Mozaik Consulting
ActiveMozaik Consulting has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €43k. Its solvency ranks better than 77% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.33; short-term debt: 23.1% and cash: 99.6% of total assets), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.9%
Return on assets
72.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€45k
Total assets
€59k
Net result
€43k
Working capital
€45k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Equity and liabilities €59k
Equity
€45k
Debt
€14k
Debt finances 23.1% of the balance-sheet total.
Key figures and ratios
Solvency
76.9%
Current ratio
4.33
Quick ratio
4.33
Debt / equity
0.30
ROE
94.7%
ROA
72.8%
Debt
€14k
Debt ≤ 1 year
€14k
Income taxes
€12k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€59k
Current assets29/58€59k
Cash at bank and in hand54/58€58k
Deferred charges and accrued income490/1€239
Equity and liabilities
Total equity and liabilities10/49€59k
Equity10/15€45k
Contributions10/11€2k
Outside capital11€2k
Other1109/19€2k
Profit (loss) carried forward14€43k
Amounts payable17/49€14k
Amounts payable within one year42/48€14k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€10k
Taxes450/3€10k
Other amounts payable47/48€1k
Income statement
Code2025
Other operating charges640/8€126
Gross operating margin9900€56k
Operating profit (loss)9901€56k
Financial income75/76B€6
Recurring financial income75€6
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€54k
Income taxes67/77€12k
Profit (loss) for the period9904€43k
Profit (loss) for the period to be appropriated9905€43k
Appropriation of the result
Profit (loss) to be appropriated9906€43k
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterweg 43020 HerentGround area
857 m²
Building footprint
187 m²
Volume, LiDAR
962 m³
Parcel 24423G0401/00H015, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mozaik Consulting
since 20252.372.606.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423G0401/00H015 | Flanders | 857 m² | 1 · 187 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RG Consultancy
BE 0730.698.921
Beveren-Kruibeke-Zwijndrecht · Eq €45k
PROTOTYPICAL
BE 1002.260.814
Bilzen-Hoeselt · Eq €45k
Magarino Consulting
BE 0741.419.302
Hasselt · Eq €45k
MATCHWORKS
BE 0761.612.920
Tongeren-Borgloon · Eq €45k
VANDASIN
BE 0454.961.870
Zulte · Eq €45k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2025
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
62100Computer programming
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.