Age6 yrs
Real estate1 parcel · 106 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of MOUSUMI is 13.8% (high). The 2022 annual accounts show negative equity (€-5k) and a net result of €-11k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone13.8%
High
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile
+Young company
+No NACE activity registered
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 385 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 08-07-2024, 23 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | 08-07-2024 | 23 d early | 2024-00218328 |
| 31-12-2022 | 31-07-2023 | 06-07-2023 | 25 d early | 2023-00213240 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
Turnover€195k
EBIT margin-3.8%
Net result€-11k
Working capital€-5k
Annual accounts & ratios
Source: NBB · 2022Annual accounts filed on 08-07-2024 with the NBB · fiscal year 2023 · micro
| Fiscal year | 2022 |
|---|---|
| Deposit | micro |
| Revenue | €195k |
| EBITDA | €-7k |
| Net profit | €-11k |
| Cash flow | €-11k |
| Staff costs | €6k |
| Income taxes | - |
| Dividends | - |
| Total assets | €31k |
| Equity | €-5k |
| Debt | €37k |
| of which ≤ 1y | €36k |
| of which > 1y | - |
| Working capital | €-5k |
| Employees (FTE) | - |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 0.86 |
| Quick ratio | 0.11 |
| Working capital ratio | -15.9% |
| Solvency | -16.3% |
| Debt / equity | -7.15 |
| Long-term debt ratio | - |
| Interest coverage | -2.08 |
| Gross margin | -0.8% |
| Net margin | -5.5% |
| ROA | -34.3% |
| ROE | 210.9% |
| EBITDA margin | -3.7% |
| Days sales outstanding | 2d |
| Days payable outstanding | 53d |
| Inventory turnover | 7.24 |
| Days inventory (DSI) | 50d |
Balance-sheet composition 2022
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €31k |
| Fixed assets | 21/28 | €229 |
| Tangible fixed assets | 22/27 | €229 |
| Current assets | 29/58 | €31k |
| Stocks & contracts in progress | 3 | €27k |
| Amounts receivable within one year | 40/41 | €830 |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €31k |
| Equity | 10/15 | €-5k |
| Contributions / capital | 10/11 | €8k |
| Accumulated profits (losses) | 14 | €-13k |
| Amounts payable | 17/49 | €37k |
| Amounts payable within one year | 42/48 | €36k |
| Trade debts payable within one year | 44 | €29k |
| Income statement | ||
| Turnover | 70 | €195k |
| Gross operating margin | 9900 | €-1k |
| Operating result | 9901 | €-7k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-11k |
| Net result for the period | 9904 | €-11k |
| Result to be appropriated | 9905 | €-11k |
Ratios computed by Checked.
Health barometer
FY 2022 · computed0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Directors
Directors & mandates
2 directors2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
NASCIMENTO DE PINHO DIOGO MANUELDirectorState Gazette act 25094281 (24-07-2025)Current31-03-2025 → present
Former directors (1)
-
MAHMUD SYEDDirectorState Gazette act 25094281 (24-07-2025)Former- → 31-03-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 17-08-2020 |
| Status | Active |
| Postal code | 1070 |
Locations & real estate
Registered office
on the map · from the address registerParcels1
Ground area106 m²
Buildings1
Building footprint142 m²
Volume (LiDAR)1,684 m³
Tallest building18.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0562/00X007 | Brussels | 106 m² | 1 · 142 m² | 18.5 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 1 year ago
2025
24-07-2025 1 director appointed, 1 resigning
- NASCIMENTO DE PINHO DIOGO MANUEL, Bestuurder
- MAHMUD SYED, Bestuurder
Analysis
Financial profile
4 of 5 axes measured40
/ 100
Fragile profile, watch health in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
0
Profitability
33
Solvency
41
Growth
-
Stability
85
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | MOUSUMI |
Registered office
Raymond Vander Bruggenlaan 59
1070 Anderlecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.