MOSKO
ActiveSummary
MOSKO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203,863 and a net result of €87,499. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency92▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 3.0 against 2.81 in 2024; short-term debt: 23.1% and cash: 24.8% of total assets), and 32.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.4%
Return on assets
28.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €203,863
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
79 d early
2024
42 d early
2023
65 d early
2022
67 d early
2021
67 d early
2020
81 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 64 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€203,863▲ 19.6%
2024 · €170,463
Total assets
€302,468▲ 6.4%
2024 · €284,183
Net result
€87,499▼ 29.9%
2024 · €124,735
Working capital
€139,801▲ 22.3%
2024 · €114,323
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6,537▼ 65.0%€25,121▲ 284%€111,688▲ 345%€164,190▲ 47.0%€118,319▼ 27.9%
Net result€4,459within the sector's middle half▼ 68.3%€22,777above the sector's middle half▲ 411%€95,000above the sector's middle half▲ 317%€124,735above the sector's middle half▲ 31.3%€87,499above the sector's middle half▼ 29.9%
Equity-€64,249below the sector's middle half▲ 6.5%-€41,472below the sector's middle half▲ 35.5%€51,928within the sector's middle half€170,463above the sector's middle half▲ 228%€203,863above the sector's middle half▲ 19.6%
Total assets€39,152below the sector's middle half▲ 13.2%€89,591within the sector's middle half▲ 129%€132,307within the sector's middle half▲ 47.7%€284,183within the sector's middle half▲ 115%€302,468within the sector's middle half▲ 6.4%
Debt€103,401▲ 0.1%€131,062▲ 26.8%€80,378▼ 38.7%€113,720▲ 41.5%€98,605▼ 13.3%
Working capital-€57,416below the sector's middle half▼ 9.3%-€46,850below the sector's middle half▲ 18.4%€44,313within the sector's middle half€114,323above the sector's middle half▲ 158%€139,801above the sector's middle half▲ 22.3%
Solvency-164.1%below the sector's middle half▲ 34.5pp-46.3%below the sector's middle half▲ 117.8pp39.2%within the sector's middle half▲ 85.5pp60.0%within the sector's middle half▲ 20.7pp67.4%above the sector's middle half▲ 7.4pp
Current ratio0.34below the sector's middle half▲ 0.040.43below the sector's middle half▲ 0.102.01within the sector's middle half▲ 1.582.81within the sector's middle half▲ 0.803.00above the sector's middle half▲ 0.19
Return on assets (ROA)11.4%within the sector's middle half▼ 29.2pp25.4%above the sector's middle half▲ 14.0pp71.8%above the sector's middle half▲ 46.4pp43.9%above the sector's middle half▼ 27.9pp28.9%above the sector's middle half▼ 15.0pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302,468
Fixed assets
€92,811 ▼ 13.0%
Current assets
€209,657 ▲ 18.1%
Equity and liabilities €302,468
Equity
€203,863 ▲ 19.6%
Debt
€98,605 ▼ 13.3%
Debt's share of the balance-sheet total falls from 40.0% to 32.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€146,139▼
2024 · €185,621
Cash flow
€115,320▼
2024 · €146,166
Debt to equity
0.48▼
2024 · 0.67
ROE
42.9%▼
2024 · 73.2%
Interest coverage
39.98▼
2024 · 40.68
Debt ≤ 1 year
€69,856▲
2024 · €63,200
Debt > 1 year
€28,750▼
2024 · €49,951
Income taxes
€27,260▼
2024 · €34,907
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €9,353 | - | - | - |
| Remuneration, social security and pensions62 | €205 | €185 | €87 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,982 | €4,783 | €11,894 | €21,431 | €27,820 | ▲ 29.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €4,963 | - | - |
| Other operating charges640/8 | €348 | €2,255 | €1,469 | €1,672 | €2,351 | ▲ 40.6% |
| Gross operating margin9900 | €9,071 | €32,344 | €125,138 | €192,256 | €148,490 | ▼ 22.8% |
| Operating profit (loss)9901 | €6,537 | €25,121 | €111,688 | €164,190 | €118,319 | ▼ 27.9% |
| Financial income75/76B | - | €9 | €0 | €15 | €95 | ▲ 521% |
| Recurring financial income75 | - | €9 | €0 | €15 | €95 | ▲ 521% |
| Financial charges65/66B | €2,078 | €2,353 | €4,072 | €4,563 | €3,655 | ▼ 19.9% |
| Recurring financial charges65 | €2,078 | €2,353 | €4,072 | €4,563 | €3,655 | ▼ 19.9% |
| Profit (loss) for the period before taxes9903 | €4,459 | €22,777 | €107,616 | €159,642 | €114,759 | ▼ 28.1% |
| Income taxes67/77 | - | - | €12,616 | €34,907 | €27,260 | ▼ 21.9% |
| Profit (loss) for the period9904 | €4,459 | €22,777 | €95,000 | €124,735 | €87,499 | ▼ 29.9% |
| Profit (loss) for the period to be appropriated9905 | €4,459 | €22,777 | €95,000 | €124,735 | €87,499 | ▼ 29.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €39,152 | €89,591 | €132,307 | €284,183 | €302,468 | ▲ 6.4% |
| Fixed assets21/28 | €10,066 | €53,533 | €44,167 | €106,659 | €92,811 | ▼ 13.0% |
