
2024 · 50.3%
Interest coverage
-8.75▼
2024 · 41.49
Debt ≤ 1 year
€6k▼
2024 · €27k
Income taxes
€419▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€60k€28k▼
Fixed assets21/28€651€1k▲
Tangible fixed assets22/27€651€1k▲
Furniture and vehicles24€651€1k▲
Current assets29/58€60k€27k▼
Amounts receivable within one year40/41€13k€8k▼
Trade receivables40€13k€5k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€45k€18k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€60k€28k▼
Equity10/15€32k€19k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€30k€17k▼
Amounts payable17/49€28k€9k▼
Amounts payable within one year42/48€27k€6k▼
Financial debts43-€21
Credit institutions430/8-€21
Trade debts44€4k€230▼
Suppliers440/4€4k€230▼
Taxes, remuneration and social security45€20k€419▼
Taxes450/3€17k€419▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€3k€5k▲
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€208€546▲
Other operating charges640/8€1k€381▼
Gross operating margin9900€42k€-10k▼
Operating profit (loss)9901€40k€-11k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€973€1k▲
Recurring financial charges65€973€1k▲
Profit (loss) for the period before taxes9903€39k€-12k▼
Income taxes67/77€9k€419▼
Profit (loss) for the period9904€30k€-13k▼
Profit (loss) for the period to be appropriated9905€30k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€17k▼
Profit (loss) brought forward from the previous period14P-€30k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 4.74
Current ratio from 2.24 to 4.74; short-term debt falls from €27k to €6k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenborre 11500 HalleGround area
449 m²
Building footprint
160 m²
Volume, LiDAR
2,048 m³
Parcel 23027G0779/00A000, Flanders · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MS-IT
since 20242.357.231.444
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027G0779/00A000 | Flanders | 449 m² | 1 · 160 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
CHILCHIL
BE 0683.861.183
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BaM
BE 1003.300.494
Oostende · Eq €19,468
MERTENS MAARTEN
BE 0792.592.740
Temse · Eq €19,457
Sisyphos
BE 0721.580.921
Bornem · Eq €19,473
MAGS
BE 0802.581.463
Vosselaar · Eq €19,455
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 30,327 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.