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MP TERRASSEMENT

Active
Private limited companyfounded 20223 yrs activeRoute de Bastogne 25, 4190 Ferrières, BelgiumKBO/BCE: BE 0795.105.832
Summary

The computed 12-month bankruptcy probability of MP TERRASSEMENT is 2.8% (moderate). The 2025 annual accounts show negative equity (-€17,478) and a net result of -€37,798. Equity is shrinking by ~50.4% per year across the filed fiscal years. Its solvency ranks better than 9% of 32341 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
MP TERRASSEMENTActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Site preparation
NACE 43120
#9 company by total assets in Ferrières, Construction sector1 site
Size
€475,935total assets 2025
Staff
2.6 FTE
Equity
-€17,478
Loss
-€37,798
Turnover not published (abridged schema)
Financial health
49 Fair Checked score 2025
Bankruptcy chance 12 m
2.8%
Structure
Accounts filed 11 d late0 of 1 deed read
Why 49- Liquidity: current ratio 0.38, cash €0, halved- Sector Specialised construction activities (NACE 43)- Negative equity -€17,478+ Size: total assets €475,935Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 11% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 21-8
equity -3.7% of total assets
Liquidity 26-12
short-term debt 49.1% · cash 0.0%
Profitability 41-33
return on assets -7.9%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.4%▲ +5.0% vs 11-2024 01-2025: 1.4%▼ -1.9% vs 12-2024 02-2025: 1.4%▲ +1.5% vs 01-2025 03-2025: 1.4%● 0.0% vs 02-2025 04-2025: 1.4%▲ +4.5% vs 03-2025 05-2025: 1.6%▲ +12.5% vs 04-2025 06-2025: 1.6%▼ -2.8% vs 05-2025 07-2025: 1.6%▲ +3.2% vs 06-2025 08-2025: 2.0%▲ +20.5% vs 07-2025 09-2025: 1.3%▼ -35.4% vs 08-2025 10-2025: 1.3%▼ -0.9% vs 09-2025lowest value 11-2025: 1.3%● 0.0% vs 10-2025lowest value 12-2025: 1.3%● 0.0% vs 11-2025lowest value 01-2026: 1.3%● 0.0% vs 12-2025lowest value 02-2026: 1.3%▲ +1.8% vs 01-2026 03-2026: 1.3%▲ +0.9% vs 02-2026 04-2026: 1.3%▲ +3.9% vs 03-2026 05-2026: 1.5%▲ +10.0% vs 04-2026 06-2026: 1.4%▼ -2.1% vs 05-2026 07-2026: 1.5%▲ +2.9% vs 06-2026 08-2026: 1.9%▲ +28.5% vs 07-2026 09-2026: 2.8%▲ +46.3% vs 08-2026highest value 10-2026: 2.8%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 0.38, cash €0, halved raises the probability
  • Size: total assets €475,935 lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Negative equity -€17,478 raises the probability
No credit on open account
Liquidity short (current ratio 0.38 against 0.51 in 2024; short-term debt: 49.1% and cash: 0% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 8%, liquidity 15%, profitability 20%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.38, cash €0, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €475,935
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Negative equity -€17,478
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€17,478
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
11 d late
2024
29 d late
2023
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (3 of the last 3 filed years within 41 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€37,798
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€17,478 View
  • Caution: From profit to loss in 2025after €20,183 in 2024 -€37,798 View
  • Caution: Among the weakest 5% on net resultsector median €10,073 · 32,329 companies -€37,798 View

By topic

Financials

Fiscal year
2025
Total assets
€475,935
Loss
-€37,798
Solvency
-3.7%
Total assets▼ 9.5%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 11-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
20-12-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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