Moza Design
ActiveSummary
Moza Design has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €-1k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+30
Solvency47▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.73 in 2024; short-term debt: 17.1% and cash: 0.7% of total assets), and 77.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-1k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
1 d early
2023
3 d early
2022
9 d late
2021
4 d late
2020
8 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€195k▼ 0.7%
2024 · €196k
Total assets
€870k▲ 12.4%
2024 · €774k
Net result
€-1k▲ 96.0%
2024 · €-32k
Working capital
€-65k▼ 107%
2024 · €-31k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€66k▲ 54.1%€59k▼ 10.7%€29k▼ 50.4%€-21k€9k
Net result€49k▲ 58.7%€46k▼ 4.8%€18k▼ 60.9%€-32k€-1k▲ 96.0%
Equity€168k▲ 40.9%€211k▲ 25.5%€229k▲ 8.6%€196k▼ 14.2%€195k▼ 0.7%
Total assets€228k▲ 63.2%€768k▲ 237%€830k▲ 8.1%€774k▼ 6.8%€870k▲ 12.4%
Debt€60k▲ 191%€558k▲ 826%€602k▲ 7.9%€578k▼ 3.9%€675k▲ 16.8%
Working capital€102k▲ 38.0%€112k▲ 9.6%€2k▼ 98.4%€-31k€-65k▼ 107%
Staff (FTE)0.80▼ 100%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €21k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €870k
Fixed assets
€786k ▲ 14.3%
Current assets
€84k ▼ 3.4%
Equity and liabilities €870k
Equity
€195k ▼ 0.7%
Debt
€675k ▲ 16.8%
Debt's share of the balance-sheet total rises from 74.7% to 77.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€70k▲
2024 · €34k
Cash flow
€60k▲
2024 · €23k
Current ratio
0.56▼
2024 · 0.73
Debt to equity
3.46▲
2024 · 2.95
ROE
-0.7%▲
2024 · -16.5%
ROA
-0.1%▲
2024 · -4.2%
Interest coverage
6.97▲
2024 · 3.03
Debt ≤ 1 year
€149k▲
2024 · €118k
Debt > 1 year
€526k▲
2024 · €456k
Income taxes
€1
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €13k | €21 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €31k | €44k | €55k | €61k | ▲ 10.5% |
| Other operating charges640/8 | €653 | €750 | €12k | €600 | €2k | ▲ 276% |
| Gross operating margin9900 | €84k | €103k | €86k | €35k | €72k | ▲ 108% |
| Operating profit (loss)9901 | €66k | €59k | €29k | €-21k | €9k | ▲ 141% |
| Financial income75/76B | €429 | €543 | €510 | €21 | €30 | ▲ 41.9% |
| Recurring financial income75 | €429 | €543 | €510 | €21 | €30 | ▲ 41.9% |
| Financial charges65/66B | €1k | €7k | €10k | €11k | €10k | ▼ 10.7% |
| Recurring financial charges65 | €1k | €7k | €10k | €11k | €10k | ▼ 10.7% |
| Profit (loss) for the period before taxes9903 | €65k | €53k | €20k | €-32k | €-1k | ▲ 96.0% |
| Income taxes67/77 | €16k | €6k | €2k | - | €1 | - |
| Profit (loss) for the period9904 | €49k | €46k | €18k | €-32k | €-1k | ▲ 96.0% |
| Transfer from tax-exempt reserves789 | - | €15k | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €49k | €61k | €18k | €-32k | €-1k | ▲ 96.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €228k | €768k | €830k | €774k | €870k | ▲ 12.4% |
| Fixed assets21/28 | €81k | €579k | €718k | €687k | €786k | ▲ 14.3% |
| Tangible fixed assets22/27 | €81k | €579k | €718k | €687k | €786k | ▲ 14.3% |
| Land and buildings22 | - | €494k | €494k | €483k | €472k | ▼ 2.2% |
| Plant, machinery and equipment23 | €38k | €54k | €209k | €190k | €184k | ▼ 3.1% |
| Furniture and vehicles24 | €5k | €2k | €12k | €12k | €11k | ▼ 6.4% |
| Leasing and similar rights25 | €33k | €25k | €0 | - | €117k | - |
| Other tangible fixed assets26 | €5k | €4k | €3k | €2k | €997 | ▼ 49.7% |
| Current assets29/58 | €147k | €189k | €113k | €87k | €84k | ▼ 3.4% |
| Amounts receivable after more than one year29 | €39k | €37k | €34k | - | - | - |
| Other amounts receivable291 | €39k | €37k | €34k | - | - | - |
| Stocks and contracts in progress3 | €6k | €0 | - | - | - | - |
| Stocks30/36 | €6k | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €70k | €98k | €41k | €82k | €77k | ▼ 5.8% |
| Trade receivables40 | €66k | €70k | €23k | €82k | €77k | ▼ 5.9% |
