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MS INFI

Active
Private limited company· 5 yrs active
Rue Liard(L.L) 17 ·7100 La Louvière, Belgium
BE 0770.475.255
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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MS INFI is 3.0% (moderate). The 2024 annual accounts show equity of €90k and a net result of €40k. Equity is growing by ~48.2% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€40k+53.1%
Working capital€68k+150.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60k€80kOperating result 2022: €73k€73kNet result 2022: €52k€52kOperating result 2023: €38k€38kNet result 2023: €26k€26kOperating result 2024: €56k€56kNet result 2024: €40k€40k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~48.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k2025: €113k (€106k - €121k)2026: €137k (€130k - €144k)2027: €161k (€154k - €168k)2022: €42k2023: €49k2024: €90k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€83k
+43.3% 22-24
Net profit
€40k
+53.1% 22-24
Cash flow
€67k
+45.0% 22-24
Total assets
€213k
+7.7% 22-24
Equity
€90k
+81.5% 22-24
Working capital
€68k
+150.4% 22-24
Income taxes
€11k
+41.1% 22-24
Dividends
€0
-100.0% 22-24
Debt
€123k
-16.9% 22-24
Debt ≤ 1y
€47k
+1.5% 22-24
Debt > 1y
€76k
-25.4% 22-24
Current ratio
2.44
+54.0% 22-24
Quick ratio
2.44
+84.2% 22-24
Solvency
42.1%
+68.6% 22-24
Debt / equity
1.37
-54.2% 22-24
ROE
44.9%
-15.7% 22-24
ROA
18.9%
+42.1% 22-24
Interest coverage
15.83
+11.7% 22-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€83k
Net profit€40k
Cash flow€67k
Staff costs-
Income taxes€11k
Dividends€0
Total assets€213k
Equity€90k
Debt€123k
of which ≤ 1y€47k
of which > 1y€76k
Working capital€68k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.44
Quick ratio2.44
Working capital ratio31.9%
Solvency42.1%
Debt / equity1.37
Long-term debt ratio0.85
Interest coverage15.83
Gross margin-
Net margin-
ROA18.9%
ROE44.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€213k
Fixed assets 21/28€98k
Intangible fixed assets 21€96k
Tangible fixed assets 22/27€1k
Current assets 29/58€115k
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€8k
Cash & bank 54/58€85k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€213k
Equity 10/15€90k
Contributions / capital 10/11€10k
Reserves 13€80k
Accumulated profits (losses) 14€0
Amounts payable 17/49€123k
Amounts payable after one year 17€76k
Amounts payable within one year 42/48€47k
Trade debts payable within one year 44€172
Income statement
Gross operating margin 9900€84k
Operating result 9901€56k
Financial income 75€0
Financial charges 65€5k
Result before taxes 9903€51k
Income taxes 67/77€11k
Net result for the period 9904€40k
Result to be appropriated 9905€40k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
94 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Rue Liard(L.L) 17, 7100 La Louvière
Verpleegkundige activiteiten
since 20212.320.756.771
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area265 m²
Buildings1
Building footprint79 m²
Volume (LiDAR)670 m³
Tallest building10.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55373B0361/00A009 Wallonia 265 m² 1 · 79 m² 10.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health94Profitability100Solvency86Growth52Stability94
85 / 100

Exceptional profile, strong across almost every axis.

Health 94
Profitability 100
Solvency 86
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR MS INFI
Registered office
Rue Liard(L.L) 17
7100 La Louvière, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.