MS CONSULT
ActiveMS CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €51k. Equity is growing by ~234.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▼-2
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 3.66 in 2024), and 40.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
24.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
25 d late
2024
1 d early
2023
77 d late
2022
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▲ 72.2%
2024 · €70k
2022: €3k
2023: €10k
2024: €70k
2022 → 2025
Total assets
€203k▲ 115%
2024 · €95k
2022: €8k
2023: €31k
2024: €95k
2022 → 2025
Net result
€51k▼ 15.3%
2024 · €60k
2022: €-2k
2023: €7k
2024: €60k
2022 → 2025
Working capital
€117k▲ 79.9%
2024 · €65k
2022: €3k
2023: €6k
2024: €65k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€3k-€10k▲ 203%€70k▲ 578%€121k▲ 72.2%
Operating result€-1k-€11k€70k▲ 544%€63k▼ 10.5%
Net result€-2k-€7k€60k▲ 764%€51k▼ 15.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€4k▼ 28.4%
Current assets
€200k▲ 123%
Equity and liabilities €203k
Equity
€121k▲ 72.2%
Debt
€83k▲ 237%
The debt ratio rises from 25.9% to 40.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€64k▼
2024 · €72k
Cash flow
€52k▼
2024 · €61k
Solvency
59.3%▼
2024 · 74.1%
Current ratio
2.42▼
2024 · 3.66
Quick ratio
2.42▼
2024 · 3.66
Debt / equity
0.69▲
2024 · 0.35
ROE
41.9%▼
2024 · 85.3%
ROA
24.9%▼
2024 · 63.1%
Interest coverage
14.64▼
2024 · 83.22
Debt
€83k▲
2024 · €25k
Debt ≤ 1 year
€83k▲
2024 · €25k
Income taxes
€15k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€203k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€5k€4k▼
Current assets29/58€90k€200k▲
Amounts receivable within one year40/41€85k€167k▲
Trade receivables40€9k€0▼
Other amounts receivable41€76k€167k▲
Cash at bank and in hand54/58€5k€0▼
Deferred charges and accrued income490/1€0€33k▲
Equity and liabilities
Total equity and liabilities10/49€95k€203k▲
Equity10/15€70k€121k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€65k€116k▲
Amounts payable17/49€25k€83k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€25k€83k▲
Current portion of amounts payable after more than one year42€2k€0▼
Financial debts43€0€43k▲
Credit institutions430/8€0€43k▲
Trade debts44€267€13k▲
Suppliers440/4€267€13k▲
Taxes, remuneration and social security45€22k€26k▲
Taxes450/3€22k€26k▲
Accrued charges and deferred income492/3-€51
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€3k€632▼
Gross operating margin9900€74k€65k▼
Operating profit (loss)9901€70k€63k▼
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€861€4k▲
Recurring financial charges65€861€4k▲
Profit (loss) for the period before taxes9903€76k€65k▼
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€60k€51k▼
Profit (loss) for the period to be appropriated9905€60k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€116k▲
Profit (loss) brought forward from the previous period14P€5k€65k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Equity above €100kEq €121k ▲72.2%
3 profitable years in a row build equity to €121k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €60k ▲764%
Operating result €70k, net result €60k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.66
Current ratio from 1.31 to 3.66.
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 77 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tinlot · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Dinant 594557 TinlotGround area
1,387 m²
Building footprint
138 m²
Parcel 61001C0161/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MS CONSULT
since 20222.336.512.046
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61001C0161/00L000 | Wallonia | 1,387 m² | 1 · 138 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUREEL PELLENS
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TASMAN
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PDCA Management
BE 1005.635.820
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VINCIS
BE 0440.001.403
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MARS MARTENS MANAGEMENT
BE 0798.108.476
Schaarbeek · Eq €121k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.