Summary
Morré is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €95,711 and a net result of €67,116. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 3,041 sector peers (NACE 66, financial year 2025). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Agents and brokers in banking services
NACE 66191
5th oldest company in Nijlen, Finance and insurance sector2 sites
Size
≈ €620,000turnover 2025, estimated
- Staff
- 3.1 FTE
- Equity
- €95,711
- Profit
- €67,116
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €95,711
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 days early
2023
57 days late
2022
125 days early
2021
23 days early
2020
60 days late
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 filed years within 81 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than doubledcurrent ratio 3.58
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
In the rankings
#5 oldest company in Nijlen, Finance and insurance sector
Equity
€95,711▲ 235%
2024 · €28,595
Net result
€67,116▲ 31.6%
2024 · €51,006
Total assets
€392,297▼ 10.6%
2024 · €438,920
Solvency
24.4%▲ 17.9pp
2024 · 6.5%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€93,743
2025
Net result€67,116
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€392,297
2025
Equity€95,711
2025
Debt€296,586
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€200,383
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)17.1%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency24.4%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio3.58
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)3.1
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€10,838-€59,344▲ 448%€106,252▲ 79.0%€182,421▲ 71.7%€103,518▼ 43.3%€26,893▼ 74.0%€76,643▲ 185%€93,743▲ 22.3%
Net result-€255-€44,265€86,353within the sector's middle half▲ 95.1%€146,662above the sector's middle half▲ 69.8%€81,955above the sector's middle half▼ 44.1%€12,089within the sector's middle half▼ 85.2%€51,006within the sector's middle half▲ 322%€67,116within the sector's middle half▲ 31.6%
Equity€142,353-€37,118▼ 73.9%€83,865below the sector's middle half▲ 126%€170,527within the sector's middle half▲ 103%€192,482within the sector's middle half▲ 12.9%€32,589below the sector's middle half▼ 83.1%€28,595below the sector's middle half▼ 12.3%€95,711within the sector's middle half▲ 235%
Total assets€312,473-€213,422▼ 31.7%€252,475below the sector's middle half▲ 18.3%€364,225within the sector's middle half▲ 44.3%€709,278above the sector's middle half▲ 94.7%€513,893within the sector's middle half▼ 27.5%€438,920within the sector's middle half▼ 14.6%€392,297within the sector's middle half▼ 10.6%
Debt€170,120-€176,304▲ 3.6%€168,610▼ 4.4%€193,698▲ 14.9%€516,796▲ 167%€481,304▼ 6.9%€410,326▼ 14.7%€296,586▼ 27.7%
Working capital€117,139-€19,007▼ 83.8%€74,202within the sector's middle half▲ 290%€169,190above the sector's middle half▲ 128%€193,938above the sector's middle half▲ 14.6%€74,127within the sector's middle half▼ 61.8%€106,411within the sector's middle half▲ 43.6%€200,383above the sector's middle half▲ 88.3%
Solvency45.6%-17.4%▼ 28.2pp33.2%within the sector's middle half▲ 15.8pp46.8%within the sector's middle half▲ 13.6pp27.1%within the sector's middle half▼ 19.7pp6.3%below the sector's middle half▼ 20.8pp6.5%below the sector's middle half▲ 0.2pp24.4%within the sector's middle half▲ 17.9pp
Current ratio2.40-1.16▼ 1.241.57within the sector's middle half▲ 0.411.99within the sector's middle half▲ 0.422.19within the sector's middle half▲ 0.201.43within the sector's middle half▼ 0.761.71within the sector's middle half▲ 0.283.58within the sector's middle half▲ 1.86
Return on assets (ROA)-0.1%-20.7%▲ 20.8pp34.2%above the sector's middle half▲ 13.5pp40.3%above the sector's middle half▲ 6.1pp11.6%within the sector's middle half▼ 28.7pp2.4%within the sector's middle half▼ 9.2pp11.6%within the sector's middle half▲ 9.3pp17.1%within the sector's middle half▲ 5.5pp
