MOUSSAD
ActiveMOUSSAD has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €219k and a net result of €35k. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-3
Solvency67▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity ample (current ratio 1.75 against 2.0 in 2023; short-term debt: 36.5% and cash: 6.8% of total assets), but 58% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-11-2025, 97 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
97 d late
2023
92 d late
2022
87 d late
2021
81 d late
2020
91 d late
2019
124 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€219k▲ 19.2%
2023 · €183k
2019: €16k
2020: €87k
2021: €106k
2022: €140k
2023: €183k
2019 → 2024
Total assets
€521k▲ 3.8%
2023 · €502k
2019: €18k
2020: €359k
2021: €614k
2022: €653k
2023: €502k
2019 → 2024
Net result
€35k▼ 18.8%
2023 · €43k
2019: €4k
2020: €71k
2021: €19k
2022: €34k
2023: €43k
2019 → 2024
Working capital
€143k▼ 7.1%
2023 · €154k
2019: €16k
2020: €285k
2021: €148k
2022: €150k
2023: €154k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€106k▲ 21.6%€140k▲ 32.6%€183k▲ 31.0%€219k▲ 19.2%
Operating result€104k-€17k▼ 83.8%€56k▲ 229%€60k▲ 8.6%€63k▲ 4.5%
Net result€71k-€19k▼ 73.5%€34k▲ 83.1%€43k▲ 26.3%€35k▼ 18.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 4% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €521k
Fixed assets
€188k▼ 3.2%
Current assets
€333k▲ 8.2%
Equity and liabilities €521k
Equity
€219k▲ 19.2%
Debt
€302k▼ 5.1%
The debt ratio falls from 63.4% to 58.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▲
2023 · €87k
Cash flow
€65k▼
2023 · €69k
Solvency
42.0%▲
2023 · 36.6%
Current ratio
1.75▼
2023 · 2.00
Quick ratio
1.55▼
2023 · 1.57
Debt / equity
1.38▼
2023 · 1.73
ROE
16.1%▼
2023 · 23.7%
ROA
6.8%▼
2023 · 8.7%
Interest coverage
8.00▼
2023 · 24.22
Debt
€302k▼
2023 · €318k
Debt ≤ 1 year
€190k▲
2023 · €154k
Debt > 1 year
€112k▼
2023 · €164k
Income taxes
€24k▼
2023 · €25k
Staff costs
€44k▼
2023 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€502k€521k▲
Fixed assets21/28€194k€188k▼
Tangible fixed assets22/27€194k€188k▼
Plant, machinery and equipment23€143k€122k▼
Furniture and vehicles24€15k€34k▲
Other tangible fixed assets26€36k€31k▼
Current assets29/58€308k€333k▲
Stocks and contracts in progress3€66k€39k▼
Stocks30/36€66k€39k▼
Amounts receivable within one year40/41€161k€259k▲
Trade receivables40€115k€203k▲
Other amounts receivable41€46k€56k▲
Cash at bank and in hand54/58€81k€35k▼
Equity and liabilities
Total equity and liabilities10/49€502k€521k▲
Equity10/15€183k€219k▲
Contributions10/11€12k€12k=
Reserves13€147k€182k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€145k€180k▲
Profit (loss) carried forward14€24k€24k▲
Amounts payable17/49€318k€302k▼
Amounts payable after more than one year17€164k€112k▼
Financial debts170/4€164k€112k▼
Amounts payable within one year42/48€154k€190k▲
Current portion of amounts payable after more than one year42€52k€52k▲
Trade debts44€54k€65k▲
Suppliers440/4€54k€65k▲
Taxes, remuneration and social security45€48k€72k▲
Taxes450/3€48k€72k▲
Income statement
Code20232024
Remuneration, social security and pensions62€92k€44k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€30k▲
Other operating charges640/8€20k€32k▲
Gross operating margin9900€198k€168k▼
Operating profit (loss)9901€60k€63k▲
Financial income75/76B€12k€7k▼
Recurring financial income75€12k€7k▼
Financial charges65/66B€4k€12k▲
Recurring financial charges65€4k€12k▲
Profit (loss) for the period before taxes9903€69k€59k▼
Income taxes67/77€25k€24k▼
Profit (loss) for the period9904€43k€35k▼
Profit (loss) for the period to be appropriated9905€43k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€59k▼
Profit (loss) brought forward from the previous period14P€24k€24k▲
Transfer to equity691/2€43k€35k▼
To other reserves6921€43k€35k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 97 days late
2024
31-12
Financial
Equity above €200kEq €219k ▲19.2%
6 profitable years in a row build equity to €219k.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Equity above €150kEq €183k ▲31%
5 profitable years in a row build equity to €183k.
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 81 days late
2021
31-12
Financial
Equity above €100kEq €106k ▲21.6%
3 profitable years in a row build equity to €106k.
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 91 days late
2020
31-12
Financial
Highest result since 2019net €71k ▲1840%
Operating result €104k, net result €71k, both a record.
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 124 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helmetsesteenweg 1781030 SchaarbeekGround area
1.3 ha
Building footprint
1,420 m²
Volume, LiDAR
26,399 m³
2 parcels, Brussels · tallest building 22.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
TITAN ZINC
since 20222.326.039.709
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819A0099/00X011 | Brussels | 1.1 ha | 1 · 1,362 m² | 22.0 m · 6 fl. |
| 21902A0314/00K004 | Brussels | 1,853 m² | 1 · 57 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALTA CERAMICA
BE 0434.098.160
Schaarbeek · Eq €219k
DERATO
BE 0820.368.788
Beerse · Eq €218k
HOME DESIGN & CONCEPT
BE 0479.755.070
Antoing · Eq €217k
Martens Interieur
BE 0832.979.184
Rijkevorsel · Eq €220k
Schiedel Metaloterm
BE 0401.281.080
Elsene · Eq €220k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2018
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
47529Retail trade
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.