Summary
MOUHA YANNICK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €44k and a net result of €104k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 5527 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
6 d late
2023
27 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€44k
2024 · €-59k
2022: €-19k
2023: €-71k
2024: €-59k
2022 → 2025
Net result
€104k▲ 799%
2024 · €12k
2022: €-22k
2023: €-52k
2024: €12k
2022 → 2025
Total assets
€568k▼ 0.4%
2024 · €571k
2022: €593k
2023: €566k
2024: €571k
2022 → 2025
Solvency
7.8%▲ 18.2pp
2024 · -10.4%
2022: -3.2%
2023: -12.5%
2024: -10.4%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-19k-€-71k▼ 271%€-59k▲ 16.3%€44k
Operating result€-19k-€-41k▼ 118%€22k€134k▲ 506%
Net result€-22k-€-52k▼ 134%€12k€104k▲ 799%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 506% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €568k
Fixed assets
€549k ▼ 1.6%
Current assets
€19k ▲ 50.7%
Equity and liabilities €568k
Equity
€44k
Debt
€524k
Debt finances 92.2% of the balance-sheet total.
Key figures and ratios
ROE
234.0%
ROA
18.3%▲
2024 · 2.0%
Debt ≤ 1 year
€190k▼
2024 · €271k
Debt > 1 year
€332k▼
2024 · €359k
Income taxes
€11k▲
2024 · €54
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€571k€568k▼
Fixed assets21/28€558k€549k▼
Financial fixed assets28€558k€549k▼
Current assets29/58€13k€19k▲
Amounts receivable within one year40/41€50€4▼
Other amounts receivable41€50€4▼
Cash at bank and in hand54/58€12k€19k▲
Deferred charges and accrued income490/1€177€190▲
Equity and liabilities
Total equity and liabilities10/49€571k€568k▼
Equity10/15€-59k€44k▲
Contributions10/11€3k€3k=
Reserves13-€41k
Distributable reserves133-€41k
Profit (loss) carried forward14€-62k€0▲
Amounts payable17/49€630k€524k▼
Amounts payable after more than one year17€359k€332k▼
Financial debts170/4€359k€332k▼
Amounts payable within one year42/48€271k€190k▼
Current portion of amounts payable after more than one year42€28k€29k▲
Trade debts44€2k€99▼
Suppliers440/4€2k€99▼
Taxes, remuneration and social security45€4k€18k▲
Taxes450/3€766€15k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€237k€144k▼
Accrued charges and deferred income492/3€837€1k▲
Income statement
Code20242025
Other operating charges640/8€125€508▲
Gross operating margin9900€22k€134k▲
Operating profit (loss)9901€22k€134k▲
Financial charges65/66B€10k€18k▲
Recurring financial charges65€10k€18k▲
Profit (loss) for the period before taxes9903€12k€115k▲
Income taxes67/77€54€11k▲
Profit (loss) for the period9904€12k€104k▲
Profit (loss) for the period to be appropriated9905€12k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€41k▲
Profit (loss) brought forward from the previous period14P€-74k€-62k▲
Transfer to equity691/2-€41k
To other reserves6921-€41k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Highest result since 2022net €104k ▲799%
Operating result €134k, net result €104k, both a record.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 6 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruissteenweg 4103700 Tongeren-BorgloonGround area
569 m²
Building footprint
206 m²
Volume, LiDAR
1,567 m³
Parcel 73063B0064/00B002, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MOUHA YANNICK
since 20222.333.042.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73063B0064/00B002 | Flanders | 569 m² | 1 · 205 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,041 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
70100Activities of head offices
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.