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MOSA

Active
Private limited companyfounded 20233 yrs activeEekhoornlaan 45, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0798.584.667
Summary

MOSA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €95,723 and a net result of -€4,277. Its solvency ranks better than 95% of 9728 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
Axes
Profitability27
Solvency100
Growth-
Track record79
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 43.76; short-term debt: 2.3% and cash: 0.8% of total assets), and 2.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
97.7%
Return on assets
-4.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 February 2023, MOSA was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€95,723
Total assets
€97,962
Net result
-€4,277
Working capital
€95,723

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €97,962
Equity €95,723
Debt €2,239
Debt finances 2.3% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
43.76
Debt to equity
0.02
ROE
-4.5%
ROA
-4.4%
Debt ≤ 1 year
€2,239

Peer companies

Historical observation

Of the 2,146 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.2% went bankrupt
5.9% stopped otherwise
92% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,146 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 24 lines
Balance sheet Code2024
Assets
Total assets20/58€97,962
Current assets29/58€97,962
Amounts receivable within one year40/41€97,142
Trade receivables40€121
Other amounts receivable41€97,021
Cash at bank and in hand54/58€819
Equity and liabilities
Total equity and liabilities10/49€97,962
Equity10/15€95,723
Contributions10/11€100,000
Profit (loss) carried forward14-€4,277
Amounts payable17/49€2,239
Amounts payable within one year42/48€2,239
Trade debts44€2,239
Suppliers440/4€2,239
Income statement Code2024
Gross operating margin9900-€4,055
Operating profit (loss)9901-€4,055
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€223
Recurring financial charges65€223
Profit (loss) for the period before taxes9903-€4,277
Profit (loss) for the period9904-€4,277
Profit (loss) for the period to be appropriated9905-€4,277
Appropriation of the result
Profit (loss) to be appropriated9906-€4,277

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Gross operating margin9900-€4,055
Operating profit (loss)9901-€4,055
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€223
Recurring financial charges65€223
Profit (loss) for the period before taxes9903-€4,277
Profit (loss) for the period9904-€4,277
Profit (loss) for the period to be appropriated9905-€4,277
Line2024
Assets
Total assets20/58€97,962
Current assets29/58€97,962
Amounts receivable within one year40/41€97,142
Trade receivables40€121
Other amounts receivable41€97,021
Cash at bank and in hand54/58€819
Equity and liabilities
Total equity and liabilities10/49€97,962
Equity10/15€95,723
Contributions10/11€100,000
Profit (loss) carried forward14-€4,277
Amounts payable17/49€2,239
Amounts payable within one year42/48€2,239
Trade debts44€2,239
Suppliers440/4€2,239
Line2024
Profit (loss) for the period9904-€4,277
Operating cash flow (approximation)-€4,277

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,832 m²
Building footprint
238 m²
Volume, LiDAR
734 m³
Parcel 72032B1648/00H000, Flanders · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
MOSA
Eekhoornlaan 45, 3650 Dilsen-StokkemRenting and operating of own or leased residential real estate, excluding social housing
since 20232.342.642.545
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72032B1648/00H000 Flanders 2,832 m² 1 · 238 m² 4.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,141 companies in this sector we hold annual accounts for 6,773. 4,133 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded17-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Not found in the Peppol register

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Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.