MS Dis
ActiveMS Dis has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €48k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+66
Solvency56▲+13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.01 in 2024; short-term debt: 64.2% and cash: 56.5% of total assets), and 68.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.2%
Return on assets
15%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
29 d early
2023
16 d early
2022
21 d early
2021
4 d early
2020
13 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€48k
2024 · €-44k
2019: €-4k
2020: €36k
2021: €2k
2022: €4k
2023: €27k
2024: €-44k
2019 → 2025
Working capital
€51k▲ 2,127%
2024 · €2k
2019: €-72k
2020: €20k
2021: €3k
2022: €10k
2023: €-891
2024: €2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€69k▲ 5.3%€96k▲ 39.1%€52k▼ 45.6%€101k▲ 91.9%
Operating result€16k-€21k▲ 35.4%€45k▲ 115%€-33k€76k
Net result€2k-€4k▲ 78.2%€27k▲ 673%€-44k€48k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €76k after a loss of €33k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€65k▼ 10.1%
Current assets
€257k▲ 19.4%
Equity and liabilities €322k
Equity
€101k▲ 91.9%
Debt
€222k▼ 5.8%
The debt ratio falls from 81.8% to 68.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▲
2024 · €-1k
Cash flow
€66k▲
2024 · €-12k
Solvency
31.2%▲
2024 · 18.2%
Current ratio
1.24▲
2024 · 1.01
Quick ratio
0.95▲
2024 · 0.70
Debt / equity
2.20▼
2024 · 4.48
ROE
47.9%▲
2024 · -83.7%
ROA
15.0%▲
2024 · -15.3%
Interest coverage
3.41▲
2024 · -0.10
Debt
€222k▼
2024 · €235k
Debt ≤ 1 year
€207k▼
2024 · €213k
Debt > 1 year
€15k▼
2024 · €22k
Income taxes
€94▼
2024 · €200
Staff costs
€132k▼
2024 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€288k€322k▲
Fixed assets21/28€72k€65k▼
Tangible fixed assets22/27€72k€65k▼
Plant, machinery and equipment23€72k€57k▼
Furniture and vehicles24€585€8k▲
Current assets29/58€216k€257k▲
Stocks and contracts in progress3€65k€61k▼
Stocks30/36€65k€61k▼
Amounts receivable within one year40/41€7k€3k▼
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€132k€182k▲
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€288k€322k▲
Equity10/15€52k€101k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€2k€88k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€86k
Profit (loss) carried forward14€38k-
Amounts payable17/49€235k€222k▼
Amounts payable after more than one year17€22k€15k▼
Financial debts170/4€22k€15k▼
Amounts payable within one year42/48€213k€207k▼
Current portion of amounts payable after more than one year42€14k-
Trade debts44€175k€188k▲
Suppliers440/4€175k€188k▲
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€200€94▼
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€18k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€140k€132k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€18k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€50
Gross operating margin9900€140k€227k▲
Operating profit (loss)9901€-33k€76k▲
Financial income75/76B€22€262▲
Recurring financial income75€22€262▲
Financial charges65/66B€11k€27k▲
Recurring financial charges65€11k€27k▲
Profit (loss) for the period before taxes9903€-44k€48k▲
Income taxes67/77€200€94▼
Profit (loss) for the period9904€-44k€48k▲
Profit (loss) for the period to be appropriated9905€-44k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€86k▲
Profit (loss) brought forward from the previous period14P€82k€38k▼
Transfer to equity691/2-€86k
To other reserves6921-€86k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
30-06
Financial
Equity above €100kEq €101k ▲91.9%
Equity rises from €52k to €101k.
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-44k ▼262%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
18-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dupontstraat 301030 SchaarbeekGround area
3,351 m²
Building footprint
2,296 m²
Volume, LiDAR
31,071 m³
2 parcels, Brussels · tallest building 21.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Ms Dis
since 20112.212.848.132
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0176/00Z002 | Brussels | 3,007 m² | 1 · 1,975 m² | 21.5 m · 5 fl. |
| 21908E0011/00M015 | Brussels | 344 m² | 1 · 321 m² | 15.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.212.848.132
Similar companies · same sector, comparable size
SHABAD ALIMENTATION GENERALE
BE 0502.785.741
Awans · Eq €101k
WOOCOOP
BE 0684.809.706
Waterloo · Eq €101k
JEMPO
BE 0834.295.218
Antwerpen · Eq €101k
B.R.N RETAIL
BE 0762.824.727
Blégny · Eq €101k
DOUCEUR CHOCOLAT
BE 0673.912.943
Courcelles · Eq €101k
Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 4,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2011
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.