MP ASSURANCES
Open bankruptcyA bankruptcy procedure is open for MP ASSURANCES according to publications in the Belgian State Gazette; curator: Me Dewaide.
Summary
The 2025 annual accounts show equity of €241,392 and a net result of €30,486.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Commercial Court of Brussels
- Declared bankrupt
- 26 November 2007
- Supervising judge
- M. Waver
- Official Gazette
- 06-12-2007 (pdf) ↗search the document for 2007/047027
Deadlines
- Appeal or third-party opposition until
- passed on 21 December 2007Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 26 December 2007art. XX.104 and XX.155 CEL
- First verification report
- passed on 2 January 2008Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 26 November 2008Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Me DewaideXavier, avenue de la Couronne 340, 1050 Bruxelles-5
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
Embed in an article
Writing about this bankruptcy? Put the card of MP ASSURANCES in your article: name, enterprise number, its status in the KBO and the latest annual accounts, with a link to this dossier.
Preview
The preview appears here.
- Stays current: the status follows the register, the figures are those of the latest filed accounts. No Checked score or verdict.
- Light on your page: one small script and one data request, also answered from a cache; no cookies, no tracking.
- Where scripts do not run (a newsletter, a feed reader) a plain link remains.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
66 d early
2023
61 d early
2022
59 d early
2021
58 d early
2020
59 d early
2019
58 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 60 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€241,392▲ 14.5%
2024 · €210,906
Total assets
€281,703▲ 11.8%
2024 · €251,916
Net result
€30,486▼ 8.0%
2024 · €33,129
Working capital
€237,407▲ 14.7%
2024 · €207,008
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€38,704▲ 4.8%€33,348▼ 13.8%€15,754▼ 52.8%€35,022▲ 122%€34,339▼ 1.9%
Net result€31,438▼ 5.6%€29,170▼ 7.2%€18,728▼ 35.8%€33,129▲ 76.9%€30,486▼ 8.0%
Equity€129,879▲ 15.2%€159,050▲ 22.5%€177,778▲ 11.8%€210,906▲ 18.6%€241,392▲ 14.5%
Total assets€178,063▲ 13.0%€201,803▲ 13.3%€211,239▲ 4.7%€251,916▲ 19.3%€281,703▲ 11.8%
Debt€48,184▲ 7.4%€42,753▼ 11.3%€33,461▼ 21.7%€41,010▲ 22.6%€40,311▼ 1.7%
Working capital€132,964▲ 13.3%€161,521▲ 21.5%€176,262▲ 9.1%€207,008▲ 17.4%€237,407▲ 14.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281,703
Fixed assets
€5,461 ▼ 20.4%
Current assets
€276,242 ▲ 12.7%
Equity and liabilities €281,703
Equity
€241,392 ▲ 14.5%
Debt
€40,311 ▼ 1.7%
Debt's share of the balance-sheet total falls from 16.3% to 14.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36,547▲
2024 · €36,485
Cash flow
€32,694▼
2024 · €34,592
Current ratio
7.11▲
2024 · 6.44
Debt to equity
0.17▼
2024 · 0.19
ROE
12.6%▼
2024 · 15.7%
ROA
10.8%▼
2024 · 13.2%
Interest coverage
11.64▲
2024 · 10.71
Debt ≤ 1 year
€38,835▲
2024 · €38,051
Debt > 1 year
€701▼
2024 · €2,199
Income taxes
€14,373▼
2024 · €15,471
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €902 | €1,784 | €1,824 | €1,464 | €2,208 | ▲ 50.9% |
| Other operating charges640/8 | €507 | €550 | €576 | €504 | €500 | ▼ 0.8% |
| Gross operating margin9900 | €40,113 | €35,681 | €18,154 | €36,989 | €37,047 | ▲ 0.2% |
| Operating profit (loss)9901 | €38,704 | €33,348 | €15,754 | €35,022 | €34,339 | ▼ 1.9% |
| Financial income75/76B | €8,991 | €11,299 | €15,477 | €16,985 | €13,660 | ▼ 19.6% |
| Recurring financial income75 | €8,991 | €11,299 | €15,477 | €16,985 | €13,660 | ▼ 19.6% |
| Financial charges65/66B | €1,899 | €1,639 | €2,452 | €3,407 | €3,140 | ▼ 7.9% |
| Recurring financial charges65 | €1,899 | €1,639 | €2,452 | €3,407 | €3,140 | ▼ 7.9% |
| Profit (loss) for the period before taxes9903 | €45,797 | €43,008 | €28,779 | €48,599 | €44,859 | ▼ 7.7% |
| Income taxes67/77 | €14,359 | €13,838 | €10,051 | €15,471 | €14,373 | ▼ 7.1% |
| Profit (loss) for the period9904 | €31,438 | €29,170 | €18,728 | €33,129 | €30,486 | ▼ 8.0% |
| Profit (loss) for the period to be appropriated9905 | €31,438 | €29,170 | €18,728 | €33,129 | €30,486 | ▼ 8.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €178,063 | €201,803 | €211,239 | €251,916 | €281,703 | ▲ 11.8% |
