MPB CONSEILS
ActiveSummary
MPB CONSEILS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,665 and a net result of €14,334. Equity has been growing by about 41% per year since 2023. Its solvency ranks better than 66% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 04-08-2023 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 4 others
- Establishment unit
- 2.347.947.653 1180 Ukkel, since 04-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-06-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- €17,782
- ▲ 141%
- Turnover
- ≈ €82,000
- estimated
- Profit
- €14,334
- ▲ 125%
- Equity
- €39,665
- ▲ 56.6%
- Total assets
- €56,184
- ▲ 29.3%
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLiquidity: current ratio 3.34, cash €597Last filed accounts filed 31 days late; 2 of the last 3 accounts lateFounded in 2023lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 66% of them on solvency, 19% on liquidity, 84% on profitability and 82% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 31 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00493897.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is 141% higher than in 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Financial fixed assets | €1,000 | - | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Gross operating margin9900 | €23,024 | €7,379 | €17,782 | ▲ 141% |
| Operating profit (loss)9901 | €23,024 | €7,379 | €17,782 | ▲ 141% |
| Financial income75/76B | €438 | €2,450 | €2,583 | ▲ 5.4% |
| Recurring financial income75 | €438 | €2,450 | €2,583 | ▲ 5.4% |
| Financial charges65/66B | €26 | €893 | €209 | ▼ 76.6% |
| Recurring financial charges65 | €26 | €893 | €209 | ▼ 76.6% |
| Profit (loss) for the period before taxes9903 | €23,436 | €8,937 | €20,155 | ▲ 126% |
| Income taxes67/77 | €6,470 | €2,572 | €5,822 | ▲ 126% |
| Profit (loss) for the period9904 | €16,966 | €6,365 | €14,334 | ▲ 125% |
| Profit (loss) for the period to be appropriated9905 | €16,966 | €6,365 | €14,334 | ▲ 125% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €40,202 | €43,460 | €56,184 | ▲ 29.3% |
| Fixed assets21/28 | €1,000 | €1,000 | €1,000 | = |
| Financial fixed assets28 | €1,000 | €1,000 | €1,000 | = |
| Current assets29/58 | €39,202 | €42,460 | €55,184 | ▲ 30.0% |
| Amounts receivable within one year40/41 | €39,160 | €41,686 | €54,587 | ▲ 30.9% |
| Trade receivables40 | - | - | €1,000 | - |
| Other amounts receivable41 | €39,160 | €41,686 | €53,587 | ▲ 28.6% |
| Cash at bank and in hand54/58 | €41 | €774 | €597 | ▼ 22.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €40,202 | €43,460 | €56,184 | ▲ 29.3% |
| Equity10/15 | €18,966 | €25,331 | €39,665 | ▲ 56.6% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €16,966 | €23,331 | €37,665 | ▲ 61.4% |
| Distributable reserves133 | €16,966 | €23,331 | €37,665 | ▲ 61.4% |
| Amounts payable17/49 | €21,235 | €18,128 | €16,519 | ▼ 8.9% |
| Amounts payable within one year42/48 | €21,235 | €18,128 | €16,519 | ▼ 8.9% |
| Trade debts44 | €2,253 | €3,133 | - | - |
| Suppliers440/4 | €2,253 | €3,133 | - | - |
| Taxes, remuneration and social security45 | €18,982 | €14,995 | €16,519 | ▲ 10.2% |
| Taxes450/3 | €18,982 | €14,995 | €16,519 | ▲ 10.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,966 | €6,365 | €14,334 | ▲ 125% |
| Operating cash flow (approximation) | €16,966 | €6,365 | €14,334 | ▲ 125% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €732 | -€177 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as MPB CONSEILS has now. Two years later, 95.9% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of MPB CONSEILS itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MPB CONSEILS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- BERNARD Martin 200 shares (100%) · €2,000 in cash
Capital transactions
- 08-08-2023 Incorporation · €2,000 · 200 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Organe d'administration, 1”“Assemblée générale décide si mandat exercé gratuitement ou non, portée aux frais généraux indépendamment frais représentation voyages…”
Capital, shares and profit
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Apport en numéraire avec émission de nouvelles actions - Droit de préférence, ouverture de la souscription”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 08-08-2023 (in French)
Network & group
MPB CONSEILS shares no director with another company.
Companies at the same address
3 other companiesConnections & network
1 current directorThe network starts from the directors of MPB CONSEILS. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
08-08
Gazette deed
IncorporationStarting capital €2,000 · Appointment: BERNARD Martin (director) · Founder8 points ▸
- Incorporation, “MPB CONSEILS” (deed in French)
- Founder, BERNARD Martin (comparant)
- Founding capital, €2,000
- Bank account, EUR, “compte spécial ouvert au nom de la société en formation” (deed in French)
- Registered office clause, “1180 Uccle,chaussée de Waterloo 773” (deed in French)
- Director appointment, BERNARD Martin (director (not named in the articles))
- Board rule, 1
- Pre-incorporation commitments, “takeover, engagements,obligations,activités au nom et pour compte société en formation” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21612C0056/02Z091 | Brussels | 2,705 m² | 1 · 458 m² | 29.0 m · 8 |