MR AND CO
ActiveThe computed 12-month bankruptcy probability of MR AND CO is 7.9% (elevated). The 2025 annual accounts show equity of €28k and a net result of €102k. Equity is growing by ~45.9% per year across the filed fiscal years. Its solvency ranks better than 21% of 4422 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency38▼-57
Growth78=
Track record94
Bankruptcy probability, 12 months
7.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 3.27 in 2024; short-term debt: 87.3% and cash: 27.3% of total assets), and 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.7%
Return on assets
45.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4422 sector peers (2025).
NBB · sector comparisonPosition among 4422 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
25 d late
2024
26 d late
2023
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 30.8%
2024 · €41k
2023: €2k
2024: €41k
2023 → 2025
Total assets
€224k▲ 283%
2024 · €58k
2023: €3k
2024: €58k
2023 → 2025
Net result
€102k▲ 164%
2024 · €39k
2023: €336
2024: €39k
2023 → 2025
Working capital
€27k▼ 30.3%
2024 · €39k
2023: €2k
2024: €39k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€41k▲ 1,661%€28k▼ 30.8%
Operating result€453-€48k▲ 10,400%€130k▲ 174%
Net result€336-€39k▲ 11,458%€102k▲ 164%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 174% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€1k▼ 41.4%
Current assets
€223k▲ 294%
Equity and liabilities €224k
Equity
€28k▼ 30.8%
Debt
€195k▲ 1,031%
The debt ratio rises from 29.6% to 87.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€131k▲
2024 · €48k
Cash flow
€103k▲
2024 · €39k
Solvency
12.7%▼
2024 · 70.4%
Current ratio
1.14▼
2024 · 3.27
Quick ratio
1.14▼
2024 · 3.27
Debt / equity
6.86▲
2024 · 0.42
ROE
359.6%▲
2024 · 94.3%
ROA
45.7%▼
2024 · 66.4%
Interest coverage
1195.36▲
2024 · 709.22
Debt
€195k▲
2024 · €17k
Debt ≤ 1 year
€195k▲
2024 · €17k
Income taxes
€29k▲
2024 · €10k
Staff costs
€3k▲
2024 · €168
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€224k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€423€202▼
Furniture and vehicles24€1k€902▼
Current assets29/58€57k€223k▲
Amounts receivable within one year40/41€52k€162k▲
Trade receivables40€34k€134k▲
Other amounts receivable41€18k€27k▲
Cash at bank and in hand54/58€4k€61k▲
Equity and liabilities
Total equity and liabilities10/49€58k€224k▲
Equity10/15€41k€28k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€39k€26k▼
Amounts payable17/49€17k€195k▲
Amounts payable within one year42/48€17k€195k▲
Trade debts44€217€36k▲
Suppliers440/4€217€36k▲
Taxes, remuneration and social security45€17k€61k▲
Taxes450/3€17k€60k▲
Remuneration and social security454/9€45€971▲
Other amounts payable47/48-€98k
Income statement
Code20242025
Remuneration, social security and pensions62€168€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€457€782▲
Other operating charges640/8-€2k
Gross operating margin9900€48k€136k▲
Operating profit (loss)9901€48k€130k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€68€109▲
Recurring financial charges65€68€109▲
Profit (loss) for the period before taxes9903€49k€131k▲
Income taxes67/77€10k€29k▲
Profit (loss) for the period9904€39k€102k▲
Profit (loss) for the period to be appropriated9905€39k€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€141k▲
Profit (loss) brought forward from the previous period14P€336€39k▲
Profit to be distributed694/7-€115k
Return on contributions (dividend)694-€115k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2023net €102k ▲164%
Operating result €130k, net result €102k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Artemislaan 191140 EvereGround area
1,235 m²
Building footprint
601 m²
Volume, LiDAR
8,361 m³
Parcel 21372C0038/00V000, Brussels · tallest building 30.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MR AND CO
since 20232.340.986.914
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0038/00V000 | Brussels | 1,235 m² | 1 · 601 m² | 30.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LAMSIAH EXPRESS
BE 0736.527.235
Grimbergen · Eq €28k
Belgian Cycle logistics Federation
BE 0726.988.670
Sint-Gillis (bij-Brussel) · Eq €28k
Y Consultancy
BE 0633.873.818
Roeselare · Eq €29k
D.P.R. TRANSPORTS
BE 0762.971.811
Liège · Eq €29k
Man-w transport
BE 1003.172.416
Antwerpen · Eq €28k
Of 4,908 companies in sector 53200 we hold annual accounts for 1,329. 1,100 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2023
Fiscal year end31-12
Activities, NACEBEL
53200Other postal and courier activities
81230Other cleaning activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46170Agents in the wholesale of food, beverages and tobacco
52210Service activities incidental to land transportation
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:merzoug.mouad@gmail.com
Phone:+32466403889