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MOSAIC IT

Active
Frans Lyceumlaan 5A ·1180 Ukkel, Belgium
KBO/BCE: BE 1005.200.013
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Age2 yrs
Real estate1 parcel · 4,021 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MOSAIC IT is 0.9% (low). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 20% of 2743 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2743 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k
Working capital€16k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 29-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 12.3% 62.2%
better than 20% of 2743 sector peers
Net result €2k €40k
better than 15% of 2745 sector peers
Equity €5k €62k
better than 16% of 2744 sector peers
Gross operating margin €25k €63k
better than 21% of 2745 sector peers
Staff costs €1k €17k
higher than 27% of 360 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€8k
Net profit€2k
Cash flow€3k
Staff costs€1k
Income taxes€3k
Dividends-
Total assets€40k
Equity€5k
Debt€35k
of which ≤ 1y€19k
of which > 1y€15k
Working capital€16k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.81
Quick ratio1.81
Working capital ratio39.9%
Solvency12.3%
Debt / equity7.12
Long-term debt ratio3.13
Interest coverage3.14
Gross margin-
Net margin-
ROA6.0%
ROE48.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€40k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€2k
Financial fixed assets 28€2k
Current assets 29/58€35k
Amounts receivable within one year 40/41€31k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€40k
Equity 10/15€5k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€35k
Amounts payable after one year 17€15k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€183
Income statement
Gross operating margin 9900€25k
Operating result 9901€8k
Financial income 75€7
Financial charges 65€3k
Result before taxes 9903€5k
Income taxes 67/77€3k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
73 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Frans Lyceumlaan 5A, 1180 Ukkel
Overige grafische activiteiten n.e.g.
since 20242.355.622.333
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area4,021 m²
Buildings1
Building footprint259 m²
Volume (LiDAR)5,900 m³
Tallest building25.4 m · ±8 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21614E0231/00N002 Brussels 4,021 m² 1 · 259 m² 25.4 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health73Profitability100Solvency38Growth50Stability67
66 / 100

Strong profile, led by profitability.

Health 73
Profitability 100
Solvency 38
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameFR MOSAIC IT
Registered office
Frans Lyceumlaan 5A bus 5
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.