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Mos Solution

Active
Private limited companyfounded 20242 yrs activeNederzwalmsesteenweg 3, 9750 Kruisem, BelgiumKBO/BCE: BE 1011.009.422

The computed 12-month bankruptcy probability of Mos Solution is 2.5% (moderate). The 2025 annual accounts show equity of €9k and a net result of €4k. Its solvency ranks better than 21% of 4486 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
48 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability75
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4486 sector peers (2025).
NBB · sector comparison
Position among 4486 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
27 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€9k
Total assets
€70k
Net result
€4k
Working capital
€-23k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €70k
Fixed assets €55k
Current assets €15k
Equity and liabilities €70k
Equity €9k
Debt €61k
Debt finances 87.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€19k
Cash flow
€18k
Solvency
12.5%
Current ratio
0.39
Quick ratio
0.39
Debt / equity
7.01
ROE
42.9%
ROA
5.4%
Interest coverage
27.06
Debt
€61k
Debt ≤ 1 year
€38k
Debt > 1 year
€23k
Income taxes
€235
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€70k
Fixed assets21/28€55k
Intangible fixed assets21€53
Tangible fixed assets22/27€55k
Plant, machinery and equipment23€15k
Furniture and vehicles24€7k
Leasing and similar rights25€33k
Current assets29/58€15k
Amounts receivable within one year40/41€13k
Trade receivables40€9k
Other amounts receivable41€3k
Cash at bank and in hand54/58€2k
Deferred charges and accrued income490/1€136
Equity and liabilities
Total equity and liabilities10/49€70k
Equity10/15€9k
Contributions10/11€5k
Reserves13€4k
Distributable reserves133€4k
Amounts payable17/49€61k
Amounts payable after more than one year17€23k
Financial debts170/4€23k
Amounts payable within one year42/48€38k
Current portion of amounts payable after more than one year42€4k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€242
Taxes450/3€242
Other amounts payable47/48€26k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k
Other operating charges640/8€1k
Gross operating margin9900€20k
Operating profit (loss)9901€5k
Financial income75/76B€5
Recurring financial income75€5
Financial charges65/66B€716
Recurring financial charges65€716
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€235
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
Transfer to equity691/2€4k
To other reserves6921€4k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nederzwalmsesteenweg 39750 Kruisem
Ground area
714 m²
Building footprint
107 m²
Volume, LiDAR
539 m³
Parcel 45057B0543/00D000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mos Solution
Nederzwalmsesteenweg 3, 9750 KruisemGeneral construction of buildings
since 20242.361.298.120
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45057B0543/00D000 Flanders 714 m² 1 · 107 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,356 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-07-2024
Fiscal year end31-12
Activities, NACEBEL
81220Other building cleaning and industrial cleaning
43230Insulation installation
43291Specialised construction activities
43331Floor and wall tiling
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.