Equity
€338,011 ▲ 25.6%
Moun-Construct has made a profit without a break since 2023.
Moun-Construct
Lifetime
7 annual accounts with figures on one time axispeak €265,400 (2023)
€176,212▲ 110%
lowest -€51,228 (2022)
€68,836▲ 14.3%
peak €338,011 (2025)
€338,011▲ 25.6%
€824,840▼ 20.7%
peak 0 FTE (2025)
0 FTE
Board2 names since 2018
1 directorOuejdi MOUNIB
Documentsfilings and deeds
19-05-202619 days late
2025abbreviated format
Gross margin from €83,719 to €176,212Equity from €269,175 to €338,011Debts from €1.0m to €824,840Investments €145,291Cash from €484 to €198,018
Key points
from the 2025 annual accountsTurnover
≈ €820,000 estimated
The accounts state no turnover.
Debts
€824,840 71% of the balance sheet
Financial debts 23%Suppliers 8%Taxes and wages 16%Other 53%
Of this, €660,286 falls due within a year.
Investments
€125,541 4.5 × depreciation
Green is investment, beige is depreciation.
Filings
7 annual accounts 7 late
The 2020 accounts came latest: 355 days after the end of the period.
Board
1 joined
New director. Latest change 30-09-2026 · 1 in office.
Checked score
85
Excellent
Financially stronger than 41% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.6%▲ +0.3 percentage points vs 04-2025
06-2025: 0.7%▲ +0.1 percentage points vs 05-2025
07-2025: 1.3%▲ +0.6 percentage points vs 06-2025
08-2025: 3.6%▲ +2.3 percentage points vs 07-2025
09-2025: 3.6%● unchanged vs 08-2025
10-2025: 3.6%● unchanged vs 09-2025
11-2025: 3.6%● unchanged vs 10-2025
12-2025: 3.7%▲ +0.1 percentage points vs 11-2025highest value
01-2026: 3.3%▼ -0.4 percentage points vs 12-2025
02-2026: 3.2%▼ -0.1 percentage points vs 01-2026
03-2026: 3.2%● unchanged vs 02-2026
04-2026: 2.9%▼ -0.3 percentage points vs 03-2026
05-2026: 3.5%▲ +0.6 percentage points vs 04-2026
06-2026: 0.3%▼ -3.2 percentage points vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 19 days late; 1 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: total assets €1.2m
Figures for financial year 2025 (filed on 23-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 31% of them on solvency, 32% on liquidity, 28% on profitability and 72% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as Moun-Construct has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Moun-Construct itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for Moun-Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.42 (1.75 in 2024), below the usual 1.5. Short-term debt is 56.8% and cash 17% of total assets. 70.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-05-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
19 days late
2024
58 days late
2023
27 days late
2022
30 days late
2021
5 days late
2020
355 days late
2019
57 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 79 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Appointment: Ouejdi MOUNIB (director)
Legal-form conversion: to private limited company · General meeting of 30-09-2026 · Gazette deed
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Eeklo
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0684980544
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Gent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Moun-Construct Evergem | €1.2m | €176,212 | 29.1% | 0 |
| Vam Bouwwerken Antwerp | €1.4m | €277,010 | 10.3% | 0 |
| AMP Batirenov Braine-l'Alleud | €0.9m | €163,063 | 35.0% | 0.5 |
| A.R. RENOVATIE Oudenaarde | €0.7m | €140,641 | 38.6% | 0 |
| K&D PROJECTS Kaprijke | €0.8m | €320,364 | 69.3% | 0.5 |
| RENOVIX Forest | €1.1m | €185,586 | 50.6% | 0.6 |
| MASSAERT Sint-Pieters-Leeuw | €0.7m | €102,644 | 59.4% | 0 |
These companies have the same main activity as Moun-Construct: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €716,000 and €1.4m, founded between 2016 and 2020.
Official details
Source: KBO- Status
- Active since 24-11-2017Normal situation
- Activity
- Other specialised construction activitiesNACE 43990
- Establishment unit
- 2.335.475.8299940 Evergem, since 01-01-2022
- Financial year end
- 30 September
- Peppol
- Reachable since 31-12-2025
Insights on Moun-Construct
Moun-Construct files the abbreviated format. That format states no turnover. The gross margin rose from €29,977 in 2019 to €176,212 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Moun-Construct
- What is the company number of Moun-Construct?
- The company number of Moun-Construct is 0684.980.544. The VAT number is the same number with BE in front: BE 0684.980.544.
- Where is Moun-Construct based?
- The registered office is at Doornzeelsestraat 47, 9940 Evergem.Company details
- What does Moun-Construct do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of Moun-Construct?
- Moun-Construct is a private limited company (BV).
- When was Moun-Construct founded?
- Moun-Construct was founded on 24-11-2017.
- Is Moun-Construct still active?
- Yes, Moun-Construct is an active enterprise in the KBO register.
- What is the turnover of Moun-Construct?
- The turnover in financial year 2025 is ≈ €820,000. This figure is estimated from the gross margin of €176,212 and 69 comparable companies (NACE 43990). It probably lies between €510,000 and €1.3m. In financial year 2020 turnover was €343,911.Financials
- Is Moun-Construct profitable?
- In financial year 2025, Moun-Construct made a profit of €68,836.
- Where can I find the annual accounts of Moun-Construct?
- Moun-Construct filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Moun-Construct due?
- Moun-Construct must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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