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MOS IMMO

Active
Private limited companyfounded 20188 yrs activeRue de Genval 20, 1301 Wavre, BelgiumKBO/BCE: BE 0698.840.755
Summary

MOS IMMO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,921) and a net result of €121,069. Equity is growing by ~11.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability80▼-4
Solvency23▲+12
Growth85=
Track record100
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.01 in 2024; short-term debt: 101.9% and cash: 0% of total assets), and equity is negative.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
31 d late
2024
60 d late
2023
23 d late
2022
68 d late
2021
61 d late
2020
22 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 51 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 June 2018, MOS IMMO was incorporated.1 Revenue went from €52,505 in 2019 to €229,752 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2025, micro schema

Turnover
€229,752▲ 197%
2023 · €77,338
EBIT margin
93.0%▲ 35.0pp
2023 · 57.9%
Net result
€121,069▼ 25.6%
2024 · €162,649
Working capital
-€574,912▲ 51.5%
2024 · -€1.2m
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€0.04m▼ 3.1%€0.05m▲ 17.4%€0.08m▲ 66.1%€0.2m▲ 197%
Operating result€0.007m▲ 10.8%€0.01m▲ 114%€0.04m▲ 208%€0.2m▲ 377%€0.1m▼ 42.8%
Net result-€0.02m▼ 93.6%-€0.006m▲ 63.9%-€0.004m▲ 39.2%€0.2m€0.1m▼ 25.6%
EBIT margin17.1%▲ 2.2pp31.2%▲ 14.1pp57.9%▲ 26.7pp93.0%▲ 35.0pp
Equity-€0.3m▼ 5.5%-€0.3m▼ 1.9%-€0.3m▲ 10.5%-€0.1m▲ 52.7%-€0.02m▲ 82.9%
Total assets€1.2m▼ 5.6%€1.3m▲ 7.6%€1.2m▼ 12.4%€1.1m▼ 9.4%€1.3m▲ 25.9%
Debt€1.6m▼ 3.5%€1.7m▲ 6.4%€1.5m▼ 12.0%€1.2m▼ 18.4%€1.4m▲ 12.7%
Working capital-€0.3m▼ 12.0%-€0.4m▼ 3.3%-€0.4m▼ 26.4%-€1.2m▼ 164%-€0.6m▲ 51.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: €6,805€6,805Net result 2021: -€17,514-€17,514Operating result 2022: €14,542€14,542Net result 2022: -€6,326-€6,326Operating result 2023: €44,793€44,793Net result 2023: -€3,843-€3,843Operating result 2024: €213,588€213,588Net result 2024: €162,649€162,649Operating result 2025: €122,154€122,154Net result 2025: €121,069€121,06920212022202320242025-€100,000€0€100,000€200,000Operating result 2023: €44,793€44,800Net result 2023: -€3,843-€3,840Operating result 2024: €213,588€214,000Net result 2024: €162,649€163,000Operating result 2025: €122,154€122,000Net result 2025: €121,069€121,000202320242025
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets €550,226 ▼ 47.1%
Current assets €782,368 ▲ 4,258%
Equity and liabilities
Equity-€24,921
Debt€1.4m
Equity is negative: debt (€1.4m) exceeds the balance-sheet total (€1.3m).
Key figures and ratios
2025 value · change against 2024
EBITDA
€140,706▼
2024 · €232,369
Cash flow
€139,621▼
2024 · €181,429
Solvency
-1.9%▲
2024 · -13.8%
Current ratio
0.58▲
2024 · 0.01
ROA
9.1%▼
2024 · 15.4%
Interest coverage
129.68▲
2024 · 4.56
Debt ≤ 1 year
€1.4m▲
2024 · €1.2m
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 178 companies that looked in July 2024 the way this one looks now, 6.2% went bankrupt within 24 months and 90% are still going.

