Summary
MRJ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8,370 and a net result of €3,681. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 27% of 8074 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
27 d late
2022
28 d early
2021
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€8,370▲ 78.5%
2024 · €4,689
Net result
€3,681
2024 · -€1,174
Total assets
€36,340▲ 99.7%
2024 · €18,201
Solvency
23.0%▼ 2.7pp
2024 · 25.8%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,970--€7,754€6,387-€1,532€7,240
Net result€4,536--€7,532€5,858-€1,174€3,681
Equity€7,536-€5▼ 99.9%€5,863▲ 128,185%€4,689▼ 20.0%€8,370▲ 78.5%
Total assets€13,403-€43,348▲ 223%€27,221▼ 37.2%€18,201▼ 33.1%€36,340▲ 99.7%
Debt€5,867-€43,343▲ 639%€21,358▼ 50.7%€13,512▼ 36.7%€27,970▲ 107%
Working capital€7,536--€1,276€5,149€4,542▼ 11.8%€8,370▲ 84.3%
Solvency56.2%-0.0%▼ 56.2pp21.5%▲ 21.5pp25.8%▲ 4.2pp23.0%▼ 2.7pp
Staff (FTE)0.7
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7,240 after a loss of €1,532 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €36,340
Equity
€8,370 ▲ 78.5%
Debt
€27,970 ▲ 107%
Debt's share of the balance-sheet total rises from 74.2% to 77.0%. Equity and debt are higher.
Key figures and ratios
ROE
44.0%▲
2024 · -25.0%
ROA
10.1%▲
2024 · -6.4%
Debt ≤ 1 year
€27,970▲
2024 · €13,512
Income taxes
€3,300
Staff costs
€24,965
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €24,965 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €419 | €566 | €566 | €147 | ▼ 74.0% |
| Other operating charges640/8 | €2,103 | €565 | €348 | €115 | €5,043 | ▲ 4,285% |
| Gross operating margin9900 | €10,073 | -€6,770 | €7,301 | -€851 | €37,395 | ▲ 4,496% |
| Operating profit (loss)9901 | €7,970 | -€7,754 | €6,387 | -€1,532 | €7,240 | ▲ 573% |
| Financial income75/76B | €84 | €634 | €410 | €864 | - | - |
| Recurring financial income75 | €84 | €634 | €410 | €864 | - | - |
| Financial charges65/66B | €135 | €412 | €500 | €505 | €259 | ▼ 48.8% |
| Recurring financial charges65 | €135 | €412 | €500 | €505 | €259 | ▼ 48.8% |
| Profit (loss) for the period before taxes9903 | €7,918 | -€7,532 | €6,298 | -€1,174 | €6,981 | ▲ 695% |
| Income taxes67/77 | €3,382 | €0 | €440 | - | €3,300 | - |
| Profit (loss) for the period9904 | €4,536 | -€7,532 | €5,858 | -€1,174 | €3,681 | ▲ 414% |
| Profit (loss) for the period to be appropriated9905 | €4,536 | -€7,532 | €5,858 | -€1,174 | €3,681 | ▲ 414% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13,403 | €43,348 | €27,221 | €18,201 | €36,340 | ▲ 99.7% |
| Fixed assets21/28 | - | €1,280 | €714 | €147 | - | - |
| Tangible fixed assets22/27 | - | €1,280 | €714 | €147 | - | - |
| Plant, machinery and equipment23 | - | €1,280 | €714 | €147 | - | - |
| Current assets29/58 | €13,403 | €42,068 | €26,507 | €18,054 | €36,340 | ▲ 101% |
| Stocks and contracts in progress3 | - | €29,155 | - | - | - | - |
| Stocks30/36 | - | €29,155 | - | - | - | - |
| Amounts receivable within one year40/41 | €11,676 | €8,114 | €26,198 | €17,480 | €26,706 | ▲ 52.8% |
| Trade receivables40 | €909 | €227 | €17,901 | €1,762 | €9,900 | ▲ 462% |
| Other amounts receivable41 | €10,766 | €7,887 | €8,297 | €15,718 | €16,806 | ▲ 6.9% |
| Cash at bank and in hand54/58 | €1,728 | €4,799 | €310 | €574 | €9,634 | ▲ 1,579% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13,403 | €43,348 | €27,221 | €18,201 | €36,340 | ▲ 99.7% |
| Equity10/15 | €7,536 | €5 | €5,863 | €4,689 | €8,370 | ▲ 78.5% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €4,536 | -€2,995 | €2,863 | €1,689 | €5,370 | ▲ 218% |
| Amounts payable17/49 | €5,867 | €43,343 | €21,358 | €13,512 | €27,970 | ▲ 107% |
| Amounts payable within one year42/48 | €5,867 | €43,343 | €21,358 | €13,512 | €27,970 | ▲ 107% |
| Trade debts44 | €8 | €857 | €17,551 | €4,261 | €6,395 | ▲ 50.1% |
| Suppliers440/4 | €8 | €857 | €17,551 | €4,261 | €6,395 | ▲ 50.1% |
| Taxes, remuneration and social security45 | €3,429 | €8,955 | €396 | €440 | €11,402 | ▲ 2,491% |
| Taxes450/3 | €3,429 | €8,955 | €396 | €440 | €4,432 | ▲ 907% |
| Remuneration and social security454/9 | - | - | - | - | €6,969 | - |
| Other amounts payable47/48 | €2,430 | €33,532 | €3,411 | €8,811 | €10,173 | ▲ 15.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,536 | -€7,532 | €5,858 | -€1,174 | €3,681 | ▲ 414% |
| + Depreciation and write-downs630 | - | €419 | €566 | €566 | €147 | ▼ 74.0% |
| Operating cash flow (approximation) | €4,536 | -€7,113 | €6,424 | -€607 | €3,828 | ▲ 730% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - | - |
| Change in cash | - | €3,071 | -€4,489 | €264 | €9,061 | ▲ 3,330% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €3,681
Net result €3,681 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €5,858
Net result €5,858 after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€7,532
Net result drops to -€7,532, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2021
Ground area
8,922 m²
Building footprint
5,001 m²
Volume, LiDAR
35,001 m³
2 parcels, Flanders, Wallonia · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
257
companies at this address
See who is registered here
1 establishment unit
MRJ
since 20212.312.386.661
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0038/00K000 | Flanders | 7,925 m² | 1 · 4,905 m² | 12.9 m · 2 fl. |
| 25068B0069/00L000 | Wallonia | 997 m² | 1 · 96 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 4,499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82100Office administrative and support services
68121Development of residential building projects
66300Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
82990Other business support services
Contact
E-mail
jpfurnemont@gmail.comMont-Saint-Guibert
E-invoicing
Reachable via Peppol
Peppol ID
0208:0761708831
Also
9925:BE0761708831
Registered
31-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.