MOSARTYS
ActiveSummary
The computed 12-month bankruptcy probability of MOSARTYS is 2.4% (moderate). The 2025 annual accounts show equity of €180,114 and a net result of €115. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 18716 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-39
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 6.25 against 7.77 in 2024; short-term debt: 15.6% and cash: 35.7% of total assets), and 15.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.4%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
51 d early
2023
70 d early
2022
49 d early
2021
31 d late
2020
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 25 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€180,114▲ 0.1%
2024 · €179,999
Total assets
€213,399▲ 3.7%
2024 · €205,843
Net result
€115▼ 99.3%
2024 · €16,724
Working capital
€174,587▼ 0.3%
2024 · €175,052
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€88,204▼ 22.2%-€6,670€10,231€21,943▲ 114%-€3,050
Net result€65,232above the sector's middle half▼ 19.2%-€4,294below the sector's middle half€10,034within the sector's middle half€16,724within the sector's middle half▲ 66.7%€115within the sector's middle half▼ 99.3%
Equity€158,369above the sector's middle half▲ 70.0%€154,074above the sector's middle half▼ 2.7%€164,108above the sector's middle half▲ 6.5%€179,999above the sector's middle half▲ 9.7%€180,114above the sector's middle half▲ 0.1%
Total assets€221,701within the sector's middle half▲ 68.9%€181,309within the sector's middle half▼ 18.2%€177,671within the sector's middle half▼ 2.0%€205,843within the sector's middle half▲ 15.9%€213,399within the sector's middle half▲ 3.7%
Debt€63,332▲ 66.3%€27,235▼ 57.0%€13,562▼ 50.2%€25,844▲ 90.6%€33,284▲ 28.8%
Working capital€145,912above the sector's middle half▲ 57.1%€144,622above the sector's middle half▼ 0.9%€157,638above the sector's middle half▲ 9.0%€175,052above the sector's middle half▲ 11.0%€174,587above the sector's middle half▼ 0.3%
Solvency71.4%above the sector's middle half▲ 0.5pp85.0%above the sector's middle half▲ 13.5pp92.4%above the sector's middle half▲ 7.4pp87.4%above the sector's middle half▼ 4.9pp84.4%above the sector's middle half▼ 3.0pp
Current ratio3.30above the sector's middle half▼ 0.136.31above the sector's middle half▲ 3.0112.62above the sector's middle half▲ 6.317.77above the sector's middle half▼ 4.856.25above the sector's middle half▼ 1.53
Return on assets (ROA)29.4%above the sector's middle half▼ 32.1pp-2.4%within the sector's middle half▼ 31.8pp5.6%within the sector's middle half▲ 8.0pp8.1%within the sector's middle half▲ 2.5pp0.1%within the sector's middle half▼ 8.1pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3,050 after €21,943 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213,399
Fixed assets
€5,528 ▲ 11.7%
Current assets
€207,871 ▲ 3.5%
Equity and liabilities €213,399
Equity
€180,114 ▲ 0.1%
Debt
€33,284 ▲ 28.8%
Debt's share of the balance-sheet total rises from 12.6% to 15.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€351▼
2024 · €24,648
Cash flow
€3,516▼
2024 · €19,429
Debt to equity
0.18▲
2024 · 0.14
ROE
0.1%▼
2024 · 9.3%
Interest coverage
2.50▼
2024 · 160.56
Debt ≤ 1 year
€33,284▲
2024 · €25,844
Income taxes
€47▼
2024 · €8,429
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,122 | €3,004 | €2,983 | €2,705 | €3,401 | ▲ 25.7% |
| Other operating charges640/8 | - | €348 | €1,484 | €384 | €432 | ▲ 12.3% |
| Gross operating margin9900 | €89,326 | -€3,319 | €14,698 | €25,032 | €783 | ▼ 96.9% |
| Operating profit (loss)9901 | €88,204 | -€6,670 | €10,231 | €21,943 | -€3,050 | ▼ 114% |
| Financial income75/76B | €1,649 | €2,513 | €2,806 | €3,363 | €3,353 | ▼ 0.3% |
| Recurring financial income75 | €1,649 | €2,513 | €2,806 | €3,363 | €3,353 | ▼ 0.3% |
| Financial charges65/66B | €174 | €137 | €125 | €154 | €141 | ▼ 8.3% |
| Recurring financial charges65 | €174 | €137 | €125 | €154 | €141 | ▼ 8.3% |
| Profit (loss) for the period before taxes9903 | €89,679 | -€4,294 | €12,913 | €25,152 | €162 | ▼ 99.4% |
| Income taxes67/77 | €24,446 | - | €2,879 | €8,429 | €47 | ▼ 99.4% |
| Profit (loss) for the period9904 | €65,232 | -€4,294 | €10,034 | €16,724 | €115 | ▼ 99.3% |
