Motief
ActiveMotief has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €9k. Equity is shrinking by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+24
Solvency32▲+3
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 198 sector peers (2025).
NBB · sector comparisonPosition among 198 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
66 d early
2023
21 d early
2022
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€5k▲ 80.3%
2024 · €3k
2022: €8k
2023: €8k
2024: €3k
2022 → 2025
Total assets
€69k▼ 10.8%
2024 · €77k
2022: €159k
2023: €109k
2024: €77k
2022 → 2025
Net result
€9k
2024 · €-6k
2022: €3k
2023: €736
2024: €-6k
2022 → 2025
Working capital
€-15k▲ 63.1%
2024 · €-40k
2022: €-73k
2023: €-53k
2024: €-40k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€8k▲ 9.5%€3k▼ 67.3%€5k▲ 80.3%
Operating result€4k-€2k▼ 39.9%€-5k€12k
Net result€3k-€736▼ 73.1%€-6k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12k after a loss of €5k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€22k▼ 56.9%
Current assets
€46k▲ 84.0%
Equity and liabilities €69k
Equity
€5k▲ 80.3%
Debt
€64k▼ 14.2%
The debt ratio falls from 96.4% to 92.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €28k
Cash flow
€40k▲
2024 · €28k
Solvency
7.3%▲
2024 · 3.6%
Current ratio
0.76▲
2024 · 0.39
Quick ratio
0.52▲
2024 · 0.29
Debt / equity
12.75▼
2024 · 26.79
ROE
170.8%▲
2024 · -205.4%
ROA
12.4%▲
2024 · -7.4%
Interest coverage
63.84▲
2024 · 31.59
Debt
€64k▼
2024 · €74k
Debt ≤ 1 year
€61k▼
2024 · €65k
Debt > 1 year
€2k▼
2024 · €9k
Income taxes
€3k▲
2024 · €128
Staff costs
€21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€69k▼
Fixed assets21/28€52k€22k▼
Intangible fixed assets21€19k-
Tangible fixed assets22/27€30k€20k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€17k€10k▼
Leasing and similar rights25€7k€5k▼
Financial fixed assets28€3k€3k▲
Current assets29/58€25k€46k▲
Stocks and contracts in progress3€7k€14k▲
Stocks30/36€7k€14k▲
Amounts receivable within one year40/41€8k€14k▲
Trade receivables40€8k€11k▲
Other amounts receivable41€279€3k▲
Cash at bank and in hand54/58€9k€14k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€77k€69k▼
Equity10/15€3k€5k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-2k-
Amounts payable17/49€74k€64k▼
Amounts payable after more than one year17€9k€2k▼
Financial debts170/4€9k€2k▼
Amounts payable within one year42/48€65k€61k▼
Current portion of amounts payable after more than one year42€10k€6k▼
Trade debts44€10k€16k▲
Suppliers440/4€10k€16k▲
Advances received on contracts in progress46€653-
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€575€3k▲
Other amounts payable47/48€38k€28k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€31k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€31k€66k▲
Operating profit (loss)9901€-5k€12k▲
Financial income75/76B€621€793▲
Recurring financial income75€621€793▲
Financial charges65/66B€891€677▼
Recurring financial charges65€891€677▼
Profit (loss) for the period before taxes9903€-6k€12k▲
Income taxes67/77€128€3k▲
Profit (loss) for the period9904€-6k€9k▲
Profit (loss) for the period to be appropriated9905€-6k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€6k▲
Profit (loss) brought forward from the previous period14P-€-2k
Transfer from equity791/2€3k-
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼875%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elisabethlaan 1658400 OostendeGround area
6,750 m²
Building footprint
1,401 m²
Volume, LiDAR
9,200 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kuipweg 13, 8400 Oostende
since 20212.325.867.384
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35026A0064/00G000 | Flanders | 6,176 m² | 1 · 1,241 m² | 8.4 m · 2 fl. |
| 35384A0178/00W008 | Flanders | 574 m² | 1 · 159 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 294 EUR awarded · 294 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 294 EUR | 294 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
SOLUTIONS ID
BE 0554.919.578
Brussel · Eq €5k
Publi Screen
BE 0872.715.037
Balen · Eq €5k
TOESJ
BE 0662.541.969
Geraardsbergen · Eq €5k
LONELY ALIEN
BE 0500.679.455
Boechout · Eq €4k
KSAAR
BE 1009.880.856
Elsene · Eq €6k
Of 758 companies in sector 13300 we hold annual accounts for 160. 54 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2021
Fiscal year end31-12
Activities, NACEBEL
13300Finishing of textiles
73110Advertising agencies
18120Other printing
18130Pre-press and pre-media services
62010Computer programming, consultancy and related activities
62100Computer programming
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.motief.be
E-mail:info@motief.be