MOVACO
ActiveMOVACO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-5k. Equity is shrinking by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-9
Solvency44▼-7
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.31 against 1.33 in 2024), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
-4.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
27 d early
2023
27 d early
2022
32 d early
2021
24 d early
2020
31 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 14.6%
2024 · €31k
2018: €50k
2019: €65k
2020: €61k
2021: €43k
2022: €33k
2023: €31k
2024: €31k
2018 → 2025
Total assets
€107k▼ 2.9%
2024 · €110k
2018: €101k
2019: €118k
2020: €118k
2021: €104k
2022: €101k
2023: €107k
2024: €110k
2018 → 2025
Net result
€-5k
2024 · €534
2018: €-15k
2019: €16k
2020: €-5k
2021: €-18k
2022: €-10k
2023: €-2k
2024: €534
2018 → 2025
Working capital
€25k▼ 4.9%
2024 · €26k
2018: €51k
2019: €66k
2020: €62k
2021: €31k
2022: €24k
2023: €22k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€33k▼ 22.7%€31k▼ 7.3%€31k▲ 1.7%€27k▼ 14.6%
Operating result€-15k-€-7k▲ 55.9%€-2k▲ 72.9%€1k€-4k
Net result€-18k-€-10k▲ 45.7%€-2k▲ 75.2%€534€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€2k▼ 61.2%
Current assets
€105k▲ 0.1%
Equity and liabilities €107k
Equity
€27k▼ 14.6%
Debt
€80k▲ 1.7%
The debt ratio rises from 71.6% to 75.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-663▼
2024 · €5k
Cash flow
€-1k▼
2024 · €4k
Solvency
24.9%▼
2024 · 28.4%
Current ratio
1.31▼
2024 · 1.33
Quick ratio
1.23▼
2024 · 1.29
Debt / equity
3.01▲
2024 · 2.53
ROE
-17.1%▼
2024 · 1.7%
ROA
-4.3%▼
2024 · 0.5%
Interest coverage
-0.75▼
2024 · 5.02
Debt
€80k▲
2024 · €79k
Debt ≤ 1 year
€80k▲
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€107k▼
Fixed assets21/28€5k€2k▼
Intangible fixed assets21€718€310▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€5k€2k▼
Current assets29/58€105k€105k▲
Stocks and contracts in progress3€3k€6k▲
Stocks30/36€3k€6k▲
Amounts receivable within one year40/41€10k€6k▼
Trade receivables40€10k€6k▼
Other amounts receivable41€106€164▲
Cash at bank and in hand54/58€92k€92k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€110k€107k▼
Equity10/15€31k€27k▼
Contributions10/11€20k€20k=
Reserves13€43k€43k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€-32k€-36k▼
Amounts payable17/49€79k€80k▲
Amounts payable within one year42/48€79k€80k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€3k€1k▼
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€70k€71k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€115
Other operating charges640/8€141€144▲
Gross operating margin9900€5k€-404▼
Operating profit (loss)9901€1k€-4k▼
Financial income75/76B€279€287▲
Recurring financial income75€279€287▲
Financial charges65/66B€948€879▼
Recurring financial charges65€948€879▼
Profit (loss) for the period before taxes9903€534€-5k▼
Profit (loss) for the period9904€534€-5k▼
Profit (loss) for the period to be appropriated9905€534€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-36k▼
Profit (loss) brought forward from the previous period14P€-32k€-32k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €534
Net result €534 after 4 loss-making years.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leieoever 29051 GentGround area
3,752 m²
Building footprint
168 m²
Parcel 44002B0184/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
MOVACO
since 20122.214.246.219
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44002B0184/00V000 | Flanders | 3,752 m² | 1 · 168 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Bring it on
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 33,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.