MOV
ActiveSummary
The computed 12-month bankruptcy probability of MOV is 3.5% (moderate). The 2024 annual accounts show negative equity (-€1,192) and a net result of €16,257. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 26049 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+20
Solvency22▲+22
Growth78▲+20
Track record86
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.97 against 0.66 in 2023; short-term debt: 102.6% and cash: 19.8% of total assets), and equity is negative.
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Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-3.3%
Return on assets
44.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 26049 sector peers (2024).
NBB · sector comparisonPosition among 26049 sector peers
Solvency
better than 22%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
92 d late
2022
217 d late
2021
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 123 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
History
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Financials · fiscal year 2024, micro schema
Equity
-€1,192▲ 93.2%
2023 · -€17,449
Total assets
€36,298▲ 5.1%
2023 · €34,524
Net result
€16,257▲ 175%
2023 · €5,913
Working capital
-€1,006▲ 94.3%
2023 · -€17,516
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result-€5,338--€19,375▼ 263%€6,253€16,726▲ 167%
Net result-€5,440below the sector's middle half--€19,922below the sector's middle half▼ 266%€5,913within the sector's middle half€16,257within the sector's middle half▲ 175%
Equity-€3,440below the sector's middle half--€23,362below the sector's middle half▼ 579%-€17,449below the sector's middle half▲ 25.3%-€1,192below the sector's middle half▲ 93.2%
Total assets€15,807below the sector's middle half-€18,267below the sector's middle half▲ 15.6%€34,524below the sector's middle half▲ 89.0%€36,298below the sector's middle half▲ 5.1%
Debt€19,247-€41,629▲ 116%€51,973▲ 24.8%€37,490▼ 27.9%
Working capital-€3,506within the sector's middle half--€23,325below the sector's middle half▼ 565%-€17,516below the sector's middle half▲ 24.9%-€1,006within the sector's middle half▲ 94.3%
Solvency-21.8%below the sector's middle half--127.9%below the sector's middle half▼ 106.1pp-50.5%below the sector's middle half▲ 77.3pp-3.3%below the sector's middle half▲ 47.3pp
Current ratio0.82below the sector's middle half-0.44below the sector's middle half▼ 0.380.66below the sector's middle half▲ 0.220.97within the sector's middle half▲ 0.31
Return on assets (ROA)-34.4%below the sector's middle half--109.1%below the sector's middle half▼ 74.6pp17.1%above the sector's middle half▲ 126.2pp44.8%above the sector's middle half▲ 27.7pp
Staff (FTE)0.3-1▲ 233%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 167% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €36,298
Fixed assets
€67 =
Current assets
€36,231 ▲ 5.1%
Key figures and ratios
Quick ratio
0.60▲
2023 · 0.40
Debt to equity
-31.45▼
2023 · -2.98
Debt ≤ 1 year
€37,238▼
2023 · €51,973
Income taxes
€220
Staff costs
€13,869▼
2023 · €15,076
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,178 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.3%
went bankrupt
5.6%
stopped otherwise
89%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €6,760 | €28,227 | €15,076 | €13,869 | ▼ 8.0% |
| Other operating charges640/8 | €448 | €1,850 | €868 | €1,014 | ▲ 16.8% |
| Gross operating margin9900 | €1,870 | €10,701 | €22,197 | €31,609 | ▲ 42.4% |
| Operating profit (loss)9901 | -€5,338 | -€19,375 | €6,253 | €16,726 | ▲ 167% |
| Financial income75/76B | - | €4 | - | - | - |
| Recurring financial income75 | - | €4 | - | - | - |
| Financial charges65/66B | €102 | €551 | €340 | €250 | ▼ 26.6% |
| Recurring financial charges65 | €102 | €551 | €340 | €250 | ▼ 26.6% |