| Profit (loss) for the period to be appropriated9905 | €65,232 | -€4,294 | €10,034 | €16,724 | €115 | ▼ 99.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €221,701 | €181,309 | €177,671 | €205,843 | €213,399 | ▲ 3.7% |
| Fixed assets21/28 | €12,456 | €9,453 | €6,470 | €4,947 | €5,528 | ▲ 11.7% |
| Intangible fixed assets21 | €10,409 | €8,229 | €6,049 | €3,869 | €1,689 | ▼ 56.3% |
| Tangible fixed assets22/27 | €2,047 | €1,224 | €421 | €1,078 | €3,839 | ▲ 256% |
| Furniture and vehicles24 | €2,047 | €1,224 | €421 | €1,078 | €3,839 | ▲ 256% |
| Current assets29/58 | €209,245 | €171,856 | €171,201 | €200,897 | €207,871 | ▲ 3.5% |
| Amounts receivable after more than one year29 | €96,649 | €99,162 | €101,740 | €104,385 | €107,099 | ▲ 2.6% |
| Other amounts receivable291 | €96,649 | €99,162 | €101,740 | €104,385 | €107,099 | ▲ 2.6% |
| Amounts receivable within one year40/41 | €4,940 | €2,872 | €2,269 | €9,472 | €24,211 | ▲ 156% |
| Trade receivables40 | - | €2,602 | €2,080 | €8,507 | €21,862 | ▲ 157% |
| Other amounts receivable41 | €4,940 | €270 | €189 | €965 | €2,349 | ▲ 143% |
| Cash at bank and in hand54/58 | €107,643 | €69,822 | €67,172 | €87,017 | €76,191 | ▼ 12.4% |
| Deferred charges and accrued income490/1 | €13 | - | €19 | €22 | €370 | ▲ 1,597% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €221,701 | €181,309 | €177,671 | €205,843 | €213,399 | ▲ 3.7% |
| Equity10/15 | €158,369 | €154,074 | €164,108 | €179,999 | €180,114 | ▲ 0.1% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €145,969 | €145,969 | €151,708 | €167,599 | €167,599 | = |
| Non-distributable reserves130/1 | €1,240 | €1,240 | €1,240 | €1,240 | €1,240 | = |
| Reserves not available under the articles1311 | €1,240 | €1,240 | €1,240 | €1,240 | €1,240 | = |
| Distributable reserves133 | €144,729 | €144,729 | €150,468 | €166,359 | €166,359 | = |
| Profit (loss) carried forward14 | - | -€4,294 | - | - | €115 | - |
| Amounts payable17/49 | €63,332 | €27,235 | €13,562 | €25,844 | €33,284 | ▲ 28.8% |
| Amounts payable within one year42/48 | €63,332 | €27,235 | €13,562 | €25,844 | €33,284 | ▲ 28.8% |
| Trade debts44 | €1,175 | €2,960 | €5,648 | €8,955 | €11,806 | ▲ 31.8% |
| Suppliers440/4 | €1,175 | €2,960 | €5,648 | €8,955 | €11,806 | ▲ 31.8% |
| Advances received on contracts in progress46 | - | - | - | - | €15,868 | - |
| Taxes, remuneration and social security45 | €57,005 | €19,353 | €2,814 | €11,053 | €0 | ▼ 100% |
| Taxes450/3 | €57,005 | €19,353 | €2,814 | €11,053 | €0 | ▼ 100% |
| Other amounts payable47/48 | €5,153 | €4,921 | €5,101 | €5,836 | €5,610 | ▼ 3.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €65,232 | -€4,294 | €10,034 | €16,724 | €115 | ▼ 99.3% |
| + Depreciation and write-downs630 | €1,122 | €3,004 | €2,983 | €2,705 | €3,401 | ▲ 25.7% |
| Operating cash flow (approximation) | €66,355 | -€1,291 | €13,017 | €19,429 | €3,516 | ▼ 81.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,182 | -€3,982 | ▼ 237% |
| Change in cash | - | -€37,821 | -€2,651 | €19,845 | -€10,826 | ▼ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10,034
Net result €10,034 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 12.62
Current ratio from 6.31 to 12.62; short-term debt falls from €27,235 to €13,562.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€4,294
Net result drops to -€4,294, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €150,000Eq €158,369 ▲70%
2 profitable years in a row build equity to €158,369.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2019
Ground area
214 m²
Building footprint
79 m²
Volume, LiDAR
987 m³
Parcel 21447B0328/00S000, Brussels · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MOSARTYS
since 20192.286.175.875
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0328/00S000 | Brussels | 214 m² | 1 · 79 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,290 companies in sector 47690 we hold annual accounts for 425. 311 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47690Retail sale of other cultural and recreation goods
47791Retail sale of antiques
90312Arts creation and performing arts activities
90111Literary creation
90120Visual arts creation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0721605764
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.