| Other amounts receivable41 | €4k | €27k | €18k | €268 | €268 | = |
| Current investments50/53 | €16k | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €5k | €46k | €30k | €5k | €6k | ▲ 25.5% |
| Deferred charges and accrued income490/1 | €12k | €9k | €8k | - | €551 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €228k | €768k | €830k | €774k | €870k | ▲ 12.4% |
| Equity10/15 | €168k | €211k | €229k | €196k | €195k | ▼ 0.7% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €161k | €204k | €222k | €222k | €222k | = |
| Non-distributable reserves130/1 | €9k | €9k | €0 | - | - | - |
| Reserves not available under the articles1311 | €9k | €9k | €0 | - | - | - |
| Tax-exempt reserves132 | €15k | €0 | - | - | - | - |
| Distributable reserves133 | €138k | €196k | €222k | €222k | €222k | = |
| Profit (loss) carried forward14 | €473 | €0 | €0 | €-32k | €-34k | ▼ 4.0% |
| Amounts payable17/49 | €60k | €558k | €602k | €578k | €675k | ▲ 16.8% |
| Amounts payable after more than one year17 | €15k | €481k | €491k | €456k | €526k | ▲ 15.2% |
| Financial debts170/4 | €15k | €481k | €491k | €456k | €526k | ▲ 15.2% |
| Amounts payable within one year42/48 | €45k | €77k | €111k | €118k | €149k | ▲ 25.9% |
| Current portion of amounts payable after more than one year42 | €4k | €19k | €34k | €34k | €82k | ▲ 139% |
| Financial debts43 | - | €613 | €4k | - | - | - |
| Credit institutions430/8 | - | €613 | €4k | - | - | - |
| Trade debts44 | €16k | €46k | €4k | €42k | €23k | ▼ 45.4% |
| Suppliers440/4 | €16k | €46k | €4k | €42k | €23k | ▼ 45.4% |
| Taxes, remuneration and social security45 | €15k | €8k | €3k | €10k | €4k | ▼ 56.4% |
| Taxes450/3 | €15k | €8k | €3k | €10k | €4k | ▼ 56.4% |
| Remuneration and social security454/9 | - | €380 | €0 | - | - | - |
| Other amounts payable47/48 | €9k | €3k | €66k | €31k | €39k | ▲ 25.1% |
| Accrued charges and deferred income492/3 | €487 | €250 | €0 | €3k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49k | €46k | €18k | €-32k | €-1k | ▲ 96.0% |
| + Depreciation and write-downs630 | €18k | €31k | €44k | €55k | €61k | ▲ 10.5% |
| Operating cash flow (approximation) | €67k | €77k | €63k | €23k | €60k | ▲ 163% |
| Investment in fixed assets (approximation) | - | €-529k | €-183k | €-25k | €-160k | ▼ 542% |
| Change in cash | - | €41k | €-16k | €-25k | €1k | ▲ 105% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
30-09
Financial
Equity above €200kEq €211k ▲25.5%
5 profitable years in a row build equity to €211k.
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
30-09
Financial
Highest result since 2018net €49k ▲58.7%
Operating result €66k, net result €49k, both a record.
30-09
Financial
Equity above €150kEq €168k ▲40.9%
4 profitable years in a row build equity to €168k.
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €100kEq €119k ▲34.8%
3 profitable years in a row build equity to €119k.
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2010
Ground area
300 m²
Building footprint
300 m²
Volume, LiDAR
1,179 m³
Parcel 41342B0713/00T000, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Moza Design
since 20102.193.033.705
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41342B0713/00T000 | Flanders | 300 m² | 1 · 300 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 endedMedewerker tegelzetwerken en dekvloeren duaal (so)
Tegelzetter (so)
Vloerder - tegelzetter duaal (so)
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Of 3,959 companies in sector 43331 we hold annual accounts for 1,788. 1,430 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-10-2010
Fiscal year end30-09
Activities, NACEBEL 2025
43331Floor and wall tiling
43310Plastering work
43333Wallpapering and laying of floor and wall coverings in other materials
43422Screed work
Scores and ratios are computed by Checked and are not a credit decision.