Staff (FTE)2.2-2.2=2.2within the sector's middle half=2.2=3.2▲ 45.5%2.8▼ 12.5%2.8=3.1▲ 10.7%
above
within
below
the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392,297
Fixed assets
€114,195 ▼ 37.7%
Current assets
€278,102 ▲ 8.8%
Equity and liabilities €392,297
Equity
€95,711 ▲ 235%
Debt
€296,586 ▼ 27.7%
Debt's share of the balance-sheet total falls from 93.5% to 75.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
70.1%▼
2024 · 178.4%
Debt ≤ 1 year
€77,720▼
2024 · €149,143
Debt > 1 year
€218,867▼
2024 · €261,183
Income taxes
€19,242▼
2024 · €19,931
Staff costs
€204,161▲
2024 · €188,997
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €7,000 | €1,000 | €1,292 | ▲ 29.2% |
| Remuneration, social security and pensions62 | - | - | - | €133,181 | €209,263 | €193,378 | €188,997 | €204,161 | ▲ 8.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €37,755 | €37,351 | €26,299 | €25,911 | €73,769 | €91,784 | €85,400 | €87,165 | ▲ 2.1% |
| Other operating charges640/8 | - | - | - | €3,426 | €3,141 | €2,629 | €1,480 | €1,617 | ▲ 9.3% |
| Gross operating margin9900 | €176,799 | €227,040 | €260,090 | €344,940 | €389,691 | €314,684 | €352,520 | €386,685 | ▲ 9.7% |
| Operating profit (loss)9901 | €10,838 | €59,344 | €106,252 | €182,421 | €103,518 | €26,893 | €76,643 | €93,743 | ▲ 22.3% |
| Financial income75/76B | - | - | - | - | €347 | €168 | €614 | - | - |
| Recurring financial income75 | €568 | €491 | €327 | - | €347 | €168 | €1 | - | - |
| Non-recurring financial income76B | - | - | - | - | - | - | €613 | - | - |
| Financial charges65/66B | - | - | - | €1,320 | €3,671 | €4,081 | €6,321 | €7,385 | ▲ 16.8% |
| Recurring financial charges65 | €2,065 | €1,497 | €2,064 | €1,320 | €3,671 | €4,081 | €114 | €7,385 | ▲ 65× |
| Non-recurring financial charges66B | - | - | - | - | - | - | €6,206 | - | - |
| Profit (loss) for the period before taxes9903 | €9,340 | €58,338 | €104,515 | €181,101 | €100,194 | €22,980 | €70,936 | €86,358 | ▲ 21.7% |
| Income taxes67/77 | €9,595 | €14,073 | €18,162 | €34,439 | €18,239 | €10,890 | €19,931 | €19,242 | ▼ 3.5% |
| Profit (loss) for the period9904 | -€255 | €44,265 | €86,353 | €146,662 | €81,955 | €12,089 | €51,006 | €67,116 | ▲ 31.6% |
| Profit (loss) for the period to be appropriated9905 | -€255 | €44,265 | €86,353 | €146,662 | €81,955 | €12,089 | €51,006 | €67,116 | ▲ 31.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €312,473 | €213,422 | €252,475 | €364,225 | €709,278 | €513,893 | €438,920 | €392,297 | ▼ 10.6% |
| Fixed assets21/28 | €111,681 | €75,253 | €48,063 | €24,223 | €352,007 | €267,648 | €183,367 | €114,195 | ▼ 37.7% |
| Intangible fixed assets21 | - | - | - | - | €337,315 | €257,315 | €177,315 | €97,315 | ▼ 45.1% |
| Tangible fixed assets22/27 | €111,681 | €75,253 | €48,063 | €24,223 | €14,692 | €10,333 | €6,052 | €16,880 | ▲ 179% |
| Plant, machinery and equipment23 | - | - | - | €1,125 | €1,408 | €7,296 | €4,484 | €2,362 | ▼ 47.3% |
| Furniture and vehicles24 | - | - | - | €2,672 | €2,507 | €1,509 | €1,568 | €14,518 | ▲ 826% |
| Other tangible fixed assets26 | - | - | - | €20,427 | €10,777 | €1,528 | - | - | - |
| Current assets29/58 | €200,792 | €138,169 | €204,412 | €340,001 | €357,270 | €246,245 | €255,554 | €278,102 | ▲ 8.8% |
| Amounts receivable within one year40/41 | €152,211 | €51,158 | €49,989 | €57,036 | €77,982 | €77,555 | €90,671 | €86,522 | ▼ 4.6% |
| Trade receivables40 | - | - | - | €51,729 | €56,221 | €59,351 | €63,319 | €70,443 | ▲ 11.3% |
| Other amounts receivable41 | - | - | - | €5,306 | €21,761 | €18,204 | €27,352 | €16,078 | ▼ 41.2% |
| Current investments50/53 | €15,000 | €15,000 | €15,000 | €40,000 | €65,000 | €65,000 | €15,000 | €15,000 | = |
| Cash at bank and in hand54/58 | €30,196 | €68,586 | €136,422 | €239,241 | €210,461 | €97,484 | €149,883 | €176,581 | ▲ 17.8% |
| Deferred charges and accrued income490/1 | - | - | - | €3,724 | €3,828 | €6,206 | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €312,473 | €213,422 | €252,475 | €364,225 | €709,278 | €513,893 | €438,920 | €392,297 | ▼ 10.6% |
