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MOZZARTE

Active
Private limited companyfounded 20232 yrs activeOudergemlaan 243, 1040 Etterbeek, BelgiumKBO/BCE: BE 1002.019.896
Summary

The computed 12-month bankruptcy probability of MOZZARTE is 4.9% (elevated). The 2025 annual accounts show equity of €4,901 and a net result of -€2,850. Its solvency ranks better than 56% of 1576 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency63▼-37
Growth32
Track record82
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.61 against 4.45 in 2024; short-term debt: 62.1% and cash: 0.4% of total assets), but 62.1% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
37.9%
Return on assets
-22%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€2,850
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-05-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
21 d late
2024
386 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 204 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 November 2023, MOZZARTE was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€4,901▼ 36.8%
2024 · €7,751
Total assets
€12,946▲ 29.4%
2024 · €10,001
Net result
-€2,850▼ 26.7%
2024 · -€2,249
Working capital
€4,901▼ 36.8%
2024 · €7,751
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€2,249--€2,784▼ 23.8%
Net result-€2,249within the sector's middle half--€2,850within the sector's middle half▼ 26.7%
Equity€7,751within the sector's middle half-€4,901below the sector's middle half▼ 36.8%
Total assets€10,001below the sector's middle half-€12,946below the sector's middle half▲ 29.4%
Debt€2,250-€8,044▲ 258%
Working capital€7,751within the sector's middle half-€4,901within the sector's middle half▼ 36.8%
Solvency77.5%above the sector's middle half-37.9%within the sector's middle half▼ 39.6pp
Current ratio4.45above the sector's middle half-1.61within the sector's middle half▼ 2.84
Return on assets (ROA)-22.5%below the sector's middle half--22.0%below the sector's middle half▲ 0.5pp
above within below the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2024: -€2,249-€2,249Net result 2024: -€2,249-€2,249Operating result 2025: -€2,784-€2,784Net result 2025: -€2,850-€2,85020242025-€3,000-€2,000-€1,000€0Operating result 2024: -€2,249-€2,250Net result 2024: -€2,249-€2,250Operating result 2025: -€2,784-€2,780Net result 2025: -€2,850-€2,85020242025
The operating result stays negative: a loss of €2,784 in 2025 against €2,249 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €12,946
Equity €4,901 ▼ 36.8%
Debt €8,044 ▲ 258%
Debt's share of the balance-sheet total rises from 22.5% to 62.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.64▲
2024 · 0.29
ROE
-58.2%▼
2024 · -29.0%
Debt ≤ 1 year
€8,044▲
2024 · €2,250
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.3% went bankrupt
8.7% stopped otherwise
88% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,001€12,946▲
Current assets29/58€10,001€12,946▲
Amounts receivable within one year40/41€10,000€12,896▲
Trade receivables40-€2,896
Other amounts receivable41€10,000€10,000=
Cash at bank and in hand54/58€1€50▲
Equity and liabilities
Total equity and liabilities10/49€10,001€12,946▲
Equity10/15€7,751€4,901▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€2,249-€5,099▼
Amounts payable17/49€2,250€8,044▲
Amounts payable within one year42/48€2,250€8,044▲
Trade debts44€2,249€2,543▲
Suppliers440/4€2,249€2,543▲
Taxes, remuneration and social security45-€132
Taxes450/3-€132
Other amounts payable47/48€1€5,369▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€999-
Other operating charges640/8-€1,187
Gross operating margin9900-€1,250-€1,597▼
Operating profit (loss)9901-€2,249-€2,784▼
Financial charges65/66B-€66
Recurring financial charges65-€66
Profit (loss) for the period before taxes9903-€2,249-€2,850▼
Profit (loss) for the period9904-€2,249-€2,850▼
Profit (loss) for the period to be appropriated9905-€2,249-€2,850▼
Appropriation of the result
Profit (loss) to be appropriated9906-€2,249-€5,099▼
Profit (loss) brought forward from the previous period14P--€2,249

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€999--
Other operating charges640/8-€1,187-
Gross operating margin9900-€1,250-€1,597▼ 27.7%
Operating profit (loss)9901-€2,249-€2,784▼ 23.8%
Financial charges65/66B-€66-
Recurring financial charges65-€66-
Profit (loss) for the period before taxes9903-€2,249-€2,850▼ 26.7%
Profit (loss) for the period9904-€2,249-€2,850▼ 26.7%
Profit (loss) for the period to be appropriated9905-€2,249-€2,850▼ 26.7%
Line20242025Change
Assets
Total assets20/58€10,001€12,946▲ 29.4%
Current assets29/58€10,001€12,946▲ 29.4%
Amounts receivable within one year40/41€10,000€12,896▲ 29.0%
Trade receivables40-€2,896-
Other amounts receivable41€10,000€10,000=
Cash at bank and in hand54/58€1€50▲ 4,901%
Equity and liabilities
Total equity and liabilities10/49€10,001€12,946▲ 29.4%
Equity10/15€7,751€4,901▼ 36.8%
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€2,249-€5,099▼ 127%
Amounts payable17/49€2,250€8,044▲ 258%
Amounts payable within one year42/48€2,250€8,044▲ 258%
Trade debts44€2,249€2,543▲ 13.1%
Suppliers440/4€2,249€2,543▲ 13.1%
Taxes, remuneration and social security45-€132-
Taxes450/3-€132-
Other amounts payable47/48€1€5,369▲ 542,269%
Line20242025Change
Profit (loss) for the period9904-€2,249-€2,850▼ 26.7%
+ Depreciation and write-downs630€999--
Operating cash flow (approximation)-€1,250-€2,850▼ 128%
Change in cash-€49-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
21-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
21-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 386 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
367 m²
Building footprint
200 m²
Volume, LiDAR
2,368 m³
Parcel 21364B0028/00R004, Brussels · tallest building 18.2 m, ±4 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
MOZZARTE
Oudergemlaan 243, 1040 EtterbeekManufacture of food products
since 20232.362.869.916
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21364B0028/00R004 Brussels 367 m² 1 · 200 m² 18.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 272 companies in sector 10510 we hold annual accounts for 120. 19 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-11-2023
Fiscal year end30-09
Activities, NACEBEL 2025
10510Manufacture of food products
46331Wholesale trade
47271Retail trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002019896
Registered 16-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.