Morevalue
ActiveSummary
The computed 12-month bankruptcy probability of Morevalue is 2.2% (moderate). The 2025 annual accounts show equity of €79k and a net result of €-4k. Equity is shrinking by ~4.7% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability24▲+2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 19.28; short-term debt: 5.2% and cash: 7.9% of total assets), and 5.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
-5.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
26 d early
2024
on the day
2023
1 d early
2022
on the day
2021
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 5.4%
2024 · €84k
2021: €96khighest in 5 years
2022: €92k▼ -4.7% vs 2021
2023: €89k▼ -3.0% vs 2022
2024: €84k▼ -6.0% vs 2023
2025: €79k▼ -5.4% vs 2024lowest in 5 years
2021 → 2025
Total assets
€84k▼ 0.2%
2024 · €84k
2021: €97khighest in 5 years
2022: €92k▼ -5.7% vs 2021
2023: €89k▼ -2.8% vs 2022
2024: €84k▼ -6.2% vs 2023
2025: €84k▼ -0.2% vs 2024lowest in 5 years
2021 → 2025
Net result
€-4k▲ 15.5%
2024 · €-5k
2021: €-4k
2022: €-4k▼ -22.6% vs 2021
2023: €-3k▲ +39.5% vs 2022highest in 5 years
2024: €-5k▼ -95.5% vs 2023lowest in 5 years
2025: €-4k▲ +15.5% vs 2024
2021 → 2025
Working capital
€79k▼ 5.4%
2024 · €84k
2021: €97khighest in 5 years
2022: €92k▼ -4.8% vs 2021
2023: €89k▼ -3.0% vs 2022
2024: €84k▼ -6.0% vs 2023
2025: €79k▼ -5.4% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€92k▼ 4.7%€89k▼ 3.0%€84k▼ 6.0%€79k▼ 5.4%
2021: €96khighest in 5 years
2022: €92k▼ -4.7% vs 2021
2023: €89k▼ -3.0% vs 2022
2024: €84k▼ -6.0% vs 2023
2025: €79k▼ -5.4% vs 2024lowest in 5 years
Operating result€-3k-€-4k▼ 25.4%€-2k▲ 43.6%€-5k▼ 99.3%€-6k▼ 24.7%
2021: €-3k
2022: €-4k▼ -25.4% vs 2021
2023: €-2k▲ +43.6% vs 2022highest in 5 years
2024: €-5k▼ -99.3% vs 2023
2025: €-6k▼ -24.7% vs 2024lowest in 5 years
Net result€-4k-€-4k▼ 22.6%€-3k▲ 39.5%€-5k▼ 95.5%€-4k▲ 15.5%
2021: €-4k
2022: €-4k▼ -22.6% vs 2021
2023: €-3k▲ +39.5% vs 2022highest in 5 years
2024: €-5k▼ -95.5% vs 2023lowest in 5 years
2025: €-4k▲ +15.5% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
Equity and liabilities €84k
Equity
€79k
Debt
€4k
Debt finances 5.2% of the balance-sheet total.
Key figures and ratios
Current ratio
19.28
Debt to equity
0.05▲
2024 · 0.00
ROE
-5.7%▲
2024 · -6.3%
ROA
-5.4%▲
2024 · -6.3%
Debt ≤ 1 year
€4k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€84k€84k▼
Current assets29/58€84k€84k▼
Amounts receivable within one year40/41-€75k
Other amounts receivable41-€75k
Cash at bank and in hand54/58€84k€7k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€84k€84k▼
Equity10/15€84k€79k▼
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Profit (loss) carried forward14€-16k€-21k▼
Amounts payable17/49€0€4k▲
Amounts payable within one year42/48€0€4k▲
Trade debts44€0€4k▲
Suppliers440/4€0€4k▲
Income statement
Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900€-4k€-6k▼
Operating profit (loss)9901€-5k€-6k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€435€435=
Recurring financial charges65€435€435=
Profit (loss) for the period before taxes9903€-5k€-4k▲
Profit (loss) for the period9904€-5k€-4k▲
Profit (loss) for the period to be appropriated9905€-5k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-21k▼
Profit (loss) brought forward from the previous period14P€-11k€-16k▼
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €251 | €348 | €384 | €387 | ▲ 0.8% |
| Gross operating margin9900 | €-3k | €-4k | €-2k | €-4k | €-6k | ▼ 26.7% |
| Operating profit (loss)9901 | €-3k | €-4k | €-2k | €-5k | €-6k | ▼ 24.7% |
| Financial income75/76B | - | - | - | - | €2k | - |
| Recurring financial income75 | - | - | - | - | €2k | - |
| Financial charges65/66B | - | €153 | €271 | €435 | €435 | = |
| Recurring financial charges65 | €203 | €153 | €271 | €435 | €435 | = |
| Profit (loss) for the period before taxes9903 | €-4k | €-4k | €-3k | €-5k | €-4k | ▲ 15.5% |
| Profit (loss) for the period9904 | €-4k | €-4k | €-3k | €-5k | €-4k | ▲ 15.5% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €-4k | €-3k | €-5k | €-4k | ▲ 15.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €97k | €92k | €89k | €84k | €84k | ▼ 0.2% |
| Current assets29/58 | €97k | €92k | €89k | €84k | €84k | ▼ 0.2% |
| Amounts receivable within one year40/41 | €1k | €1k | €0 | - | €75k | - |
| Trade receivables40 | - | €0 | - | - | - | - |
| Other amounts receivable41 | - | €1k | €0 | - | €75k | - |
| Cash at bank and in hand54/58 | €96k | €91k | €89k | €84k | €7k | ▼ 92.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €97k | €92k | €89k | €84k | €84k | ▼ 0.2% |
| Equity10/15 | €96k | €92k | €89k | €84k | €79k | ▼ 5.4% |
| Contributions10/11 | €100k | €100k | €100k | €100k | €100k | = |
| Capital10 | - | €100k | €100k | €100k | €100k | = |
| Issued capital100 | - | €100k | €100k | €100k | €100k | = |
| Profit (loss) carried forward14 | €-4k | €-8k | €-11k | €-16k | €-21k | ▼ 27.7% |
| Amounts payable17/49 | €1k | €91 | €238 | €0 | €4k | - |
| Amounts payable within one year42/48 | €991 | €91 | €238 | €0 | €4k | - |
| Trade debts44 | €991 | €91 | €238 | €0 | €4k | - |
| Suppliers440/4 | - | €91 | €238 | €0 | €4k | - |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €-4k | €-3k | €-5k | €-4k | ▲ 15.5% |
| Operating cash flow (approximation) | €-4k | €-4k | €-3k | €-5k | €-4k | ▲ 15.5% |
| Change in cash | - | €-5k | €-1k | €-6k | €-77k | ▼ 1,289% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Liquidity times 10current ratio 1009.83
Current ratio from 98.42 to 1009.83; short-term debt falls from €991 to €91.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2019
Ground area
495 m²
Building footprint
442 m²
Volume, LiDAR
4,518 m³
Parcel 24502B0920/00C000, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
23
companies at this address
See who is registered here
1 establishment unit
Morevalue
since 20192.315.855.402
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0920/00C000 | Flanders | 495 m² | 1 · 442 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded05-12-2019
Fiscal year end30-06
Scores and ratios are computed by Checked and are not a credit decision.