MR GRAMMERS
ActiveThe computed 12-month bankruptcy probability of MR GRAMMERS is 4.3% (elevated). The 2025 annual accounts show equity of €56k and a net result of €38k. Equity is growing by ~94.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 27711 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency65▲+23
Growth78=
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.62 against 1.16 in 2024; short-term debt: 59.9% and cash: 0.1% of total assets), but 59.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
30 d early
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 103%
2024 · €27k
2023: €4k
2024: €27k
2023 → 2025
Total assets
€139k▼ 11.9%
2024 · €158k
2023: €139k
2024: €158k
2023 → 2025
Net result
€38k▲ 13.7%
2024 · €34k
2023: €702
2024: €34k
2023 → 2025
Working capital
€52k▲ 153%
2024 · €20k
2023: €4k
2024: €20k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€27k▲ 639%€56k▲ 103%
Operating result€692-€39k▲ 5,602%€42k▲ 7.3%
Net result€702-€34k▲ 4,693%€38k▲ 13.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€4k▼ 42.9%
Current assets
€135k▼ 10.5%
Equity and liabilities €139k
Equity
€56k▲ 103%
Debt
€83k▼ 36.1%
The debt ratio falls from 82.6% to 59.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2024 · €41k
Cash flow
€41k▲
2024 · €36k
Solvency
40.1%▲
2024 · 17.4%
Current ratio
1.62▲
2024 · 1.16
Quick ratio
1.62▲
2024 · 1.16
Debt / equity
1.50▼
2024 · 4.76
ROE
68.8%▼
2024 · 123.0%
ROA
27.6%▲
2024 · 21.4%
Interest coverage
48.06▲
2024 · 25.53
Debt
€83k▼
2024 · €130k
Debt ≤ 1 year
€83k▼
2024 · €130k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€139k▼
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€7k€4k▼
Current assets29/58€151k€135k▼
Amounts receivable within one year40/41€150k€135k▼
Trade receivables40€99k€48k▼
Other amounts receivable41€51k€87k▲
Cash at bank and in hand54/58€810€100▼
Deferred charges and accrued income490/1€9-
Equity and liabilities
Total equity and liabilities10/49€158k€139k▼
Equity10/15€27k€56k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€24k€53k▲
Amounts payable17/49€130k€83k▼
Amounts payable within one year42/48€130k€83k▼
Current portion of amounts payable after more than one year42€6k€6k=
Trade debts44€108k€56k▼
Suppliers440/4€108k€56k▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48€10k€10k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€2k€709▼
Gross operating margin9900€43k€46k▲
Operating profit (loss)9901€39k€42k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€2k€942▼
Recurring financial charges65€2k€942▼
Profit (loss) for the period before taxes9903€40k€45k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€34k€38k▲
Profit (loss) for the period to be appropriated9905€34k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€63k▲
Profit (loss) brought forward from the previous period14P€702€24k▲
Profit to be distributed694/7€10k€10k=
Directors or managers695€10k€10k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2023net €38k ▲13.7%
Operating result €42k, net result €38k, both a record.
2024
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Landsroemlaan 781083 GanshorenGround area
118 m²
Building footprint
94 m²
Volume, LiDAR
1,269 m³
Parcel 21392B0034/00B002, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MR GRAMMERS
since 20212.325.947.756
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392B0034/00B002 | Brussels | 118 m² | 1 · 94 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SUKCES
BE 0689.743.739
Sint-Gillis (bij-Brussel) · Eq €56k
JOVA
BE 0841.287.730
Nieuwerkerken (Limb.) · Eq €56k
TARNARII
BE 0783.920.841
Anderlecht · Eq €56k
RENOMET
BE 0643.512.549
Evere · Eq €56k
CHASSIS ROBERT
BE 0844.037.877
Schaarbeek · Eq €56k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2021
Fiscal year end31-03
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43230Insulation installation
43291Specialised construction activities
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.