| Profit (loss) for the period before taxes9903 | -€5,440 | -€19,922 | €5,913 | €16,476 | ▲ 179% |
| Income taxes67/77 | - | - | - | €220 | - |
| Profit (loss) for the period9904 | -€5,440 | -€19,922 | €5,913 | €16,257 | ▲ 175% |
| Profit (loss) for the period to be appropriated9905 | -€5,440 | -€19,922 | €5,913 | €16,257 | ▲ 175% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €15,807 | €18,267 | €34,524 | €36,298 | ▲ 5.1% |
| Fixed assets21/28 | €67 | €67 | €67 | €67 | = |
| Financial fixed assets28 | €67 | €67 | €67 | €67 | = |
| Current assets29/58 | €15,741 | €18,201 | €34,458 | €36,231 | ▲ 5.1% |
| Stocks and contracts in progress3 | €15,000 | €11,230 | €13,632 | €14,069 | ▲ 3.2% |
| Stocks30/36 | €15,000 | €11,230 | €13,632 | €14,069 | ▲ 3.2% |
| Amounts receivable within one year40/41 | - | €1,404 | €19,061 | €14,411 | ▼ 24.4% |
| Trade receivables40 | - | €1,386 | €19,061 | €14,411 | ▼ 24.4% |
| Other amounts receivable41 | - | €18 | - | - | - |
| Cash at bank and in hand54/58 | €741 | €5,047 | €1,280 | €7,203 | ▲ 463% |
| Deferred charges and accrued income490/1 | - | €520 | €484 | €548 | ▲ 13.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €15,807 | €18,267 | €34,524 | €36,298 | ▲ 5.1% |
| Equity10/15 | -€3,440 | -€23,362 | -€17,449 | -€1,192 | ▲ 93.2% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€5,440 | -€25,362 | -€19,449 | -€3,192 | ▲ 83.6% |
| Amounts payable17/49 | €19,247 | €41,629 | €51,973 | €37,490 | ▼ 27.9% |
| Amounts payable within one year42/48 | €19,247 | €41,526 | €51,973 | €37,238 | ▼ 28.4% |
| Financial debts43 | - | €559 | - | - | - |
| Credit institutions430/8 | - | €559 | - | - | - |
| Trade debts44 | €520 | €2,964 | €5,119 | €17,387 | ▲ 240% |
| Suppliers440/4 | €520 | €2,964 | €5,119 | €17,387 | ▲ 240% |
| Advances received on contracts in progress46 | - | - | €21,048 | - | - |
| Taxes, remuneration and social security45 | €4,491 | €10,758 | €12,539 | €8,860 | ▼ 29.3% |
| Taxes450/3 | €3,336 | €2,478 | - | €3,368 | - |
| Remuneration and social security454/9 | €1,155 | €8,279 | €12,539 | €5,492 | ▼ 56.2% |
| Other amounts payable47/48 | €14,236 | €27,245 | €13,268 | €10,991 | ▼ 17.2% |
| Accrued charges and deferred income492/3 | - | €104 | - | €252 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,440 | -€19,922 | €5,913 | €16,257 | ▲ 175% |
| Operating cash flow (approximation) | -€5,440 | -€19,922 | €5,913 | €16,257 | ▲ 175% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €4,306 | -€3,767 | €5,923 | ▲ 257% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Highest result since 2021net €16,257 ▲175%
Operating result €16,726, net result €16,257, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
22-03
KBO administration
UBO non-compliance
event 11-03-2024
04-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 217 days late
2023
31-12
Financial
Back to profitnet €5,913
Net result €5,913 after 2 loss-making years.
2022
31-12
Financial
Weakest financial yearnet -€19,922
Net result drops to -€19,922, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2021
Ground area
78 m²
Building footprint
112 m²
Volume, LiDAR
1,366 m³
Parcel 53070B0413/00Y002, Wallonia · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Grande(SG) 29, 7330 Saint-Ghislain
since 20212.318.707.893
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0413/00Y002 | Wallonia | 78 m² | 1 · 112 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,215 companies in sector 47711 we hold annual accounts for 888. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47712Retail trade
47721Retail sale of footwear
47722Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0768845853
Registered
24-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.