MOVEO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €109k and a net result of €-25k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 91% of 7980 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
1 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▼ 18.7%
2024 · €134k
2022: €103k
2023: €66k
2024: €134k
2022 → 2025
Net result
€-25k
2024 · €68k
2022: €100k
2023: €-36k
2024: €68k
2022 → 2025
Total assets
€117k▼ 29.5%
2024 · €166k
2022: €168k
2023: €109k
2024: €166k
2022 → 2025
Solvency
93.2%▲ 12.4pp
2024 · 80.8%
2022: 61.1%
2023: 60.9%
2024: 80.8%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€103k-€66k▼ 35.3%€134k▲ 102%€109k▼ 18.7%
Operating result€141k-€-36k€79k€-27k
Net result€100k-€-36k€68k€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €79k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€2k▲ 294%
Current assets
€114k▼ 30.7%
Equity and liabilities €117k
Equity
€109k▼ 18.7%
Debt
€8k▼ 74.9%
The debt ratio falls from 19.2% to 6.8%. Equity and debt are lower.
Key figures and ratios
Solvency
93.2%▲
2024 · 80.8%
ROE
-23.1%▼
2024 · 50.5%
ROA
-21.5%▼
2024 · 40.8%
Debt
€8k▼
2024 · €32k
Debt ≤ 1 year
€8k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€117k▼
Fixed assets21/28€623€2k▲
Tangible fixed assets22/27€623€2k▲
Furniture and vehicles24€623€356▼
Other tangible fixed assets26-€2k
Current assets29/58€165k€114k▼
Amounts receivable within one year40/41€87k€60k▼
Trade receivables40€53k€22k▼
Other amounts receivable41€34k€38k▲
Cash at bank and in hand54/58€78k€54k▼
Equity and liabilities
Total equity and liabilities10/49€166k€117k▼
Equity10/15€134k€109k▼
Contributions10/11€3k€3k=
Reserves13€131k€131k=
Distributable reserves133€131k€131k=
Profit (loss) carried forward14-€-25k
Amounts payable17/49€32k€8k▼
Amounts payable within one year42/48€31k€8k▼
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€22k€6k▼
Taxes450/3€22k€4k▼
Remuneration and social security454/9-€2k
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€267€267=
Other operating charges640/8€777€68▼
Gross operating margin9900€80k€-27k▼
Operating profit (loss)9901€79k€-27k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€415€155▼
Recurring financial charges65€415€155▼
Profit (loss) for the period before taxes9903€80k€-25k▼
Income taxes67/77€13k-
Profit (loss) for the period9904€68k€-25k▼
Profit (loss) for the period to be appropriated9905€68k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€-25k▼
Profit (loss) brought forward from the previous period14P€-36k-
Transfer to equity691/2€31k-
To other reserves6921€31k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 14.33
Current ratio from 5.36 to 14.33; short-term debt falls from €31k to €8k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €68k
Net result €68k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 5.36
Current ratio from 2.54 to 5.36; short-term debt falls from €43k to €31k.
30-06
Financial
Equity above €100kEq €134k ▲102%
Equity rises from €66k to €134k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-36k ▼136%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winkelstraat 353078 KortenbergGround area
1,268 m²
Building footprint
133 m²
Volume, LiDAR
931 m³
Parcel 24026A0376/00F000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Winkelstraat 35, 3078 Kortenberg
since 20202.309.997.293
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24026A0376/00F000 | Flanders | 1,268 m² | 1 · 133 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 12,505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2020
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.