MoZo architecten
ActiveMoZo architecten has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €436k and a net result of €346k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 62% of 1936 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency80▲+17
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.67 in 2023; short-term debt: 44.9% and cash: 2.3% of total assets), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.1%
Return on assets
43.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
5 d late
2022
26 d late
2021
18 d late
2020
1 d early
2019
58 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€436k▲ 34.1%
2023 · €325k
2018: €332k
2019: €459k
2020: €535k
2021: €555k
2022: €434k
2023: €325k
2018 → 2024
Total assets
€792k▼ 6.7%
2023 · €848k
2018: €512k
2019: €579k
2020: €595k
2021: €676k
2022: €721k
2023: €848k
2018 → 2024
Net result
€346k▲ 41.7%
2023 · €244k
2018: €66k
2019: €128k
2020: €76k
2021: €134k
2022: €114k
2023: €244k
2018 → 2024
Working capital
€-64k▲ 63.4%
2023 · €-175k
2018: €-48k
2019: €19k
2020: €35k
2021: €55k
2022: €-66k
2023: €-175k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€535k-€555k▲ 3.7%€434k▼ 21.9%€325k▼ 25.0%€436k▲ 34.1%
Operating result€-2k-€-2k▼ 37.0%€-2k▲ 14.1%€-3k▼ 30.3%€-4k▼ 35.5%
Net result€76k-€134k▲ 76.1%€114k▼ 14.9%€244k▲ 115%€346k▲ 41.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €3k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €792k
Fixed assets
€500k=
Current assets
€292k▼ 16.2%
Equity and liabilities €792k
Equity
€436k▲ 34.1%
Debt
€356k▼ 32.0%
The debt ratio falls from 61.7% to 44.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
55.1%▲
2023 · 38.3%
Current ratio
0.82▲
2023 · 0.67
Quick ratio
0.82▲
2023 · 0.67
Debt / equity
0.82▼
2023 · 1.61
ROE
79.4%▲
2023 · 75.2%
ROA
43.7%▲
2023 · 28.8%
Debt
€356k▼
2023 · €523k
Debt ≤ 1 year
€356k▼
2023 · €523k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€848k€792k▼
Fixed assets21/28€500k€500k=
Financial fixed assets28€500k€500k=
Current assets29/58€348k€292k▼
Amounts receivable within one year40/41€297k€273k▼
Other amounts receivable41€297k€273k▼
Cash at bank and in hand54/58€51k€18k▼
Equity and liabilities
Total equity and liabilities10/49€848k€792k▼
Equity10/15€325k€436k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€305k€416k▲
Amounts payable17/49€523k€356k▼
Amounts payable within one year42/48€523k€356k▼
Trade debts44€97€290▲
Suppliers440/4€97€290▲
Other amounts payable47/48€523k€355k▼
Income statement
Code20232024
Gross operating margin9900€-3k€-4k▼
Operating profit (loss)9901€-3k€-4k▼
Financial income75/76B€247k€350k▲
Recurring financial income75€247k€350k▲
Financial charges65/66B€62€61▼
Recurring financial charges65€62€61▼
Profit (loss) for the period before taxes9903€244k€346k▲
Profit (loss) for the period9904€244k€346k▲
Profit (loss) for the period to be appropriated9905€244k€346k▲
Appropriation of the result
Profit (loss) to be appropriated9906€658k€651k▼
Profit (loss) brought forward from the previous period14P€413k€305k▼
Profit to be distributed694/7€353k€235k▼
Return on contributions (dividend)694€353k€235k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €346k ▲41.7%
Net result €346k, the highest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 5 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 26 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €535k ▲16.5%
3 profitable years in a row build equity to €535k.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity times 7current ratio 1.32
Current ratio from 0.20 to 1.32.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkplein 51930 ZaventemGround area
318 m²
Building footprint
194 m²
Volume, LiDAR
1,283 m³
Parcel 23772C0109/00T000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kerkplein 5, 1930 Zaventem
since 20162.248.999.141
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772C0109/00T000 | Flanders | 318 m² | 1 · 194 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Saskia Architectuur
BE 0893.172.535
Holsbeek · Eq €435k
Bert Haerynck architecten
BE 0845.524.551
Gent · Eq €437k
FORTECH STUDIE
BE 0478.683.023
Sint-Gillis-Waas · Eq €437k
PHICAP PROJECT MANAGEMENT
BE 0811.721.338
Watermaal-Bosvoorde · Eq €437k
B-bis architecten
BE 0807.856.481
Antwerpen · Eq €437k
Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 4,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2016
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.