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MOSAIC-LAB

Active
Private limited companyfounded 2020active for 5 yearsBaron Lambertstraat 73, 1040 Etterbeek, BelgiumKBO/BCE: BE 0759.521.282

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

MOSAIC-LAB has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€696,037) and a net result of -€178,536. Equity has been shrinking by about 60% per year since 2021. Its solvency ranks better than 26% of 67 sector peers (NACE 93, financial year 2026). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

KBO
Status
Active since 07-12-2020 Normal situation
Legal form
Private limited company
Registered office
Baron Lambertstraat 73, 1040 Etterbeek
Activity
Sports, amusement and recreation activities NACE 93126
Establishment unit
2.311.760.517 1040 Etterbeek, since 07-12-2020
Financial year end
30 June
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • PICHANCOURT Marie-EdouardDirector · since 07-12-2020

Financial position

53 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts to 30-06-2026
Gross margin
-€23,663
▲ 71.8%
Loss
€178,536
▼ 24.9%
Equity
-€696,037
▼ 36.2%
Total assets
€2.2m
▼ 5.2%
Turnover not published (micro format)2026 accounts filed 123 days before the deadline
Filed on 30-09-2026at the National Bank
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.07, cash €3,104, halvedNegative equity -€696,037lowers riskSize: total assets €2.2mSector: Sports, amusement and recreation activities (NACE 93)Show the evidence

Checked score

Score 2026
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of small companies in sports and recreation (NACE 93)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2025
Weak
Solvency 0-3
equity -31.5% of total assets
Liquidity 50-3
short-term debt 2.7% · cash 0.1%
Profitability 9+3
return on assets -8.1%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (423 companies, NACE 93, small)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.8%▲ +0.3 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025highest value 06-2025: 0.8%● unchanged vs 05-2025highest value 07-2025: 0.8%● unchanged vs 06-2025highest value 08-2025: 0.8%● unchanged vs 07-2025highest value 09-2025: 0.8%● unchanged vs 08-2025highest value 10-2025: 0.3%▼ -0.5 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.7%▲ +0.4 percentage points vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.07 (1.04 in 2025), below 1. Short-term debt is 2.7% and cash 0.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, small). It does better than 5% of them on solvency, 48% on liquidity, 10% on profitability and 12% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.07, cash €3,104, halved
NBB · annual accounts
lowers risk · Size: total assets €2.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€696,037
NBB · annual accounts
lowers risk · Sector: Sports, amusement and recreation activities (NACE 93)
KBO
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
212223242526
2021 to 2026 · latest year -€696,037
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 30-09-2026, 123 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
123 days early
2025
137 days early
2024
50 days early
2023
110 days early
2022
52 days early
2021
55 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 88 days before the deadline. In the sector (NACE 93), the median for financial year 2024 was 1 day before the deadline, and 42% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 13 October (4 of the last 5 filed years within 58 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2026 -€696,037 View
  • Risk: 6 loss-making years in a rowloss in financial year 2026 -€178,536 View
  • Caution: Lower net result than 95% of companies in sports and recreationsector median €2,981 · 67 companies -€178,536 View
  • Caution: Equity fell in 2026from -€511,116 to -€696,037 ▼ 36.2% View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about MOSAIC-LAB

What is the company number of MOSAIC-LAB?
The company number of MOSAIC-LAB is 0759.521.282. The VAT number is the same number with BE in front: BE 0759.521.282.
Where is MOSAIC-LAB based?
The registered office is at Baron Lambertstraat 73, 1040 Etterbeek.Company details
What does MOSAIC-LAB do?
According to the KBO register, the main activity is sports, amusement and recreation activities (NACE 93126).
What is the legal form of MOSAIC-LAB?
The legal form of MOSAIC-LAB is Private limited company (BV).
When was MOSAIC-LAB founded?
MOSAIC-LAB was founded on 07-12-2020.
Is MOSAIC-LAB still active?
Yes, MOSAIC-LAB is an active enterprise in the KBO register.
What is the turnover of MOSAIC-LAB?
The annual accounts for financial year 2026 state no turnover. The micro format does not require it.Financials
Is MOSAIC-LAB profitable?
In financial year 2026, MOSAIC-LAB made a loss of €178,536.
Where can I find the annual accounts of MOSAIC-LAB?
MOSAIC-LAB filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of MOSAIC-LAB due?
MOSAIC-LAB must file the annual accounts for financial year 2027 by 31-01-2028.Timeline

Comparable companies

These companies have the same main activity as MOSAIC-LAB: sports, amusement and recreation activities (NACE 93126). They are comparable in size and age: total assets between €224,000 and €1.4m, founded between 1996 and 2019.

CompanyTotal assetsGross margin
MOSAIC-LAB Etterbeek€2.2m-€0.02m
Scouffleny Lasne€1.4m-€0.008m
JAVELIN SAILING PROMOTION Nazareth-De Pinte€0.4m€0.002m
Forza Sailing Koksijde€0.3m€0.02m
CEDRIC GENICOT Schaarbeek€0.5m€0.03m
CENTRE D'HYDROBIOPHELIE AU FIL DE L'EAU Farciennes€0.3m€0.03m
Centre aquatique Sports & Ô Liège€0.2m€0.04m
Full comparison

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