  • Small
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
6.2% went bankrupt
2.8% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.3m▲
Fixed assets21/28€1.0m€0.6m▼
Tangible fixed assets22/27€1.0m€0.6m▼
Land and buildings22€1.0m€0.6m▼
Plant, machinery and equipment23€253€190▼
Furniture and vehicles24€87€0▼
Current assets29/58€0.02m€0.8m▲
Amounts receivable after more than one year29-€0.7m
Other amounts receivable291-€0.7m
Amounts receivable within one year40/41€310€0.04m▲
Trade receivables40€310€0▼
Other amounts receivable41-€0.04m
Cash at bank and in hand54/58-€197
Deferred charges and accrued income490/1€0.02m€0▼
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.3m▲
Equity10/15-€0.1m-€0.02m▲
Contributions10/11€0.1m€0.1m=
Profit (loss) carried forward14-€0.2m-€0.1m▲
Amounts payable17/49€1.2m€1.4m▲
Amounts payable within one year42/48€1.2m€1.4m▲
Current portion of amounts payable after more than one year42€0.001m€0▼
Financial debts43€0.01m€0▼
Credit institutions430/8€0.01m€0▼
Trade debts44€0.001m€124▼
Suppliers440/4€0.001m€124▼
Taxes, remuneration and social security45€0.002m€0▼
Taxes450/3€0.002m€0▼
Other amounts payable47/48€1.2m€1.4m▲
Accrued charges and deferred income492/3-€235
Income statement Code20242025
Turnover70€0.2m-
Non-recurring operating income76A€0.02m€0.2m▲
Goods, raw materials, services and sundry goods60/61€0.01m-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.02m▼
Other operating charges640/8€0.007m€0.002m▼
Gross operating margin9900€0.2m€0.1m▼
Operating profit (loss)9901€0.2m€0.1m▼
Financial charges65/66B€0.05m€0.001m▼
Recurring financial charges65€0.05m€0.001m▼
Profit (loss) for the period before taxes9903€0.2m€0.1m▼
Profit (loss) for the period9904€0.2m€0.1m▼
Profit (loss) for the period to be appropriated9905€0.2m€0.1m▼
Appropriation of the result
Profit (loss) to be appropriated9906-€0.2m-€0.1m▲
Profit (loss) brought forward from the previous period14P-€0.4m-€0.2m▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€39,683€46,569€77,338€229,752--
Non-recurring operating income76A---€18,809€158,081▲ 740%
Goods, raw materials, services and sundry goods60/61€8,133€8,083€6,717€9,525--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,989€18,989€18,989€18,781€18,553▼ 1.2%
Other operating charges640/8€5,496€4,955€6,839€6,667€1,563▼ 76.6%
Non-recurring operating charges66A€260-----
Gross operating margin9900€31,550€38,486€70,620€239,036€142,269▼ 40.5%
Operating profit (loss)9901€6,805€14,542€44,793€213,588€122,154▼ 42.8%
Financial charges65/66B€24,319€20,868€48,636€50,939€1,085▼ 97.9%
Recurring financial charges65€24,319€20,868€48,636€50,939€1,085▼ 97.9%
Profit (loss) for the period before taxes9903-€17,514-€6,326-€3,843€162,649€121,069▼ 25.6%
Profit (loss) for the period9904-€17,514-€6,326-€3,843€162,649€121,069▼ 25.6%
Profit (loss) for the period to be appropriated9905-€17,514-€6,326-€3,843€162,649€121,069▼ 25.6%
Line20212022202320242025Change
Assets
Total assets20/58€1.2m€1.3m€1.2m€1.1m€1.3m▲ 25.9%
Fixed assets21/28€1.2m€1.1m€1.1m€1.0m€0.6m▼ 47.1%
Tangible fixed assets22/27€1.2m€1.1m€1.1m€1.0m€0.6m▼ 47.1%
Land and buildings22€1.2m€1.1m€1.1m€1.0m€0.6m▼ 47.1%
Plant, machinery and equipment23€443€380€316€253€190▼ 25.0%
Furniture and vehicles24€0.001m€0.001m€403€87€0▼ 100%
Current assets29/58€0.09m€0.2m€0.05m€0.02m€0.8m▲ 4,258%
Amounts receivable after more than one year29----€0.7m-
Other amounts receivable291----€0.7m-
Amounts receivable within one year40/41€0.07m€0.04m€0.02m€310€0.04m▲ 11,513%
Trade receivables40-€0.003m€0.001m€310€0▼ 100%
Other amounts receivable41€0.07m€0.03m€0.02m-€0.04m-
Cash at bank and in hand54/58€0.02m€0.2m€0.03m-€197-
Deferred charges and accrued income490/1---€0.02m€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.3m€1.2m€1.1m€1.3m▲ 25.9%
Equity10/15-€0.3m-€0.3m-€0.3m-€0.1m-€0.02m▲ 82.9%
Contributions10/11€0.06m€0.06m€0.1m€0.1m€0.1m=
Capital10€0.06m-----
Issued capital100€0.1m-----
Uncalled capital101€0.04m-----
Profit (loss) carried forward14-€0.4m-€0.4m-€0.4m-€0.2m-€0.1m▲ 49.2%
Amounts payable17/49€1.6m€1.7m€1.5m€1.2m€1.4m▲ 12.7%
Amounts payable after more than one year17€1.1m€1.1m€1.0m---
Financial debts170/4€1.1m€1.1m€1.0m---
Amounts payable within one year42/48€0.4m€0.6m€0.5m€1.2m€1.4m▲ 12.7%
Current portion of amounts payable after more than one year42€0.002m€0.1m€0.1m€0.001m€0▼ 100%
Financial debts43---€0.01m€0▼ 100%
Credit institutions430/8---€0.01m€0▼ 100%
Trade debts44€0.002m€0.002m€0.001m€0.001m€124▼ 89.8%
Suppliers440/4€0.002m€0.002m€0.001m€0.001m€124▼ 89.8%
Taxes, remuneration and social security45---€0.002m€0▼ 100%
Taxes450/3---€0.002m€0▼ 100%
Other amounts payable47/48€0.4m€0.4m€0.4m€1.2m€1.4m▲ 14.3%
Accrued charges and deferred income492/3----€235-
Line20212022202320242025Change
Profit (loss) for the period9904-€17,514-€6,326-€3,843€162,649€121,069▼ 25.6%
+ Depreciation and write-downs630€18,989€18,989€18,989€18,781€18,553▼ 1.2%
Operating cash flow (approximation)€1,475€12,663€15,146€181,429€139,621▼ 23.0%
Investment in fixed assets (approximation)-€0€0€56,120€471,543▲ 740%
Change in cash-€145,838-€129,129---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial Back to profitnet €162,649
Net result €162,649 after 5 loss-making years.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
07-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
22-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
3,202 m²
Building footprint
336 m²
Volume, LiDAR
2,847 m³
2 parcels, Brussels, Wallonia · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
27 companies at this address See who is registered here
1 establishment unit
MOS IMMO
Arthur Diderichstraat 73, 1060 Sint-Gillis (bij-Brussel)Real estate development
since 2018unit no. 2.277.115.481
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25006B0095/00B000 Wallonia 3,101 m² 1 · 262 m² 18.9 m · 2 fl.
21013B0436/00H005 Brussels 100 m² 1 · 74 m² 20.8 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. GDS Real Estate 75%
  2. MOS IMMO

Highest known parent: GDS Real Estate. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 4 Gazette acts processed.

Company details

Identification
Legal formPrivate limited company
Founded26-06-2018
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.