MOUMTI
ActiveMOUMTI has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €191k and a net result of €36k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 395 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
83
/ 100
Excellent▼ -17 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▼-5
Solvency100=
Growth54=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.92 against 4.59 in 2023), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
68 d late
2022
70 d late
2021
271 d late
2020
75 d late
2019
123 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€791k▼ 7.7%
2019 · €857k
2019: €857k
2019 → 2020
EBIT margin
2.4%▼ 0.7pp
2019 · 3.1%
2019: 3.1%
2019 → 2020
Net result
€36k▲ 5.1%
2023 · €34k
2018: €8k
2019: €22k
2020: €34k
2021: €-10k
2022: €34k
2023: €34k
2018 → 2024
Working capital
€166k▲ 44.4%
2023 · €115k
2018: €35k
2019: €59k
2020: €48k
2021: €32k
2022: €66k
2023: €115k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€791k-
Equity€97k-€86k▼ 10.8%€120k▲ 39.9%€155k▲ 28.5%€191k▲ 23.3%
Operating result€19k-€-261€35k€55k▲ 59.6%€52k▼ 5.7%
Net result€34k-€-10k€34k€34k▲ 0.1%€36k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €277k
Fixed assets
€25k▼ 40.6%
Current assets
€252k▲ 71.8%
Equity and liabilities €277k
Equity
€191k▲ 23.3%
Debt
€86k▲ 152%
The debt ratio rises from 18.2% to 31.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€81k▼
2023 · €82k
Cash flow
€65k▲
2023 · €61k
Solvency
68.8%▼
2023 · 81.8%
Current ratio
2.92▼
2023 · 4.59
Quick ratio
2.86▼
2023 · 4.47
Debt / equity
0.45▲
2023 · 0.22
ROE
18.9%▼
2023 · 22.2%
ROA
13.0%▼
2023 · 18.2%
Interest coverage
-273.50▼
2023 · 15.30
Debt
€86k▲
2023 · €34k
Debt ≤ 1 year
€86k▲
2023 · €32k
Income taxes
€18k▲
2023 · €16k
Staff costs
€67k▲
2023 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€189k€277k▲
Fixed assets21/28€42k€25k▼
Tangible fixed assets22/27€41k€24k▼
Plant, machinery and equipment23€6k€874▼
Furniture and vehicles24€28k€16k▼
Other tangible fixed assets26€7k€7k▼
Financial fixed assets28€1k€1k=
Current assets29/58€147k€252k▲
Stocks and contracts in progress3€4k€5k▲
Stocks30/36€4k€5k▲
Amounts receivable within one year40/41€37k€59k▲
Trade receivables40-€19k
Other amounts receivable41€37k€40k▲
Cash at bank and in hand54/58€105k€189k▲
Deferred charges and accrued income490/1€120-
Equity and liabilities
Total equity and liabilities10/49€189k€277k▲
Equity10/15€155k€191k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€134k€170k▲
Amounts payable17/49€34k€86k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€32k€86k▲
Current portion of amounts payable after more than one year42€9k€29k▲
Trade debts44€10k€45k▲
Suppliers440/4€10k€45k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€10k€9k▼
Income statement
Code20232024
Remuneration, social security and pensions62€62k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€150k€150k▼
Operating profit (loss)9901€55k€52k▼
Financial income75/76B€2€1k▲
Recurring financial income75€2€608▲
Non-recurring financial income76B-€593
Financial charges65/66B€5k€-295▼
Recurring financial charges65€5k€-295▼
Profit (loss) for the period before taxes9903€50k€54k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€34k€36k▲
Profit (loss) for the period to be appropriated9905€34k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€134k€170k▲
Profit (loss) brought forward from the previous period14P€100k€134k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €36k ▲5.1%
Net result €36k, the highest in the series.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.59
Current ratio from 2.20 to 4.59; short-term debt falls from €55k to €32k.
31-12
Financial
Equity above €150kEq €155k ▲28.5%
2 profitable years in a row build equity to €155k.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 271 days late
2022
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Equity above €100kEq €120k ▲39.9%
Equity rises from €86k to €120k.
2021
31-12
Financial
Weakest financial yearnet €-10k ▼131%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
14-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 75 days late
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 122 days late
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
03-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
HAMMANI Moussa
CurrentDirector · since 01-02-2024
01-02-2024
Resigned as Manager
01-02-2024
Appointed as Director
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rotterdamstraat 251080 Sint-Jans-MolenbeekGround area
188 m²
Building footprint
185 m²
Volume, LiDAR
2,814 m³
2 parcels, Brussels · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Rotterdamstraat 25, 1080 Sint-Jans-Molenbeek
since 19972.081.474.993
Oostendestraat 37, 1080 Sint-Jans-Molenbeek
since 20122.205.620.741
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0739/00B005 | Brussels | 95 m² | 1 · 92 m² | 17.2 m · 5 fl. |
| 21012F0370/00M008 | Brussels | 93 m² | 1 · 93 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesSint-Jans-Molenbeek2.205.620.741
Sint-Jans-Molenbeek2.081.474.993
Similar companies · same sector, comparable size
REBO
BE 0781.380.035
Sint-Niklaas · Eq €191k
BIO PROJECT
BE 0505.699.701
Ukkel · Eq €191k
CONTACT OBI
BE 0866.723.902
Anderlecht · Eq €190k
SINT-AMANDUS
BE 0433.973.050
Gent · Eq €191k
A-M FOODMARKET
BE 0430.120.863
Plombières · Eq €190k
Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 4,225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-1997
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
61100Wired, wireless and satellite telecommunications
61200Telecommunications
64200Holdings
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
74201Photography, excluding press photography
74811
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.