MORETUS CONSULTANCY has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €647k and a net result of €53k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 8657 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
37 d early
2023
25 d early
2022
2 d early
2021
88 d early
2020
32 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€647k▲ 8.9%
2024 · €594k
2018: €173k
2019: €211k
2020: €209k
2021: €207k
2022: €300k
2023: €349k
2024: €594k
2018 → 2025
Total assets
€2.07M▼ 18.3%
2024 · €2.53M
2018: €2.64M
2019: €3.06M
2020: €3.07M
2021: €3.10M
2022: €2.50M
2023: €2.24M
2024: €2.53M
2018 → 2025
Net result
€53k▼ 78.4%
2024 · €245k
2018: €123k
2019: €38k
2020: €-2k
2021: €-2k
2022: €93k
2023: €48k
2024: €245k
2018 → 2025
Working capital
€455k▼ 50.8%
2024 · €925k
2018: €973k
2019: €1.45M
2022: €897k
2023: €615k
2024: €925k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€300k▲ 45.0%€349k▲ 16.1%€594k▲ 70.4%€647k▲ 8.9%
Operating result€-2k-€196k€116k▼ 40.7%€117k▲ 0.5%€112k▼ 4.4%
Net result€-2k-€93k€48k▼ 48.3%€245k▲ 409%€53k▼ 78.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.07M
Fixed assets
€1.60M=
Current assets
€470k▼ 49.6%
Equity and liabilities €2.07M
Equity
€647k▲ 8.9%
Debt
€1.42M▼ 26.6%
The debt ratio falls from 76.6% to 68.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
31.2%▲
2024 · 23.4%
ROE
8.2%▼
2024 · 41.3%
ROA
2.6%▼
2024 · 9.7%
Debt
€1.42M▼
2024 · €1.94M
Debt ≤ 1 year
€15k▲
2024 · €8k
Debt > 1 year
€1.38M▼
2024 · €1.93M
Income taxes
€18k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.53M€2.07M▼
Fixed assets21/28€1.60M€1.60M=
Financial fixed assets28€1.60M€1.60M=
Current assets29/58€934k€470k▼
Amounts receivable after more than one year29€200k€200k=
Other amounts receivable291€200k€200k=
Amounts receivable within one year40/41€36k€73k▲
Trade receivables40€36k€73k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€688k€183k▼
Deferred charges and accrued income490/1€9k€15k▲
Equity and liabilities
Total equity and liabilities10/49€2.53M€2.07M▼
Equity10/15€594k€647k▲
Contributions10/11€19k€19k=
Reserves13€575k€628k▲
Distributable reserves133€575k€628k▲
Amounts payable17/49€1.94M€1.42M▼
Amounts payable after more than one year17€1.93M€1.38M▼
Financial debts170/4€1.93M€1.38M▼
Amounts payable within one year42/48€8k€15k▲
Trade debts44€111€178▲
Suppliers440/4€111€178▲
Taxes, remuneration and social security45€8k€15k▲
Taxes450/3€8k€15k▲
Accrued charges and deferred income492/3-€30k
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€118k€113k▼
Operating profit (loss)9901€117k€112k▼
Financial income75/76B€209k€6k▼
Recurring financial income75€209k€6k▼
Financial charges65/66B€65k€47k▼
Recurring financial charges65€65k€47k▼
Profit (loss) for the period before taxes9903€260k€71k▼
Income taxes67/77€15k€18k▲
Profit (loss) for the period9904€245k€53k▼
Profit (loss) for the period to be appropriated9905€245k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€245k€53k▼
Transfer to equity691/2€245k€53k▼
To other reserves6921€245k€53k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €245k ▲409%
Net result €245k, the highest in the series.
30-09
Financial
Liquidity quadruplescurrent ratio 110.23
Current ratio from 29.34 to 110.23; short-term debt falls from €22k to €8k.
30-09
Financial
Equity above €500kEq €594k ▲70.4%
3 profitable years in a row build equity to €594k.
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €93k
Net result €93k after 2 loss-making years.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Liquidity times 6current ratio 82.58
Current ratio from 15.01 to 82.58; short-term debt falls from €69k to €18k.
30-09
Financial
Equity above €200kEq €211k ▲22%
2 profitable years in a row build equity to €211k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 25 days late
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergsebaan 342910 EssenGround area
1.4 ha
Building footprint
403 m²
Volume, LiDAR
2,560 m³
Parcel 11643A0058/00D000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bergsebaan 34, 2910 Essen
since 20032.134.211.123
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11643A0058/00D000 | Flanders | 1.4 ha | 1 · 403 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FINBEHEER
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 32,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2003
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.