| Equity10/15 | €142,353 | €37,118 | €83,865 | €170,527 | €192,482 | €32,589 | €28,595 | €95,711 | ▲ 235% |
| Contributions10/11 | €6,205 | €6,205 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €75,900 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | €69,016 | ▲ 36× |
| Non-distributable reserves130/1 | - | - | - | €1,900 | €1,900 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,900 | €1,900 | - | - | - | - |
| Distributable reserves133 | - | - | - | - | - | €1,900 | €1,900 | €69,016 | ▲ 36× |
| Profit (loss) carried forward14 | €60,248 | €29,013 | €63,365 | €150,027 | €171,982 | €12,089 | €8,095 | €8,095 | = |
| Amounts payable17/49 | €170,120 | €176,304 | €168,610 | €193,698 | €516,796 | €481,304 | €410,326 | €296,586 | ▼ 27.7% |
| Amounts payable after more than one year17 | €86,466 | €57,142 | €38,400 | €22,887 | €353,464 | €309,186 | €261,183 | €218,867 | ▼ 16.2% |
| Financial debts170/4 | - | - | - | €22,887 | €353,464 | €309,186 | €261,183 | €218,867 | ▼ 16.2% |
| Amounts payable within one year42/48 | €83,654 | €119,162 | €130,210 | €170,811 | €163,332 | €172,118 | €149,143 | €77,720 | ▼ 47.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €15,514 | €43,782 | €40,750 | €45,021 | €45,715 | ▲ 1.5% |
| Trade debts44 | €48,622 | €18,463 | €6,182 | €73,882 | €36,778 | €100,249 | €18,126 | €4,458 | ▼ 75.4% |
| Suppliers440/4 | - | - | - | €73,882 | €36,778 | €100,249 | €18,126 | €4,458 | ▼ 75.4% |
| Taxes, remuneration and social security45 | - | - | - | €16,320 | €19,645 | €20,840 | €29,593 | €21,905 | ▼ 26.0% |
| Taxes450/3 | - | - | - | €16 | - | - | €4,931 | €2,149 | ▼ 56.4% |
| Remuneration and social security454/9 | - | - | - | €16,304 | €19,645 | €20,840 | €24,663 | €19,756 | ▼ 19.9% |
| Other amounts payable47/48 | - | - | - | €65,096 | €63,127 | €10,281 | €56,403 | €5,641 | ▼ 90.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€255 | €44,265 | €86,353 | €146,662 | €81,955 | €12,089 | €51,006 | €67,116 | ▲ 31.6% |
| + Depreciation and write-downs630 | €37,755 | €37,351 | €26,299 | €25,911 | €73,769 | €91,784 | €85,400 | €87,165 | ▲ 2.1% |
| Operating cash flow (approximation) | €37,499 | €81,616 | €112,652 | €172,573 | €155,724 | €103,874 | €136,406 | €154,281 | ▲ 13.1% |
| Investment in fixed assets (approximation) | - | -€923 | €891 | -€2,072 | -€401,553 | -€7,425 | -€1,119 | -€17,993 | ▼ 1,508% |
| Change in cash | - | €38,390 | €67,837 | €102,819 | -€28,780 | -€112,977 | €52,400 | €26,698 | ▼ 49.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 35 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00366792 |
| 31-12-2024 | micro format | 01-07-2025 | 2025-00223770 |
| 31-12-2023 | micro format | 26-09-2024 | 2024-00474379 |
| 31-12-2022 | micro format | 28-03-2023 | 2023-00046712 |
| 31-12-2021 | micro format | 08-07-2022 | 2022-20164071 |
| 31-12-2020 | abbreviated format | 29-09-2021 | 2021-69000249 |
| 31-12-2019 | abbreviated format | 28-07-2020 | 2020-35000581 |
| 31-12-2018 | abbreviated format | 30-08-2019 | 2019-61900117 |
| 31-12-2017 | micro format | 31-08-2018 | 2018-61200024 |
| 31-12-2016 | micro format | 23-08-2017 | 2017-46200302 |
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Of the 1,649 active companies whose main activity is agents and brokers in banking services (NACE 66191), figures are known for 1,201. 1,020 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €2,266 awarded · €2,157 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €772 | €772 |
| 2024 | 1 | €655 | €704 |
| 2023 | 1 | €485 | €327 |
| 2022 | 1 | €354 | €354 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
2 directors, last change in 2025
Board 2
MOVA
CurrentDirector · since 03-04-2023 · Legal entity · permanent representative: MORRÉ Yvan
COMO
CurrentDirector · since 24-04-2023 · Private limited company · permanent representative: Morré Eline
Permanent representatives 2
MORRÉ Yvan
CurrentPermanent representative · since 03-04-2023 · for MOVA
