MORTIER CONSULT
ActiveSummary
MORTIER CONSULT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €375k and a net result of €91k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86=
Solvency82▼-18
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 2.59 in 2024; short-term debt: 40.4% and cash: 17.6% of total assets), and 43.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.8%
Return on assets
13.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
13 d early
2023
28 d early
2022
31 d early
2021
33 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€375k▼ 19.9%
2024 · €468k
2018: €247k
2019: €305k
2020: €286k
2021: €312k
2022: €347k
2023: €410k
2024: €468k
2018 → 2025
Total assets
€659k▲ 7.8%
2024 · €612k
2018: €540k
2019: €382k
2020: €453k
2021: €449k
2022: €464k
2023: €491k
2024: €612k
2018 → 2025
Net result
€91k▲ 8.6%
2024 · €84k
2018: €109k
2019: €57k
2020: €48k
2021: €46k
2022: €50k
2023: €63k
2024: €84k
2018 → 2025
Working capital
€100k▼ 41.2%
2024 · €171k
2018: €-10k
2019: €33k
2020: €12k
2021: €25k
2022: €56k
2023: €141k
2024: €171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€312k-€347k▲ 11.2%€410k▲ 18.0%€468k▲ 14.1%€375k▼ 19.9%
Operating result€68k-€81k▲ 19.3%€92k▲ 12.7%€127k▲ 38.2%€144k▲ 13.3%
Net result€46k-€50k▲ 8.8%€63k▲ 25.6%€84k▲ 34.4%€91k▲ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €659k
Fixed assets
€293k ▼ 12.1%
Current assets
€366k ▲ 31.6%
Equity and liabilities €659k
Equity
€375k ▼ 19.9%
Debt
€285k ▲ 97.6%
Debt's share of the balance-sheet total rises from 23.5% to 43.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€186k▲
2024 · €165k
Cash flow
€134k▲
2024 · €122k
Current ratio
1.38▼
2024 · 2.59
Debt to equity
0.76▲
2024 · 0.31
ROE
24.4%▲
2024 · 18.0%
ROA
13.8%▲
2024 · 13.7%
Interest coverage
37.37▼
2024 · 237.50
Debt ≤ 1 year
€266k▲
2024 · €108k
Debt > 1 year
€19k▼
2024 · €36k
Income taxes
€47k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€612k€659k▲
Fixed assets21/28€333k€293k▼
Tangible fixed assets22/27€323k€283k▼
Land and buildings22€184k€178k▼
Plant, machinery and equipment23€72k€52k▼
Furniture and vehicles24€67k€53k▼
Financial fixed assets28€10k€10k=
Current assets29/58€278k€366k▲
Amounts receivable within one year40/41€58k€73k▲
Trade receivables40€58k€72k▲
Other amounts receivable41€306€1k▲
Current investments50/53€175k€175k=
Cash at bank and in hand54/58€45k€116k▲
Deferred charges and accrued income490/1€737€2k▲
Equity and liabilities
Total equity and liabilities10/49€612k€659k▲
Equity10/15€468k€375k▼
Contributions10/11€19k€19k=
Reserves13€449k€356k▼
Distributable reserves133€449k€356k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€144k€285k▲
Amounts payable after more than one year17€36k€19k▼
Financial debts170/4€36k€19k▼
Amounts payable within one year42/48€108k€266k▲
Current portion of amounts payable after more than one year42€19k€18k▼
Trade debts44€688€3k▲
Suppliers440/4€688€3k▲
Taxes, remuneration and social security45€8k€28k▲
Taxes450/3€6k€26k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€80k€217k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€43k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€167k€187k▲
Operating profit (loss)9901€127k€144k▲
Financial income75/76B€48€125▲
Recurring financial income75€48€125▲
Financial charges65/66B€695€5k▲
Recurring financial charges65€695€5k▲
Profit (loss) for the period before taxes9903€126k€139k▲
Income taxes67/77€42k€47k▲
Profit (loss) for the period9904€84k€91k▲
Profit (loss) for the period to be appropriated9905€84k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€91k▲
Transfer from equity791/2€26k€184k▲
Transfer to equity691/2€84k€91k▲
To other reserves6921€84k€91k▲
Profit to be distributed694/7€26k€184k▲
Return on contributions (dividend)694€26k€184k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €46k ▼4.5%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frans Vanderlindenlaan(Kor) 128500 KortrijkGround area
322 m²
Building footprint
156 m²
Volume, LiDAR
838 m³
Parcel 34353B0212/00A005, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mortier Consult
since 20092.179.632.659
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0212/00A005 | Flanders | 322 m² | 1 · 156 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ACCENT OFFICES
BE 0806.179.371
Roeselare · Eq €375,015
IMMO LECLERCQ
BE 0880.145.237
Tournai · Eq €374,396
MANON
BE 0460.497.107
Zulte · Eq €375,205
DENVEST
BE 0631.785.447
Nieuwpoort · Eq €374,107
BLISPAR
BE 0719.419.603
Boechout · Eq €375,864
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2009
Fiscal year end30-09
Activities, NACEBEL 2025
68110Buying and selling of own real estate
66290Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0479/31 81 77