| Tangible fixed assets22/27 | €10,066 | €53,533 | €44,167 | €106,659 | €92,811 | ▼ 13.0% |
| Land and buildings22 | - | - | - | €29,490 | €26,252 | ▼ 11.0% |
| Plant, machinery and equipment23 | €174 | - | - | - | - | - |
| Furniture and vehicles24 | €873 | €722 | €2,581 | €46,809 | €39,853 | ▼ 14.9% |
| Leasing and similar rights25 | - | €45,368 | €35,718 | €26,068 | €16,418 | ▼ 37.0% |
| Other tangible fixed assets26 | €9,018 | €7,443 | €5,867 | €4,292 | €10,287 | ▲ 140% |
| Current assets29/58 | €29,086 | €36,057 | €88,140 | €177,524 | €209,657 | ▲ 18.1% |
| Stocks and contracts in progress3 | €8,097 | €4,963 | €4,963 | - | - | - |
| Stocks30/36 | €8,097 | €4,963 | €4,963 | - | - | - |
| Amounts receivable within one year40/41 | €20,558 | €19,834 | €36,021 | €71,828 | €134,212 | ▲ 86.9% |
| Trade receivables40 | €20,558 | €19,834 | €36,021 | €53,570 | €66,616 | ▲ 24.4% |
| Other amounts receivable41 | - | - | - | €18,258 | €67,597 | ▲ 270% |
| Cash at bank and in hand54/58 | €198 | €10,814 | €46,281 | €105,131 | €74,899 | ▼ 28.8% |
| Deferred charges and accrued income490/1 | €232 | €446 | €874 | €566 | €545 | ▼ 3.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €39,152 | €89,591 | €132,307 | €284,183 | €302,468 | ▲ 6.4% |
| Equity10/15 | -€64,249 | -€41,472 | €51,928 | €170,463 | €203,863 | ▲ 19.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €5,460 | €12,976 | ▲ 138% |
| Outside capital11 | €6,200 | €6,200 | €6,200 | €5,460 | €12,976 | ▲ 138% |
| Other1109/19 | €6,200 | €6,200 | €6,200 | €5,460 | €12,976 | ▲ 138% |
| Profit (loss) carried forward14 | -€70,449 | -€47,672 | €45,728 | €165,004 | €190,886 | ▲ 15.7% |
| Amounts payable17/49 | €103,401 | €131,062 | €80,378 | €113,720 | €98,605 | ▼ 13.3% |
| Amounts payable after more than one year17 | €16,899 | €48,155 | €36,474 | €49,951 | €28,750 | ▼ 42.4% |
| Financial debts170/4 | €16,899 | €48,155 | €36,474 | €49,951 | €28,750 | ▼ 42.4% |
| Amounts payable within one year42/48 | €86,502 | €82,908 | €43,827 | €63,200 | €69,856 | ▲ 10.5% |
| Current portion of amounts payable after more than one year42 | €15,509 | €12,079 | €11,681 | €20,153 | €21,201 | ▲ 5.2% |
| Financial debts43 | €3,324 | - | - | - | - | - |
| Credit institutions430/8 | €3,324 | - | - | - | - | - |
| Trade debts44 | €15,177 | €2,412 | €3,211 | €18,604 | €11,125 | ▼ 40.2% |
| Suppliers440/4 | €15,177 | €2,412 | €3,211 | €18,604 | €11,125 | ▼ 40.2% |
| Taxes, remuneration and social security45 | €1,963 | €14,885 | €24,165 | €19,429 | €21,030 | ▲ 8.2% |
| Taxes450/3 | €1,963 | €14,885 | €24,165 | €19,429 | €21,030 | ▲ 8.2% |
| Other amounts payable47/48 | €50,530 | €53,532 | €4,771 | €5,014 | €16,500 | ▲ 229% |
| Accrued charges and deferred income492/3 | - | - | €77 | €569 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,459 | €22,777 | €95,000 | €124,735 | €87,499 | ▼ 29.9% |
| + Depreciation and write-downs630 | €1,982 | €4,783 | €11,894 | €21,431 | €27,820 | ▲ 29.8% |
| Operating cash flow (approximation) | €6,441 | €27,560 | €106,894 | €146,166 | €115,320 | ▼ 21.1% |
| Investment in fixed assets (approximation) | - | -€48,250 | -€2,527 | -€83,924 | -€13,972 | ▲ 83.4% |
| Change in cash | - | €10,616 | €35,467 | €58,849 | -€30,232 | ▼ 151% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200,000Eq €203,863 ▲19.6%
6 profitable years in a row build equity to €203,863.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €124,735 ▲31.3%
Operating result €164,190, net result €124,735, both a record.
31-12
Financial
Equity above €150,000Eq €170,463 ▲228%
5 profitable years in a row build equity to €170,463.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 2.01
Current ratio from 0.43 to 2.01; short-term debt falls from €82,908 to €43,827.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €14,050
Net result €14,050 after 2 loss-making years.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2017
Ground area
1,541 m²
Building footprint
194 m²
Volume, LiDAR
1,077 m³
Parcel 62095A0231/00W000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOSKO DESIGN
since 20172.267.842.677
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095A0231/00W000 | Wallonia | 1,541 m² | 1 · 194 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,606 companies in sector 47551 we hold annual accounts for 1,723. 1,339 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
43211General electrical installation work
47552Retail sale of lighting equipment
62200Computer consultancy and computer facilities management
74130Interior design
E-invoicing
Reachable via Peppol
Peppol ID
0208:0678939325
Also
9925:BE0678939325
Registered
25-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.