Morré Eline
CurrentPermanent representative · since 24-04-2023 · for COMO
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
5 of this company's 9 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
4 people since 2023, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MOVA |
|
| COMO |
|
| MOVA |
|
| VAES Ilse |
|
Owners and capital
Owners
2 ownersOwners 2
- MOVAparentSourceaccounts MOVA 202499.2%
- Sourceaccounts COMO 202324%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
Shareholders according to the deeds
Stated in the act
act of 03-04-2023 ↗
- MOVA 248 shares
- MORRÉ Yvan 1 share
- VAES Ilse 1 share
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 03-04-2023 Converted to unavailable equity
Group and network
Connections & network
2 current directorsThe board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
+N: links not shown yet
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History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial
Liquidity more than doubledcurrent ratio 3.58
Current ratio from 1.71 to 3.58; short-term debt falls from €149,143 to €77,720.
01-07
NBB filing
Annual accounts filed
financial year 2024 · micro format
29-01
Gazette deed
Resignation: MOVA BV (director)Permanent representatives: Morré Yvan and Morré Eline · Director discharge6 facts ▸
Gazette deed
Resignation: MOVA BV (director)
Permanent representatives: Morré Yvan and Morré Eline · Director discharge6 facts ▸
- General meeting, 01-10-2024
- Director resignation, MOVA BV (director)
- Director discharge, MOVA BV
- Permanent representative, Morré Yvan
- Director in office, COMO BV (director)
- Permanent representative, Morré Eline
2024
26-09
NBB filing
Annual accounts filed
financial year 2023 · micro format · 57 days late
2023
01-08
Gazette deed
Resignation: Vaes Ilse (director)Director discharge3 facts ▸
Gazette deed
Resignation: Vaes Ilse (director)
Director discharge3 facts ▸
- General meeting, 24-04-2023
- Director resignation, Vaes Ilse (director)
- Director discharge, Vaes Ilse
29-06
Gazette deed
Appointment: COMO BV (director)Permanent representative: Morré Eline3 facts ▸
Gazette deed
Appointment: COMO BV (director)
Permanent representative: Morré Eline3 facts ▸
- General meeting, 24-04-2023
- Director appointment, COMO BV (director)
- Permanent representative, Morré Eline
03-04
Gazette deed
Appointments: MOVA (director) and VAES Ilse (director)Permanent representative: MORRÉ Yvan · Amendment of the articles · Capital conversion18 facts ▸
Gazette deed
Appointments: MOVA (director) and VAES Ilse (director)
Permanent representative: MORRÉ Yvan · Amendment of the articles · Capital conversion18 facts ▸
- General meeting, 20-03-2023
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “volstorting kapitaal en geen rekening niet-opgevraagde inbrengen, volledig volgestort” (deed in Dutch)
- Reserve release, “vormen en meerderheden van statutenwijziging, opheffing” (deed in Dutch)
- Other provision, “afzien voorlezing verslag bestuursorgaan, niet overgaan tot voorlezing” (deed in Dutch)
- Other provision, “ontvangst afschrift verslag bestuursorgaan, volledig” (deed in Dutch)
- Kind of shares, “zonder inbreng door herkwalificatie bestaande aandelen, 3.2 Herkwalificatie” (deed in Dutch)
- Shareholding, 248, “soort A” (deed in Dutch)
- Shareholding, “soort B”, 1 (deed in Dutch) (2 times)
- Other provision, “verwerking verschillen soorten aandelen in nieuwe statuten en aanpassing aandelenregister, aandelenregister aanpassen” (deed in Dutch)
- Other provision, “neerlegging verslag bestuursorgaan met uitgifte proces-verbaal op bevoegde Griffie Ondernemingsrechtbank, neerleggen” (deed in Dutch)
- +6 further facts in this act
28-03
NBB filing
Annual accounts filed
financial year 2022 · micro format
2022
08-07
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial
Highest result from 2018 to 2025net €146,662 ▲69.8%
Operating result €182,421, net result €146,662, both a record.
