MORYBUSINESS
ActiveThe computed 12-month bankruptcy probability of MORYBUSINESS is 9.6% (elevated). The 2025 annual accounts show negative equity (€-1k) and a net result of €-5k. Equity is shrinking by ~74% per year across the filed fiscal years. Its solvency ranks better than 14% of 4575 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
16
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency19▼-25
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
9.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.64 against 0.66 in 2024; short-term debt: 105.5% and cash: 15.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.5%
Return on assets
-26.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-1k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
11 d early
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1k
2024 · €4k
2023: €2k
2024: €4k
2023 → 2025
Total assets
€20k▼ 7.9%
2024 · €21k
2023: €10k
2024: €21k
2023 → 2025
Net result
€-5k
2024 · €2k
2023: €-249
2024: €2k
2023 → 2025
Working capital
€-7k▼ 28.0%
2024 · €-6k
2023: €-5k
2024: €-6k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€4k▲ 82.4%€-1k
Operating result€-249-€2k€-5k
Net result€-249-€2k€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€6k▼ 36.4%
Current assets
€13k▲ 16.8%
Key figures and ratios
EBITDA
€-1k▼
2024 · €3k
Cash flow
€-2k▼
2024 · €3k
Solvency
-5.5%▼
2024 · 19.4%
Current ratio
0.64▼
2024 · 0.66
Quick ratio
0.64▼
2024 · 0.66
Debt / equity
-19.07▼
2024 · 4.16
ROA
-26.6%▼
2024 · 8.8%
Interest coverage
-19.43▼
2024 · 243.35
Debt
€21k▲
2024 · €17k
Debt ≤ 1 year
€21k▲
2024 · €17k
Income taxes
€371
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€20k▼
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Furniture and vehicles24€10k€6k▼
Current assets29/58€11k€13k▲
Amounts receivable within one year40/41€10k€10k▲
Trade receivables40€10k€10k▲
Cash at bank and in hand54/58€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€21k€20k▼
Equity10/15€4k€-1k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€2k€-4k▼
Amounts payable17/49€17k€21k▲
Amounts payable within one year42/48€17k€21k▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€10k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€895€4k▲
Other operating charges640/8€2k€295▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€9k€-879▼
Operating profit (loss)9901€2k€-5k▼
Financial charges65/66B€11€60▲
Recurring financial charges65€11€60▲
Profit (loss) for the period before taxes9903€2k€-5k▼
Income taxes67/77-€371
Profit (loss) for the period9904€2k€-5k▼
Profit (loss) for the period to be appropriated9905€2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-4k▼
Profit (loss) brought forward from the previous period14P€-249€2k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-5k ▼380%
Net result drops to €-5k, the lowest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fernand Tonnetgaarde 201090 JetteGround area
503 m²
Building footprint
182 m²
Volume, LiDAR
1,606 m³
Parcel 21010B0049/00R005, Brussels · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MORYBUSINESS
since 20232.347.394.456
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0049/00R005 | Brussels | 503 m² | 1 · 182 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SD80
BE 0793.464.057
Kinrooi · Eq €4k
S.L. DOG SPORTS
BE 0479.151.987
Blégny · Eq €4k
AUTOLINE
BE 0741.559.357
Vilvoorde · Eq €4k
ARSS Trans
BE 1015.899.806
Antwerpen · Eq €4k
WBA TRANSPORT
BE 0691.805.780
Brussel · Eq €4k
Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 2,419 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2023
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
52210Service activities incidental to land transportation
52250Logistics services
52290Warehousing and support activities for transportation
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.