MOVENDI
ActiveMOVENDI has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €12k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 32% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+7
Solvency62▼-28
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.75 in 2024; short-term debt: 30.9% and cash: 10.1% of total assets), but 62.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.3%
Return on assets
15.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €28k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
12 d early
2023
26 d early
2022
25 d early
2021
32 d early
2020
13 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 71.4%
2024 · €17k
2019: €14k
2020: €33k
2021: €56k
2022: €14k
2023: €14k
2024: €17k
2019 → 2025
Total assets
€76k▲ 199%
2024 · €25k
2019: €24k
2020: €41k
2021: €68k
2022: €50k
2023: €38k
2024: €25k
2019 → 2025
Net result
€12k▲ 368%
2024 · €3k
2019: €10k
2020: €19k
2021: €24k
2022: €18k
2023: €27k
2024: €3k
2019 → 2025
Working capital
€14k▼ 9.5%
2024 · €16k
2019: €10k
2020: €27k
2021: €44k
2022: €2k
2023: €11k
2024: €16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€14k▼ 75.2%€14k=€17k▲ 18.0%€28k▲ 71.4%
Operating result€32k-€24k▼ 24.0%€34k▲ 43.2%€5k▼ 85.0%€17k▲ 223%
Net result€24k-€18k▼ 23.6%€27k▲ 46.5%€3k▼ 90.5%€12k▲ 368%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 223% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€39k▲ 3,684%
Current assets
€38k▲ 53.7%
Equity and liabilities €76k
Equity
€28k▲ 71.4%
Debt
€48k▲ 437%
The debt ratio rises from 35.0% to 62.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €8k
Cash flow
€14k▲
2024 · €5k
Solvency
37.3%▼
2024 · 65.0%
Current ratio
1.60▼
2024 · 2.75
Quick ratio
1.60▼
2024 · 2.75
Debt / equity
1.68▲
2024 · 0.54
ROE
41.7%▲
2024 · 15.3%
ROA
15.5%▲
2024 · 9.9%
Interest coverage
20.46▲
2024 · 7.82
Debt
€48k▲
2024 · €9k
Debt ≤ 1 year
€23k▲
2024 · €9k
Debt > 1 year
€24k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€76k▲
Fixed assets21/28€1k€39k▲
Tangible fixed assets22/27€1k€39k▲
Furniture and vehicles24€1k€39k▲
Current assets29/58€24k€38k▲
Amounts receivable within one year40/41€16k€26k▲
Trade receivables40€12k€25k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€7k€8k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€25k€76k▲
Equity10/15€17k€28k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€13k€25k▲
Amounts payable17/49€9k€48k▲
Amounts payable after more than one year17-€24k
Financial debts170/4-€24k
Amounts payable within one year42/48€9k€23k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€27€5k▲
Taxes450/3€27€2k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€690€597▼
Non-recurring operating charges66A-€458
Gross operating margin9900€8k€20k▲
Operating profit (loss)9901€5k€17k▲
Financial charges65/66B€970€902▼
Recurring financial charges65€970€902▼
Profit (loss) for the period before taxes9903€4k€16k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€3k€12k▲
Profit (loss) for the period to be appropriated9905€3k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€25k▲
Profit (loss) brought forward from the previous period14P€10k€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼90.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €27k ▲46.5%
Operating result €34k, net result €27k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 4.13
Current ratio from 1.96 to 4.13; short-term debt falls from €11k to €9k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Damzelles 466001 CharleroiGround area
576 m²
Building footprint
172 m²
Volume, LiDAR
2,237 m³
2 parcels, Wallonia · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
MOVENDI
since 20192.291.121.786
MOVENDI
since 20202.302.591.641
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0239/00Z152 | Wallonia | 431 m² | 1 · 109 m² | 17.4 m · 5 fl. |
| 52045A0298/00Z002 | Wallonia | 145 m² | 1 · 63 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,155 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:JLMovendi@gmail.com