Mouriaux - Samaey is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €1.06M and a net result of €737k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 38% of 206 sector peers (fiscal year 2026). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 10-07-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
52 d early
2025
75 d early
2024
127 d early
2023
85 d early
2022
92 d early
2021
62 d early
2020
82 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Equity
€1.06M▲ 23.5%
2025 · €858k
2019: €356k
2020: €576k
2021: €874k
2022: €1.11M
2023: €1.07M
2024: €959k
2025: €858k
2019 → 2026
Net result
€737k▲ 57.5%
2025 · €468k
2019: €172k
2020: €220k
2021: €298k
2022: €835k
2023: €340k
2024: €341k
2025: €468k
2019 → 2026
Total assets
€2.27M▲ 44.4%
2025 · €1.57M
2019: €1.49M
2020: €1.62M
2021: €1.48M
2022: €1.54M
2023: €1.59M
2024: €1.57M
2025: €1.57M
2019 → 2026
Solvency
46.7%▼ 7.9pp
2025 · 54.6%
2019: 23.9%
2020: 35.4%
2021: 59.2%
2022: 72.1%
2023: 67.1%
2024: 61.0%
2025: 54.6%
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Turnover€318k-€436k▲ 37.1%€504k▲ 15.6%€631k▲ 25.2%€901k▲ 42.8%
Equity€1.11M-€1.07M▼ 4.3%€959k▼ 10.0%€858k▼ 10.6%€1.06M▲ 23.5%
Operating result€26k-€-10k€-10k▼ 8.4%€110k€344k▲ 213%
Net result€835k-€340k▼ 59.3%€341k▲ 0.3%€468k▲ 37.4%€737k▲ 57.5%
Result per fiscal year
Operating resultNet result
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 213% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €2.27M
Fixed assets
€1.43M▼ 0.2%
Current assets
€834k▲ 523%
Equity and liabilities €2.27M
Equity
€1.06M▲ 23.5%
Debt
€1.21M▲ 69.6%
The debt ratio rises from 45.4% to 53.3%. Equity and debt are higher.
Key figures and ratios
Solvency
46.7%▼
2025 · 54.6%
ROE
69.6%▲
2025 · 54.6%
ROA
32.5%▲
2025 · 29.8%
Debt
€1.21M▲
2025 · €712k
Debt ≤ 1 year
€1.21M▲
2025 · €712k
Income taxes
€87k▲
2025 · €29k
Staff costs
€83k▲
2025 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€1.57M€2.27M▲
Fixed assets21/28€1.44M€1.43M▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€109€0▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28€1.43M€1.43M=
Affiliated companies280/1€1.43M€1.43M=
Participating interests280€1.43M€1.43M=
Current assets29/58€134k€834k▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€56k€64k▲
Trade receivables40€30k€32k▲
Other amounts receivable41€26k€32k▲
Current investments50/53€50k€670k▲
Other investments51/53€50k€670k▲
Cash at bank and in hand54/58€26k€95k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.57M€2.27M▲
Equity10/15€858k€1.06M▲
Contributions10/11€19k€19k=
Reserves13€839k€1.04M▲
Distributable reserves133€839k€1.04M▲
Amounts payable17/49€712k€1.21M▲
Amounts payable within one year42/48€712k€1.21M▲
Trade debts44€113k€125k▲
Suppliers440/4€113k€125k▲
Taxes, remuneration and social security45€31k€30k▼
Taxes450/3€18k€16k▼
Remuneration and social security454/9€13k€14k▲
Other amounts payable47/48€568k€1.05M▲
Accrued charges and deferred income492/3€244€0▼
Income statement
Code20252026
Operating income70/76A€633k€903k▲
Turnover70€631k€901k▲
Other operating income74€2k€2k▲
Operating charges60/66A€523k€559k▲
Services and other goods61€438k€471k▲
Remuneration, social security and pensions62€80k€83k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€857€2k▲
Operating profit (loss)9901€110k€344k▲
Financial income75/76B€388k€482k▲
Recurring financial income75€388k€482k▲
Income from financial fixed assets750€384k€480k▲
Income from current assets751€4k€1k▼
Other financial income752/9-€409
Financial charges65/66B€250€661▲
Recurring financial charges65€250€661▲
Debt charges650€160€68▼
Other financial charges652/9€90€593▲
Profit (loss) for the period before taxes9903€497k€824k▲
Income taxes67/77€29k€87k▲
Taxes670/3€29k€87k▲
Profit (loss) for the period9904€468k€737k▲
Profit (loss) for the period to be appropriated9905€468k€737k▲
Appropriation of the result
Profit (loss) to be appropriated9906€468k€737k▲
Transfer from equity791/2€220k€0▼
From reserves792€220k€0▼
Transfer to equity691/2€118k€201k▲
To other reserves6921€118k€201k▲
Profit to be distributed694/7€570k€536k▼
Return on contributions (dividend)694€570k€536k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (85 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-01
Financial
Equity above €1MEq €1.06M ▲23.5%
8 profitable years in a row build equity to €1.06M.
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-01
Financial
Highest result since 2019net €835k ▲180%
Net result €835k, the highest in the series.
31-01
Financial
Equity above €1MEq €1.11M ▲27.5%
4 profitable years in a row build equity to €1.11M.
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-01
Financial
Equity above €500kEq €576k ▲61.7%
2 profitable years in a row build equity to €576k.
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wenduinesteenweg 58420 De HaanGround area
3,415 m²
Building footprint
509 m²
Volume, LiDAR
2,547 m³
Parcel 35021B0070/00C000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOURIAUX - SAMAEY
since 20052.144.706.820
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35021B0070/00C000 | Flanders | 3,415 m² | 1 · 509 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 539 EUR awarded · 405 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 85 EUR | 30 EUR |
| 2023 | 1 | 79 EUR | 0 EUR |
| 2022 | 1 | 375 EUR | 375 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 12,539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2005
Fiscal year end31-01
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
70120
70201
70204
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.