31-12
Financial
Equity above €150,000equity €170,527 ▲103%
3 profitable years in a row build equity to €170,527.
Show earlier events
29-09
NBB filing
Annual accounts filed
financial year 2020 · abbreviated format · 60 days late
2020
28-07
NBB filing
Annual accounts filed
financial year 2019 · abbreviated format
2019
31-12
Financial
Back to profitnet €44,265
Net result €44,265 after one loss-making year.
30-08
NBB filing
Annual accounts filed
financial year 2018 · abbreviated format · 30 days late
2018
31-08
NBB filing
Annual accounts filed
financial year 2017 · micro format · 31 days late
2017
23-08
NBB filing
Annual accounts filed
financial year 2016 · micro format · 23 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 35 annual accounts filed, the latest 10 are here; all 35 are under Financials.
4 of 9 deeds read
About the unread acts
Of the 9 Belgian Official Gazette deeds we know for this company, 4 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded08-11-1990
Financial year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442442041
Also
9925:BE0442442041
Registered
13-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
254900GFSNCM7MQ7K461
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Nijlen · 2 establishment units since 1994
Ground area
1,289 m²
Building footprint
316 m²
Building volume
2,222 m³
2 parcels, Flanders · tallest building 10.4 m. Linked by address, not a title deed.
2 establishment units
ARGENTA SPAARBANK
since 1994unit no. 2.050.672.050
Stationssteenweg(Kessel) 138, 2560 Nijlen
since 2022unit no. 2.330.512.003
2 parcels
Flanders
2
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12018D0143/00L002 | Flanders | 863 m² | 1 · 160 m² | 9.3 m · 2 |
| 12026D0295/00D003 | Flanders | 426 m² | 1 · 156 m² | 10.4 m · 3 |
How the parcels are linked
Good to know
Both parcels match the address exactly.
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Morré
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, mag bij beslissing bestuursorgaan exploitatiezetels,administratieve zetels,filialen,agentschappen en depots in België…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering bepaalt aantal,duur opdracht,bevoegdheid bij meerdere” (deed in Dutch)“Kosteloos tenzij anders bepaald door algemene vergadering, bij bezoldigd mandaat bepaalt algemene vergadering met absolute meerderheid of…” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “1 tot en met 125, 126 tot en met 250” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Elke overdracht onder levenden ten bezwarende of kosteloze titel,vrijwillig of gedwongen,uitsluiting en uittreding,in vruchtgebruik,blote of…” (deed in Dutch)“Overdracht van aandelen bij overlijden, instemming alle aandeelhouders op straffe van niet-overgang” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Ten minste 15 dagen te rekenen van dag openstelling intekening” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “TITEL V. ALGEMENE VERGADERING Artikel 23. Gewone, bijzondere en buitengewone algemene vergadering Ieder jaar wordt een gewone algemene…” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Ontbinding op elk moment door algemene vergadering, met inachtneming vereisten statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Ontbinding en sluiting vereffening in één akte mogelijk, onder voorwaarden artikel 2:80 WVV” (deed in Dutch)“Algemene vergadering ontbonden vennootschap kan te allen tijde bij gewone meerderheid één of meer vereffenaars benoemen of ontslaan…” (deed in Dutch)