| Fixed assets21/28 | €4,265 | €4,088 | €2,264 | €6,858 | €5,461 | ▼ 20.4% |
| Tangible fixed assets22/27 | €4,265 | €4,088 | €2,264 | €6,858 | €5,461 | ▼ 20.4% |
| Furniture and vehicles24 | €4,265 | €4,088 | €2,264 | €6,858 | €5,461 | ▼ 20.4% |
| Current assets29/58 | €173,799 | €197,715 | €208,976 | €245,058 | €276,242 | ▲ 12.7% |
| Amounts receivable within one year40/41 | €158,951 | €183,908 | €208,858 | €244,845 | €272,109 | ▲ 11.1% |
| Trade receivables40 | €8,846 | €6,205 | €6,665 | €6,719 | €7,750 | ▲ 15.3% |
| Other amounts receivable41 | €150,106 | €177,703 | €202,193 | €238,125 | €264,359 | ▲ 11.0% |
| Cash at bank and in hand54/58 | €14,654 | €13,649 | €9 | €15 | €4,020 | ▲ 27,492% |
| Deferred charges and accrued income490/1 | €193 | €157 | €109 | €199 | €113 | ▼ 43.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €178,063 | €201,803 | €211,239 | €251,916 | €281,703 | ▲ 11.8% |
| Equity10/15 | €129,879 | €159,050 | €177,778 | €210,906 | €241,392 | ▲ 14.5% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | €18,592 | - | - | - | - | - |
| Issued capital100 | €18,592 | - | - | - | - | - |
| Reserves13 | €2,209 | €2,209 | €2,209 | €2,209 | €2,209 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | €1,859 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | €350 | €350 | €350 | €350 | €350 | = |
| Profit (loss) carried forward14 | €109,078 | €138,249 | €156,977 | €190,105 | €220,591 | ▲ 16.0% |
| Amounts payable17/49 | €48,184 | €42,753 | €33,461 | €41,010 | €40,311 | ▼ 1.7% |
| Amounts payable after more than one year17 | €1,182 | €352 | - | €2,199 | €701 | ▼ 68.1% |
| Financial debts170/4 | €1,182 | €352 | - | €2,199 | €701 | ▼ 68.1% |
| Amounts payable within one year42/48 | €40,835 | €36,194 | €32,714 | €38,051 | €38,835 | ▲ 2.1% |
| Current portion of amounts payable after more than one year42 | €809 | €830 | €352 | €1,900 | €1,499 | ▼ 21.1% |
| Financial debts43 | €26 | €1,594 | €838 | €1,889 | €1,233 | ▼ 34.7% |
| Credit institutions430/8 | €26 | €1,594 | €838 | €1,889 | €1,233 | ▼ 34.7% |
| Trade debts44 | €4,043 | €2,668 | €4,732 | €5,840 | €4,036 | ▼ 30.9% |
| Suppliers440/4 | €4,043 | €2,668 | €4,732 | €5,840 | €4,036 | ▼ 30.9% |
| Taxes, remuneration and social security45 | €35,956 | €31,101 | €26,792 | €28,422 | €32,067 | ▲ 12.8% |
| Taxes450/3 | €33,856 | €28,981 | €24,605 | €26,225 | €29,841 | ▲ 13.8% |
| Remuneration and social security454/9 | €2,100 | €2,121 | €2,188 | €2,197 | €2,226 | ▲ 1.3% |
| Accrued charges and deferred income492/3 | €6,167 | €6,207 | €748 | €760 | €776 | ▲ 2.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,438 | €29,170 | €18,728 | €33,129 | €30,486 | ▼ 8.0% |
| + Depreciation and write-downs630 | €902 | €1,784 | €1,824 | €1,464 | €2,208 | ▲ 50.9% |
| Operating cash flow (approximation) | €32,340 | €30,954 | €20,552 | €34,592 | €32,694 | ▼ 5.5% |
| Investment in fixed assets (approximation) | - | -€1,607 | €0 | -€6,058 | -€812 | ▲ 86.6% |
| Change in cash | - | -€1,005 | -€13,641 | €6 | €4,006 | ▲ 67,221% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200,000Eq €210,906 ▲18.6%
7 profitable years in a row build equity to €210,906.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150,000Eq €159,050 ▲22.5%
5 profitable years in a row build equity to €159,050.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €33,320 ▲95%
Net result €33,320, the highest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100,000Eq €107,979 ▲18.8%
2 profitable years in a row build equity to €107,979.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2007
06-12
Bankruptcy
Opening
Tribunal de commerce de Bruxelles · event 26-11-2007
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 1998
Ground area
1,281 m²
Building footprint
149 m²
Parcel 23008D0453/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
MP ASSURANCES FINANCIER
since 19982.088.769.987
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23008D0453/00K002 | Flanders | 1,281 m² | 1 · 149 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Me Dewaide Xavier, avenue de la Couronne 340, 1050 Bruxelles-5 |
26-11-2007 → present |
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-1995
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.