MOSPV
ActiveMOSPV has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €6k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 21% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-4
Solvency28=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.2 in 2024; short-term debt: 18.6% and cash: 2.8% of total assets), and 96.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.3%
Return on assets
0.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9167 sector peers (2025).
NBB · sector comparisonPosition among 9167 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
12 d late
2024
14 d early
2023
7 d early
2022
31 d late
2021
22 d late
2020
2 d early
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€106k▲ 5.8%
2024 · €100k
2019: €44k
2020: €69k
2021: €78k
2022: €82k
2023: €94k
2024: €100k
2019 → 2025
Total assets
€3.19M▼ 6.8%
2024 · €3.43M
2019: €991k
2020: €1.23M
2021: €1.19M
2022: €1.14M
2023: €1.36M
2024: €3.43M
2019 → 2025
Net result
€6k▼ 4.1%
2024 · €6k
2019: €-6k
2020: €24k
2021: €9k
2022: €4k
2023: €12k
2024: €6k
2019 → 2025
Working capital
€-503k▲ 10.2%
2024 · €-560k
2019: €-187k
2020: €156k
2021: €18k
2022: €-11k
2023: €-33k
2024: €-560k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€82k▲ 5.7%€94k▲ 14.4%€100k▲ 6.5%€106k▲ 5.8%
Operating result€25k-€19k▼ 23.1%€28k▲ 47.9%€59k▲ 110%€82k▲ 37.9%
Net result€9k-€4k▼ 51.1%€12k▲ 166%€6k▼ 48.6%€6k▼ 4.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.19M
Fixed assets
€3.10M▼ 5.6%
Current assets
€92k▼ 33.5%
Equity and liabilities €3.19M
Equity
€106k▲ 5.8%
Debt
€3.09M▼ 7.1%
The debt ratio falls from 97.1% to 96.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€309k▲
2024 · €244k
Cash flow
€233k▲
2024 · €191k
Solvency
3.3%▲
2024 · 2.9%
Current ratio
0.15▼
2024 · 0.20
Quick ratio
0.15▼
2024 · 0.20
Debt / equity
29.14▼
2024 · 33.22
ROE
5.5%▼
2024 · 6.1%
ROA
0.2%▲
2024 · 0.2%
Interest coverage
4.07▼
2024 · 4.60
Debt
€3.09M▼
2024 · €3.33M
Debt ≤ 1 year
€595k▼
2024 · €699k
Debt > 1 year
€2.49M▼
2024 · €2.63M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.43M€3.19M▼
Fixed assets21/28€3.29M€3.10M▼
Tangible fixed assets22/27€3.29M€3.10M▼
Land and buildings22€2.62M€2.49M▼
Plant, machinery and equipment23€664k€611k▼
Current assets29/58€138k€92k▼
Amounts receivable within one year40/41€35k€2k▼
Trade receivables40€15k€0▼
Other amounts receivable41€20k€2k▼
Cash at bank and in hand54/58€102k€88k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€3.43M€3.19M▼
Equity10/15€100k€106k▲
Contributions10/11€50k€50k=
Reserves13€50k€56k▲
Distributable reserves133€50k€56k▲
Amounts payable17/49€3.33M€3.09M▼
Amounts payable after more than one year17€2.63M€2.49M▼
Financial debts170/4€2.63M€2.49M▼
Amounts payable within one year42/48€699k€595k▼
Current portion of amounts payable after more than one year42€130k€134k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45-€48
Taxes450/3-€48
Other amounts payable47/48€566k€460k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€185k€227k▲
Other operating charges640/8€12k€16k▲
Gross operating margin9900€256k€325k▲
Operating profit (loss)9901€59k€82k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€53k€76k▲
Recurring financial charges65€53k€76k▲
Profit (loss) for the period before taxes9903€6k€6k▼
Profit (loss) for the period9904€6k€6k▼
Profit (loss) for the period to be appropriated9905€6k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€6k▼
Transfer to equity691/2€6k€6k▼
To other reserves6921€6k€6k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €100k ▲6.5%
5 profitable years in a row build equity to €100k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity times 17current ratio 3.22
Current ratio from 0.19 to 3.22; short-term debt falls from €230k to €70k.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriestraat 8C8755 WingeneGround area
3,836 m²
Building footprint
1,964 m²
Volume, LiDAR
10,828 m³
Parcel 37012C0328/00B000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOSPV
since 20182.278.388.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37012C0328/00B000 | Flanders | 3,835 m² | 1 · 1,964 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,725 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2018
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.