MosCow
ActiveThe computed 12-month bankruptcy probability of MosCow is 5.7% (elevated). The annual accounts of MosCow for fiscal year 2024 show a net loss of 57% of the equity at the start of that year. The 2024 annual accounts show equity of €10k and a net result of €-14k. Equity is shrinking by ~21.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 36% of 18941 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability5▼-71
Solvency37▼-14
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.71 against 0.84 in 2023; short-term debt: 74% of total assets), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.9%
Return on assets
-15.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
97 d late
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10k▼ 57.2%
2023 · €24k
2022: €18k
2023: €24k
2022 → 2024
Total assets
€87k▼ 7.3%
2023 · €94k
2022: €74k
2023: €94k
2022 → 2024
Net result
€-14k
2023 · €6k
2022: €-2k
2023: €6k
2022 → 2024
Working capital
€-19k▼ 146%
2023 · €-8k
2022: €-29k
2023: €-8k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€18k-€24k▲ 31.8%€10k▼ 57.2%
Operating result€2k-€8k▲ 324%€-9k
Net result€-2k-€6k€-14k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €9k after €8k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €87k
Fixed assets
€41k▼ 21.2%
Current assets
€46k▲ 10.3%
Equity and liabilities €87k
Equity
€10k▼ 57.2%
Debt
€77k▲ 9.9%
The debt ratio rises from 74.3% to 88.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▼
2023 · €21k
Cash flow
€-2k▼
2023 · €19k
Solvency
11.9%▼
2023 · 25.7%
Current ratio
0.71▼
2023 · 0.84
Quick ratio
0.63▼
2023 · 0.74
Debt / equity
7.44▲
2023 · 2.90
ROE
-133.6%▼
2023 · 24.1%
ROA
-15.8%▼
2023 · 6.2%
Interest coverage
0.62▼
2023 · 7.97
Debt
€77k▲
2023 · €70k
Debt ≤ 1 year
€64k▲
2023 · €49k
Debt > 1 year
€12k▼
2023 · €21k
Staff costs
€17k▼
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€94k€87k▼
Fixed assets21/28€53k€41k▼
Tangible fixed assets22/27€49k€38k▼
Land and buildings22€21k€17k▼
Plant, machinery and equipment23€22k€17k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€4k€4k=
Current assets29/58€41k€46k▲
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€15k€39k▲
Trade receivables40€2k-
Other amounts receivable41€13k€39k▲
Cash at bank and in hand54/58€21k-
Deferred charges and accrued income490/1€430€1k▲
Equity and liabilities
Total equity and liabilities10/49€94k€87k▼
Equity10/15€24k€10k▼
Contributions10/11€20k€20k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€0€-14k▼
Amounts payable17/49€70k€77k▲
Amounts payable after more than one year17€21k€12k▼
Financial debts170/4€21k€12k▼
Amounts payable within one year42/48€49k€64k▲
Current portion of amounts payable after more than one year42€17k€9k▼
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€15k€25k▲
Suppliers440/4€15k€25k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€7k€8k▲
Remuneration and social security454/9€3k€653▼
Other amounts payable47/48€6k€20k▲
Income statement
Code20232024
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€44k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€381-
Gross operating margin9900€68k€23k▼
Operating profit (loss)9901€8k€-9k▼
Financial income75/76B€6€22▲
Recurring financial income75€6€22▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€6k€-14k▼
Profit (loss) for the period9904€6k€-14k▼
Profit (loss) for the period to be appropriated9905€6k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-14k▼
Profit (loss) brought forward from the previous period14P€-2k-
Transfer to equity691/2€4k-
To other reserves6921€4k-
Social balance
Average headcount (FTE)90870.8-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-14k ▼337%
Net result drops to €-14k, the lowest in the series.
05-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 97 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gontrodestraat 1769050 GentGround area
121 m²
Building footprint
117 m²
Volume, LiDAR
860 m³
Parcel 44363B0537/00Z000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MosCow
since 20222.328.323.860
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44363B0537/00Z000 | Flanders | 121 m² | 1 · 117 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.328.323.860
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 7,132 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2022
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.